Banking » Guides » Where Can You Order Personal Checks Online Easily?
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Where Can You Order Personal Checks Online Easily?

If your bank does not provide free checks, you may want to order them online. The good news - you can easily order checks online at the lowest prices.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: April 15, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: April 15, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table Of Content

Key Takeaways

  • Ordering checks online can be a cheaper alternative to ordering checks via banks.
  • Sam’s Club, Costco, and Bradford Exchange do offer single checks for less than $0.03. There are also promotional offers from time to time, where you can buy checks at a discount for some time.
  • To order personal checks online you need to provide a routing number, check number, and checking account number. 
  • For those who are using personal checks regularly, ordering them online in bulk might be a good solution, since they can get a larger discount.

Where to Order Personal Checks?

Check prices can vary considerably, and you can come across rather economical alternatives online as opposed to directly ordering checks via your bank.

The following are online suppliers you can order checks.

 Single ChecksDuplicated Checks
SupplierCost/CheckCost/Check
Sam’s Club$0.048$0.0388
Costco$0.0267$0.0384
Bradford Exchange$0.0291$0.0424
Carousel Checks$0.0466$0.0999
Walmart$0.0497$0.0564
Checks.com$0.0495$0.0595
Super Value Checks$0.0316$0.0595
VistaPrint$0.0625$0.0687
Checks Unlimited$0.1499$0.1799
Current Catalog$0.1249$0.1515

Results: Which Company Offers The Cheapest Checks?

To summarize, if you want to order the cheapest single checks online, the best options available are Sam’s Club, Costco, and Bradford Exchange, which offer single checks for less than 0.03 dollars!

You can also order duplicate checks online if you prefer. These, however, cost slightly more than single checks (as shown in the table above). 

Similar to single checks, Sam’s Club, Costco, and Bradford Exchange offer the cheapest duplicate checks. Their prices are in comparison to other check providers. Hence, regardless of whether you want to order a single or duplicate check, these three suppliers are your best bet!

You can also observe that other online check providers, such as VistaPrint, Checks.com, Checks Unlimited, and Current Catalog have a higher per-check cost for duplicates and singles. Although their prices are higher, it would serve your best interest to consider exploring their official websites for discounts before ordering checks online.

Occasional promotional offers (such as free shipping or percent-off sales) might go a long way in helping you in saving money! Just remember to look at the price per check to avoid paying extra during a “promotional deal.”

Costco Checks makes it easy to order checks online.

 Shop and save on hundreds of designs including the classic Elite Checks, Monarch Checks, Proprietor Checks, and Blue Safety personal checks.

Costco personal check example
Costco personal check example

Bradford Exchange Checks is an affiliated company of The Bradford Exchange, a recognized world authority in fine collectible art since 1973.

It was a natural combination to unite exclusive designer personal checks with masterpieces by today's top artists from The Bradford Exchange.

Bradford Exchange personal check example
Bradford Exchange personal check example

Walmart Checks makes it easy to order checks online. Browse through hundreds of designer checks in the categories below.

Walmart has variety of designs including ASPCA checks, City Chic checks, European Vacation checks, Star Wars checks, and checks with animals from the San Diego Zoo

Walmart personal check example
Walmart personal check example

Vistaprint helps small business and personal users create expertly designed checks

Vista Print personal check example
Vista Print personal check example

Sam's Club checks are often convenient and cost-effective. You can purchase Sam's Club checks in packs and use them to pay for groceries, gas, or any other purchases at the store. 

Sam's Club Checks personal check example

Checks from Online Printers Vs. Bank

Most users order and reorder blank checks from their personal bank because they rely on that financial institution.

Furthermore, it is extremely convenient as well; there is no need for you to go through the hassle of looking up your bank's routing number or filling in the number for your checking account.

Suppose you are a premium checking account holder at the bank (the kind of account that often needs regular direct deposits or a minimum balance). In that case, you may get free of cost or very economical checks from the bank. Meanwhile, only customers with basic checking accounts have to pay larger amounts.

Chase bank how to order check
Ordering a check via Chase bank. Convenient and easy. (Screenshot from chase.com)

The Benefits Of Online Printers Checks

On the other hand, you may wonder whether checks obtained from online printers are just as excellent as those you can get from your bank. In order to be universally accepted, they have to be. All of check printing organizations of good reputation produce checks that abide by industry standards to make sure that merchants and banks alike will accept the checks.

Check printers include security features such as almost invisible security screens and micro printed letters to prevent counterfeiters. CPSA (Check Payment Systems Associations) has certified most of the check printers in the United States for the use of padlock icon (this is the lock symbol that you observe on the face of several checks).

What that means is that the organization has included a few basic security features to safeguard against duplication and alteration of the check.

Prior to ordering checks online from an unfamiliar organization, look for the above-mentioned padlock icon on its official site. Furthermore, you also need to verify the printer from the Better Business Bureau (BBB) accreditation.

How to Order Personal Checks?

It is relatively straightforward to order checks online. Apart from the address and name you want on the check, you require four pieces of information.

Your bank’s routing number is the first piece of information that you will require. This particular number is unique to your bank and has nine digits. Every bank in the U.S. has a routing number listed on your deposit slip and check.

You can usually see the routing number on the bottom left of your deposit slips and checks.

If you do not know or are uncertain what your routing number is, you can reach out to your bank, and they will promptly provide it.

Secondly, you will have to know the starting check number.

If this is a current account, you will want the check numbers to begin where your previous check left off (not necessary, though). Record-keeping becomes very easy when you number your checks sequentially.

People usually like to begin with check 1001 if it is a new account. It makes the account appear older, and no rule per se requires you to begin at 101.

Secondly, you will have to know the starting check number.

If this is a current account, you will want the check numbers to begin where your previous check left off (not necessary, though). Record-keeping becomes very easy when you number your checks sequentially.

People usually like to begin with check 1001 if it is a new account. It makes the account appear older, and no rule per se requires you to begin at 101.

The check style is the final piece of information you will require. You will have to know what style of check you want and whether you want duplicate or regular checks.

Several online check printing organizations provide a broad range of check styles that run the gamut from Winnie the Pooh to football themes! Some people with simpler tastes also prefer to use plain checks.

However, it is quite true that some individuals have strong feelings about their check design!

You can order several other banking products online, apart from checks. Such banking products include check starter kits, check envelopes, deposit tickets, and continuous checks.

How to Get Cheap Personal Checks: Tips

You should follow these tactics to get the most economically priced personal checks.

  • Explore online for discounts– If you simply Google “promo codes to order checks online,” you may get lucky and come across lucrative discount codes for ordering checks online at savings sites such as RetailMeNot.com and Coupons.com.
  • Select plain check designs– To make sure that you pay the least cost per check, it would be wise to pick plain designs like safety blue. Skip upgrades like tailored customized photo designs as these would only cost you more.
  • Purchase in bulk– You are most likely to get a volume discount if you order several boxes of checks. (Bulk buying always has its benefits!)
  • Contact your bank for any free personal checks available-You may get some free checks if you call your bank and ask. The chances of you scoring free checks increase if your bank account has preferred status. Ask a bank cashier for counter checks if you just require a single or a couple of checks in a hurry. Banks might provide you with a couple of these emergency checks free of cost.
  • Ignore the add-ons– When you order checks online, you will be asked to add details like your checking account number, bank routing number, and other important information. The website might offer you add-ons when you are close to checking out. Items like expedited printing, fraud protection, and trackable shipping will bump up your bill. To make sure you get the best value for cheaper personal checks, it would be wise to skip such extras and add-ons (regardless of how tempting they sound!).

Furthermore, when you order personal checks online, you should consider other factors as well, such as processing and shipping. It is helpful to know how long it will take you to place a check order online, contact customer support, and receive your blank checks.

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Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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