Banking » Compare Banks » CIT Bank vs Capital One: Which Bank Account Is Better?
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CIT Bank vs Capital One: Which Bank Account Is Better?

While Capital One has a variety of credit card options, CIT Bank does not have a single one. Both banks offer high yield savings accounts and CDs, but while you can access mortgages with CIT Bank, Capital One does not have any mortgages. Overall, which bank is better will depend on your specific needs and preferences.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: January 1, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: January 1, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table Of Content

When CIT Bank Wins?

CIT Bank offers a variety of banking products. You can access an eChecking account, multiple savings accounts, CDs, home loans, and mortgages.

However, there are some obvious gaps in this product line. Currently, you cannot obtain a credit card or personal loan through CIT Bank.

CIT Bank can be a better choice than Capital one if:

  • You have the funds to access the higher tier rates

  • You want a mortgage with your checking and savings account provider

  • You don’t need a credit card

CIT-Bank-Logo
CIT-Bank-Logo

When Capital One Bank Wins?

Capital One began as a credit card company, but over the years, it has developed quite an impressive selection of traditional banking products.

In addition to its great selection of credit cards, you can access checking and saving accounts, loan refinancing, auto finance and kids’ accounts. This makes Capital One more inline for those looking for a traditional banking experience.

Capital One

Capital One can be a better choice than CIT Bank if:

  • You want access to a massive selection of credit card options

  • You want access to higher CD rates

  • You need loan products 

Capital One
CIT Bank
Capital One
Savings Accounts
Checking Accounts
CDs
Money Market Account
Debit Card
Credit Cards
Personal Loans
Mortgage
Government Mortgage
Business Loans
Investing Capabilities

Savings Account

CIT Bank has several savings accounts. Savings Connect has two tiers with a higher rate of 5.05% if you have qualifying deposits.  While there are no account maintenance fees, you are limited to six transactions per statement cycle.

Capital One has a high-yield savings account that has a slightly lower rate than the top rates offered by CIT Bank. However, you don’t need to jump through any requirement hoops. The account allows six withdrawals in a calendar month, but you don’t need a minimum deposit or minimum balance to maintain your account.

However, you do need to be aware that if you continue to exceed the withdrawal maximum number, you could incur a fee or possibly face account closure.

CIT Bank
Capital One
APY
5.05%
4.35%
Fees
$0
$0
Minimum Deposit
$100
$0
Checking Needed?
No
No
Main Benefits
  • Other saving account options available
  • Daily compounding interest
  • Up to 6 transfers or withdrawals per month
  • Digital Savings Tools including mobile check deposit, auto saving plans and savings goals
Capital One savings account
(Screenshot taken by our team from Capital One, rates are not updated)

Checking Account

The CIT Bank checking account option is its eChecking account. This is an interest bearing account that allows you to earn up to 0.10% to 0.25%, which is potentially higher than the 0.10% offered by Capital One.

The eChecking account is virtually fee free. You’ll only incur fees if you have stopped payments, returned items or wire transfers. You can even enjoy free ATM use. You’ll get up to $30 per month in ATM fee reimbursements if you incur fees from using other bank’s machines.

Capital One’s checking account option has some great features. You can access your paycheck up to two days early and choose your overdraft options. The Capital One account is also fee free, so again, you don’t need to worry about account minimums.

CIT Bank
Capital One
APY
0.10% – 0.25%
0.10%
Fees
$0
$0
Minimum Deposit
$100
$50
Main Benefits
  • Interest rate goes up to 0.25% if you exceed the $25k tier
  • No ATM/maintenance fees
  • Mobile check deposits
  • Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple
  • Early Paycheck allows you to access your money up to 2 days sooner.
  • Next Day Grace in case of overdraft
  • Mobile banking with the app that allows you to freeze your card, deposit funds, and receive instant alerts on your transactions.
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Promotion:
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Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

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Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you'll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
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CDs

In this comparison, there is no clear winner. Capital One minimum deposit is lower, as opposed to the $1,000 needed for CIT Bank, but you the rates are quite similar with a small advantage to CIT Bank.

Capital One
CIT Bank
Minimum Deposit
$0
$1,000
APY Range
4.10% – 5.25%
0.30% – 5.00%
APY 6 months
4.35%
5.00%
APY 12 months
5.25%
4.65% (13 months)
APY 24 months
4.40%
4.60% (18 months)
APY 36 months
4.30%
0.40%
No Penalty CD
/
11 months, 4.90% APY

Mortgage Options

CIT offers a variety of mortgage deals. There are fixed rate mortgages with terms of 10 to 30 years. There are also portfolio interest only loans and qualified borrowers can secure a fixed interest only 30 year loan. CIT also offers its customers $525 in cash back after you close on your new home loan. The bank also has relationship discounts of up to 0.20%.

However, Capital One does not currently offer any mortgage packages.

Loan Options

In this area of comparison, it is Capital One that has the edge. Although CIT Bank offers business and commercial finance, there are currently no personal loans in its banking product line.

On the other hand, Capital One has several loan options. Although it doesn’t offer a conventional personal loan, you can access auto loans or refinance loans through Capital One. The bank also offers business lending products.

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Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

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Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you'll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Wealth Products & Advice
Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Chase_logo

Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

UpgradeLogo

Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you'll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Wealth Products & Advice
Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Credit Cards

This is another area where there is no comparison. Capital One has an extensive variety of credit cards. You can browse the card options on its website by category, credit rating and rate. If you have excellent credit, the VentureOne Rewards offers 1.25 miles per dollar with no annual fee. Alternatively, the QuickSilver Rewards card offers unlimited 1.5% cash back on all purchases. However, if you don’t mind an annual fee, Spark Cash Plus offers 2% unlimited cash back with an annual fee of $150.

For those with fair credit, there are still great options including the QuickSilverOne Rewards offering 1.5% unlimited cash back. There are also student cards such as the SavorOne Rewards with tiered rewards up to 3% or if you’re looking to rebuild your credit, Capital One has the Platinum Secured card, which has a $200 initial credit limit from a deposit of $39+. You will also be considered for an increase to your credit limit within 6 months. For students, Capital one offers the Journey card that provides unlimited 1% cash back.

Customer Service

CIT Bank allows you to access customer support online or using its 24 hour automated telephone banking system. However, if you do want to speak to a customer service agent, the lines are only open 9 am to 9 pm Monday to Friday and 10 am to 6 pm on Saturdays.

Capital One’s support is a little more complicated. The bank has numerous dedicated phone lines according to your specific issue. So, if you have a credit card query, you’ll need a different line compared to those with a savings account issue.

However, this does mean that you won’t be put on hold while you’re transferred to the relevant department. You can access the support page on the Capital One website and click on the appropriate link to access the phone number and details about when the service team is available. There is also a mailing address or you can tweet @AskCapitalOne.

However, the ratings on the consumer review platforms are more of a mixed bag. While CIT Bank has a great 3.8 out of 5 rating on Trustpilot, Capital One has a paltry 1.3 out of 5 rating.

Online/Digital Experience

Both CIT Bank and Capital One have apps to enhance the customer’s digital experience. CIT’s app is rated 4.6/5 and 4.2/5 on Apple and Google respectively, while the Capital One mobile app is rated 4.8/5 and 4.9/5 on Apple and Google.

Both apps allow you more control over your account, with 24/7 access to manage your transactions, make transfers, lock your card and receive notifications.

As we touched on above, Capital One has an impressive website that allows you to not only compare card and account options but also access resources to help you improve your finances and discover the best products for your specific needs and circumstances.

check credit score with Capital One CreditWise
Check credit score with CreditWise (Screenshot from Capital One)

Which Bank is The Winner?

With both banks offering similar products, we need to look a little more closely at which bank is better.

Both banks offer a decent selection of banking products, but there are some key differences. While Capital One has a variety of credit card options, CIT Bank does not have a single one.

Both banks offer high yield savings accounts and CDs, but while you can access mortgages with CIT Bank, Capital One does not have any mortgages. Likewise, while Capital One has loan options, CIT does not offer loans. So, which bank is better will depend on your specific needs and preferences.

CIT-Bank-Logo
Capital One
The Smart Investor Logo
APY Savings The annual percentage yield (APY) is a percentage that represents the amount of money or interest earned on your savings account over the course of a year. The APY factored in compound interest. A savings calculator can help you quickly determine how much you'll earn with a given APY.
5.05%
4.35%
Up to 5.02%
Checking Fee The monthly fee on checking account
$0
$0
Compare Banking
Mobile App Rating
4.6/5 on iOS
2.5/5 on Android
4.9/5 on iOS
4.6/5 on Android
Various Banks
Learn More
Learn More
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FAQs

As of February 2024 , there is no Capital One checking account promotions. The main benefit with opening a new Capital Bank account is the high rates you can get on their savings products.

CIT Bank does not really have any products that are specifically designed for those with bad credit. There is one checking account option and no credit cards including a lack of a secured credit card. This may make this bank a little challenging for those who are struggling with their credit rating and need help to rebuild their credit score.

If you have bad credit, there are other banks that have a better product line that is better suited to your specific needs. Another bank may be a better option for you and when you have rebuilt your score, you could then consider CIT.

You can call the customer support line to close your CIT Bank, but the easiest way is through your account dashboard. You should see an option to close the account under the drop down menu and this will walk you through the process.

You will need to have a zero balance with no outstanding transactions. You will need to confirm that you do want to close the account. CIT Bank will then send you an email verification.

Capital One, as a major bank, takes care of your banking needs with minimal fuss. Millennials are also likely to value the accounts' convenience and functionality.

Many of the accounts are fee-free, and you can get good rates on savings and CDs. There is also a great app for both Android and iOS devices that can help you manage your money while you're on the go.

If you have bad credit, Capital One may reject your application for a checking account.

However, the bank does provide a number of products that can assist you in building your credit. Savings accounts offer competitive rates, allowing you to begin accumulating an emergency fund with no account fees or minimum balance requirements.

CIT Bank vs Capital One: Comparison Methodology

In our detailed comparison, The Smart Investor team thoroughly looked at CIT Bank and Capital One in five main areas:

  1. Checking Accounts (30%): We checked things like direct deposit, debit card availability, monthly fees, ATM and branch access, check deposit, bill pay options, and account alerts. We also considered any special offers for customers.

  2. Savings Accounts including CDs (20%): We focused on important stuff like how much interest you can earn (APY), the smallest amount you need to open an account, how flexible the accounts are, and if they're insured by FDIC. We also looked at special savings offers, different types of CDs, and any fees for taking money out early.

  3. Credit Cards (15%): We looked at what rewards you get, how much the card costs each year, any bonuses you get for signing up, perks for traveling, how much interest you pay on balances, and if you can transfer balances from other cards.

  4. Lending Options (15%): We checked out the different kinds of loans they offer, like personal loans, student loans, mortgages, and loans where you use your home as collateral.

  5. Customer Experience And Bank Reputation (20%): We looked into how easy it is to use their online and mobile banking, how helpful their customer support is, what people say about them online, any awards they've won, and how stable they are financially. This gave us a good idea of what it's like to be a customer and how much people trust them.

Compare Capital One With Other Banks

Discover Bank is a full-service online bank as well as a provider of payment services. Discover can be used for banking and retirement planning by individuals. Discover is best known for its credit cards with rewards, but it also provides personal, student, and home equity loans.

Capital One began as a credit card company, but it has grown to offer a diverse range of traditional banking services over the years. In addition to credit cards, it offers checking and savings accounts, loan refinancing, auto finance, and children's accounts. As a result, Capital One is more appealing to those seeking a traditional banking experience.

Read Full Comparison: Discover vs Capital One: Which Bank Account Wins?

Capital One is a premium online banking service that offers convenient, dependable service and physical locations to anyone looking for them. Capitol One 360, in addition to providing a trustworthy and dependable service, has no hidden fees or minimums, allowing you to continue earning interest on your daily money. There are over 38,000 fee-free ATMs and over 2,000 Capital One ATMs to meet your money access needs.

American Express is one of the world's most well-known credit card brand names. Customers can get a personal banking solution from American Express National Bank, which offers online savings and CD options. Personal savings accounts have a high potential yield. American Express National Bank is a respectable, secure banking option that does not offer any extra features but does offer the most important one.

Read Full Comparison: American Express vs Capital One: Which Bank Is Better For You?

Chase and Capital One both have banking product lines that compete with traditional high street banks.

Capital One also has a competitive advantage in terms of checking accounts. The Capital One checking account is not only fee-free, but you can also earn interest on your account balance. Chase's checking account does not pay interest, and you must meet certain requirements to have the $12 monthly fee waived.

However, when you open a qualifying account, Chase will give you a welcome bonus, and its checking account has some nice features such as paperless statements for up to seven years and checking account upgrade options.

Read Full Comparison: Chase vs Capital One: Compare Banking Options

Capital One began as a credit card company, but has expanded its line of banking products to rival a traditional bank. Aside from checking and savings accounts, you can also get loan refinancing, auto finance, and children's accounts.

Wells Fargo offers an even broader range of products. There are several checking accounts available, as well as two savings accounts and investment options such as IRAs and 401ks. You can also get loans and mortgages, as well as wealth management services. Wells Fargo is thus a highly comparable alternative to the traditional high street bank.

Read Full Comparison: Capital One vs Wells Fargo: Which Bank Wins?

Capital One made its name as a credit card company, but in recent years, it has developed a decent banking product line that rivals that of a traditional bank. Capital One offers loan refinancing, kids' accounts, and auto finance in addition to checking and savings accounts.

Credit One remains primarily a credit card company, but it does offer a limited range of banking products, including CDs.

Read Full Comparison: Capital One vs Credit One: Which Bank Account Is Better?

Ally has a decent banking product lineup that would make switching from a traditional high street bank relatively simple. Checking, savings, CDs, auto loans, personal loans, mortgages, investments, and retirement products are among the products available. The only obvious omission from the Ally line is the absence of a credit card.

Capital One began as a credit card company, but it has since expanded into a variety of other banking services. You can access auto finance, loan refinancing, and children's accounts in addition to savings and checking accounts.

Read Full Comparison: Ally vs Capital One: Compare Banking Options

Capital One began as a credit card company, but it has recently expanded its banking product line. Capital One offers checking and savings accounts, children's accounts, auto finance and refinancing, in addition to an impressive selection of credit cards.

Citi offers a diverse range of banking products, including checking and savings accounts, CDs, credit card options, mortgages, personal loans, wealth management plans, IRAs, and investment options.

Read Full Comparison: Citi vs Capital One: Which Bank is Best For You?

Bank of America has an impressive product lineup, as one would expect from a large banking institution. There are various checking and savings accounts, as well as numerous credit card options, auto loans, home loans, and investments. This makes switching from your current bank a breeze.

Capital One began as a credit company, but it has recently expanded its product line. You can now access checking and savings accounts, auto finance, refinancing, and children's accounts in addition to an impressive selection of credit cards.

Read Full Comparison: Bank of America vs Capital One: Which Bank Wins?

Picking the right bank account can be confusing, especially when looking at big banks like U.S. Bank and Capital One. Here's our winner: U.S. Bank vs. Capital One

Capital One is our winner as it offers a full banking package. But if you have specific checking requirements, M&T Bank may win. Here's why.

M&T Bank vs. Capital One: Which Bank Account Is Better?

Capital One is our winner as it offers a full banking package, which is better than TD Bank, especially if you have deposit needs. Here's why.

TD Bank vs. Capital One: Which Bank Account Is Better?

Regions Bank has physical branches you can visit, while Capital One operates mainly online. Let's compare their banking products: Regions Bank vs. Capital One

While PNC Bank is a brick-and-mortar bank, Capital One's presence is mainly online. Let's compare them and see which is our winner: Capital One vs. PNC Bank

Capital One is our winner as it is a better fit for most consumers, while HSBC banking products are designed for high-net-worth individuals.

Capital One vs. HSBC Bank: Which Bank Account Is Better?

Capital One is our winner for most consumers than Barclays bank. But, there are important things to consider when comparing them: Barclays Bank vs. Capital One

Capital One is our winner with a full banking package, including a decent checking option, high savings rates, and great credit cards.

Synchrony Bank vs. Capital One: Compare Banking Options

Banking Reviews

Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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Savings Rate: 5.07% APY
Minimum Deposit:
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Savings Rate: 5.05% APY
Minimum Deposit:
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Savings Rate: 4.50% APY
Minimum Deposit:
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Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

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Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you’ll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

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PNC Virtual Wallet ® is available in AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, and WV. Virtual Wallet ® is offered in the state of MO with the exception of the Greater Kansas City area. Product availability may vary based on where you open your account and the Zip code of your primary

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Wealth Products & Advice
Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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