Banking » Promotions » Chase Bank Promotions & Welcome Bonus, October 2022
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Chase Bank Promotions & Welcome Bonus, December 2022

Chase offer promotions for new bank accounts as well as welcome bonus on many of its credit cards. Here's all you need to know.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor, which helps consumers make better financial decisions.  Silvermann’s areas of expertise include investing, banking, and credit cards. Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more. Aside from being a finance expert, his background includes working as a business and financial analyst. Above all, he is passionate about teaching people how to manage their money and helping millions on their journey to a better financial future.

Review & Fact Check: Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Financial Expert, The Smart Investor CEO

Experience

Baruch Mann (Silvermann) is a financial expert and founder of The Smart Investor. Above all, he is passionate about teaching people how to manage their money and helping millions on their journey to a better financial future.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor, which helps consumers make better financial decisions.  Silvermann’s areas of expertise include investing, banking, and credit cards. Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more. Aside from being a finance expert, his background includes working as a business and financial analyst. Above all, he is passionate about teaching people how to manage their money and helping millions on their journey to a better financial future.

Review & Fact Check: Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Financial Expert, The Smart Investor CEO

Experience

Baruch Mann (Silvermann) is a financial expert and founder of The Smart Investor. Above all, he is passionate about teaching people how to manage their money and helping millions on their journey to a better financial future.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table Of Content

Chase has a reasonably comprehensive product line, making it a great choice if you consider opening an account. Some excellent promotions can sweeten the deal.

Before diving into the details of each promotion, let's review some of the most common questions of new customers who are looking for promotion:

There are currently no promotion bonuses for Chase saving accounts.

Chase has a number of checking account options and several offer cash welcome bonuses if you meet the qualification criteria and use the appropriate coupon code.

Yes, Chase has business credit card promotions, where you can earn cash or bonus miles if you meet the spend limits

You can receive a $200 welcome bonus with the Chase Total Checking account, if you set up a direct debit within 90 days.

The largest Chase promotion is with the United Explorer card, offering up to 70,000 miles, which have an approximate value of $700. You'll need to spend $6,000+ within six months, with at least $3,000 in the first three months.

Chase uses coupon promo codes that you need to use online or print out to open the appropriate account and qualify for the bonus offer.

Chase does not currently have any CD promotions.

Yes, if you open a self directed investment account, you can earn up to a $625 bonus, depending on the amount you fund the account with.

Chase has several balance transfer promotions for up to 12 months at 0%.

Chase does not currently have any loan promotions.

The Chase website details the full terms and conditions, but if you need to confirm further details, you can always call or message the Chase customer service team to check if you're eligible.

If you close your account or if the account is not in good standing within the promotion period, Chase does reserve the right to take back your cash bonus.

Chase Checking Account Promotions

Chase has something for everyone, whether you're a student, a company owner, or just looking for a new checking account incentive. That said, you have to carefully review the requirements and other terms to ensure you're eligible.

Also, promotions are nice to have – but should have a small weight in your decision. Understand your banking needs, shop around and make sure the new account fulfills your banking needs.

Chase Total Checking®

Chase_logo
Chase_logo
on Chase secure website

Chase Total Checking®

Promotion

$200

Expiration

1/25/2023

Minimum Deposit

$0

Fees

$12 Can be waived if you maintain a $1,000 minimum daily balance, making direct deposits or Associated SnapDeposits of $500 or more per statement cycle, or holding $2,500 in combined deposit accounts with the same statement cycle date or having a Health Savings Account or investment account
on Chase secure website
  • Bonus: Currently, Chase is offering new checking customers a $200 welcome bonus with the Chase Total Checking Account. You'll receive your $200 as an account credit within 15 days of meeting the promotion criteria.
  • Requirements: To qualify for the welcome bonus, you need to open your checking account online or in a branch using the promotion code received via email. You then need to set up a direct debit within 90 days. You will automatically receive your bonus.
  • Product Info: The Total Checking Account is one of the most popular Chase checking account options. It is designed for day-to-day use, with access to 16,000+ ATMs and online/mobile banking. There is a $12 monthly service fee, but this can be waived if you have $500 or more monthly electronic deposits, maintain an average daily balance of $1,500+ or have a combined average daily balance of $5,000 across your qualifying Chase accounts.
  • Terms & Conditions: This offer is not available to exist Chase checking customers or those who have closed an account in the last 90 days. If the total checking account is closed within six months of this promotion, Chase will reclaim the bonus.

What happens if Chase Fails? Chase has a solid track record dating back over two hundred years. Although Chase received a bailout after the 2007/2008 financial crisis, the bank repaid these funds. So, the likelihood of Chase failing is very low. However, should the worst happen and Chase cease trading, its customers have the reassurance of FDIC protection. Customer deposits up to $250,000 are federally insured so that you won’t end up out of pocket.

How's Chase’s physical coverage? Chase is one of the larger US banks, so it has impressive physical coverage. Currently, the bank has approximately 4,800 branches across 48 states, so you shouldn’t have problems finding a local branch. The bank also has an excellent app and clean layout website, so you can complete much of your account management without needing to go to a branch.

Does Chase offer a free checking account? Except for its kids and students checking accounts, all Chase checking accounts have some form of monthly maintenance fee. However, it is possible to waive this fee if you meet one of the lists of account criteria. For example, Chase Total Checking has a $12 fee that can be waived if you maintain an account balance of $1,500 or receive $500+ in direct deposits.

Why are Chase rates basically low? Chase is a more traditional bank with a relatively large branch network. While this is convenient if you need face-to-face customer support, it dramatically increases the bank’s overhead costs. When you compare Chase with online-only banks, its rates can seem unreasonably low, but you need to remember that you are essentially paying for the ability to call into a branch and speak to someone if you have a problem or query.

Chase Secure Banking℠

Chase_logo
Chase_logo
on Chase secure website

Chase Secure Banking℠

Promotion

$100

Expiration

1/25/2023

Minimum Deposit

$0

Fees

$4.95 monthly service fee
on Chase secure website
  • Bonus: There is a $100 bonus when you open a new Chase Secured Banking account. This promotion is also running until 1/25/2023 and you can receive your bonus into your account within 15 days of completing the qualifying transactions.
  • Requirements: As with the Total Checking, you can open the account online or enter your email to receive a coupon code, which you can present at your local branch to open your account in person. You will need to complete 10 qualifying transactions within the first 60 days of enrollment. These include Zelle transactions, ACH credits, debit card purchases, online bill payments and Chase Quick Deposits.
  • Product Info: The Chase Secured Account is designed to provide simplicity when managing your everyday finances. There is a $4.95 monthly service fee, but there are no minimum deposit requirements or fees for online bill payment or sending money with Zelle. You cannot go overdrawn with this account, so it encourages you to stay within your available balance. You also have the reassurance of Zero Liability Protection against unauthorized debit card transactions.
  • Terms & Conditions: Existing Chase checking customers are not eligible for this promotion. Additionally, if you have closed a Chase checking account within 90 days, you will be ineligible. If you close your Secured checking account within six months, you will be obliged to repay your bonus.

What happens if Chase Fails? Chase has a solid track record dating back over two hundred years. Although Chase received a bailout after the 2007/2008 financial crisis, the bank repaid these funds. So, the likelihood of Chase failing is very low. However, should the worst happen and Chase cease trading, its customers have the reassurance of FDIC protection. Customer deposits up to $250,000 are federally insured so that you won’t end up out of pocket.

How's Chase’s physical coverage? Chase is one of the larger US banks, so it has impressive physical coverage. Currently, the bank has approximately 4,800 branches across 48 states, so you shouldn’t have problems finding a local branch. The bank also has an excellent app and clean layout website, so you can complete much of your account management without needing to go to a branch.

Does Chase offer a free checking account? Except for its kids and students checking accounts, all Chase checking accounts have some form of monthly maintenance fee. However, it is possible to waive this fee if you meet one of the lists of account criteria. For example, Chase Total Checking has a $12 fee that can be waived if you maintain an account balance of $1,500 or receive $500+ in direct deposits.

Why are Chase rates basically low? Chase is a more traditional bank with a relatively large branch network. While this is convenient if you need face-to-face customer support, it dramatically increases the bank’s overhead costs. When you compare Chase with online-only banks, its rates can seem unreasonably low, but you need to remember that you are essentially paying for the ability to call into a branch and speak to someone if you have a problem or query.

Chase College Checking®

Chase_logo
Chase_logo
on Chase secure website

Chase College Checking®

Promotion

$100

Expiration

1/25/2023

Minimum Deposit

$0

Fees

$0 or $6 $0 with ONE of the following each monthly statement period: Up to five years while in college OR An electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network OR Have an average ending day balance of $5,000 or more in this account
on Chase secure website
  • Bonus: As a new Chase customer, you can receive a $100 credit to your account after you make the required qualifying transactions with your new account. The promotion is available until 1/25/2023.
  • Requirements: You can open the account online or receive a coupon code to take to your local branch. To receive your bonus, you need to make 10 qualifying transactions within 60 days. The qualifying transactions include Chase QuickDeposits, ACH credits, Zelle transactions, online bill payments or debit card purchases.
  • Product Info: This account is designed to help students navigate their finances and become more confident in dealing with their money. Providing you are a college student aged 17 to 24, there are no monthly service fees for up to five years. You can also access the Chase ATM network and access planning and financial aid tools via withfrank.org that is now part of the Chase group.
  • Terms & Conditions: This promotion is only available if your account is not restricted or closed at the time of the payout. Additionally, you need to be a new Chase customer.

What happens if Chase Fails? Chase has a solid track record dating back over two hundred years. Although Chase received a bailout after the 2007/2008 financial crisis, the bank repaid these funds. So, the likelihood of Chase failing is very low. However, should the worst happen and Chase cease trading, its customers have the reassurance of FDIC protection. Customer deposits up to $250,000 are federally insured so that you won’t end up out of pocket.

How's Chase’s physical coverage? Chase is one of the larger US banks, so it has impressive physical coverage. Currently, the bank has approximately 4,800 branches across 48 states, so you shouldn’t have problems finding a local branch. The bank also has an excellent app and clean layout website, so you can complete much of your account management without needing to go to a branch.

Does Chase offer a free checking account? Except for its kids and students checking accounts, all Chase checking accounts have some form of monthly maintenance fee. However, it is possible to waive this fee if you meet one of the lists of account criteria. For example, Chase Total Checking has a $12 fee that can be waived if you maintain an account balance of $1,500 or receive $500+ in direct deposits.

Why are Chase rates basically low? Chase is a more traditional bank with a relatively large branch network. While this is convenient if you need face-to-face customer support, it dramatically increases the bank’s overhead costs. When you compare Chase with online-only banks, its rates can seem unreasonably low, but you need to remember that you are essentially paying for the ability to call into a branch and speak to someone if you have a problem or query.

How to Open a Chase Bank Account

Chase allows you to open its checking accounts online or for promotional purposes, you can enter your email address to generate a coupon code, which you can print out and present at your local branch to open your account in person. To open an account online, you need to follow a few basic steps.

  1. Click on the “Open Account” button and tick whether you are an existing Chase customer. This can include holding other Chase accounts including credit card, savings accounts, loans or mortgages.
  2. Enter Your Details: If you're new to Chase, you will then need to enter your basic details. You'll need to provide your full name, and date of birth, social security number, address and contact details.
  3. Confirm Your Citizenship Status. This is a simple yes/no, but you can specify another country of citizenship if necessary.
  4. Complete the Form: You need to finalize the form and submit it, Chase will then process the account and email you details of your new account when it has been opened.

What to Look For?

There are a number of things that you need to watch for when determining which Chase bank account is best for your needs and circumstances.

  • Monthly Service Fee: Most Chase checking accounts carry a monthly service fee, but it may be possible to have this fee waived. You will need to check you are comfortable with the fee or that you can easily meet the waiver criteria each month.
  • Promotion Criteria: You'll only receive the appropriate bonus if you meet the promotion criteria. So, check the full details of the promotion to ensure that you can comfortably qualify within the deadline or you could miss out.
  • Overdraft Fees: Chase has a standard $34 overdraft fee, but if you have concerns about going overdrawn, you may be better suited to a Chase Secured account, which only allows you to use available funds.
  • Coupon Code: If you want to open your new checking account in branch, you need to watch out for the coupon code. To get your coupon code, you need to enter your email address and then print off the code to take with you. Don't forget to do this or you'll miss out on your introductory bonus.
  • The Qualifying Transaction Small Print: You need to make a specific number of qualifying transactions to obtain your bonus in most cases. So, you need to double check the small print to ensure that your transactions qualify.

Chase Credit Cards Promotions

Chase is very generous with its credit card promotions and bonuses. The current offers include:

Chase Freedom Unlimited

Chase Freedom Unlimited offers a welcome bonus of  additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year)- worth up to $300 cash back

When it comes to rewards, the cardholders earn 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% cash back on all purchases.

The Chase Freedom Unlimited is a great everyday card as it has a tiered reward structure, favoring travel purchases purchased through the Chase Ultimate Rewards platform. The card also has no annual fee, so you can immediately start to enjoy your rewards.

Since the rewards take the form of a percentage cash back, you can accumulate rewards for cash back, gift cards, Amazon purchases or travel.

freedom_unlimited_card_alt
freedom_unlimited_card_alt

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card sign up bonus is 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. However, you need to be a new Sapphire cardholder who has not received a cardmember bonus in the past 48 months.

This card is best suited to frequent travelers, as you can earn statement credits for hotel stays. The rewards are also weighted towards travel. You'll get 25% greater value when you redeem for travel. Chase also provides an anniversary bonus each year, based on the purchases in the previous year.

chase_sapphire_preffered

chase_sapphire_preffered

Chase Sapphire Reserve®

Chase Sapphire Reserve® offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Like the Sapphire Preferred, this card is designed for travelers, with a tiered reward structure, exclusively on travel purchases. The rewards are at a higher rate than the Sapphire Preferred, but this does come at a cost of a far higher annual fee.

Chase Freedom Flex

The Chase Freedom Flex welcome bonus includes a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Additionally, there is 0% for 15 months on purchases and balance transfers.

This card is a great option for those who don’t have a typical spending pattern. You can activate bonus categories each quarter, in addition to the tiered reward structure.

Chase Freedom Flex

Chase Freedom Flex

Amazon Prime Rewards Visa Signature Card

As the name suggests, the Amazon Prime Rewards Visa Signature Card is geared toward customers who are brand loyal to Amazon. You'll get a $150 Amazon gift card upon approval, loaded instantly to your Amazon account upon the approval of your card application. However, you will need to have an eligible Prime membership.

The card has no annual fee, and you can not only earn rewards on Amazon purchases but also on your other purchases.

You can redeem your rewards balance for all or part of your Amazon.com purchases, but you can see your balance during checkout. You can also redeem for gift cards, cash back, and travel via Chase.com.

Amazon Prime Rewards Visa Signature Credit Card Review

Amazon Prime Rewards Visa Signature Credit Card Review

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card offers a 5 Free Nights (each night valued up to 50,000 points) after qualifying purchases.

The card is weighted towards Marriott purchases with bonuses for being a Marriott Bonvoy member and points towards Elite Status. You'll also receive a free night award each year on your anniversary. This makes it a great card choice if you're brand loyal to Marriott Bonvoy.

You can use your points for Marriott Bonvoy stays or transfer them to partner programs.

Marriott Bonvoy Boundless Card review 2019

Marriott Bonvoy Boundless Card review 2019

Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card sign-up bonus incldues 50,000 points when you spend $1,000 on purchases within the first three months. You need to not currently hold a Southwest Rapid Rewards card or have received a new cardmember bonus in the last two years.

As the name suggests, this card is designed for those who are brand loyal to Southwest airlines. The card has a tiered reward structure weighted towards Southwest. You can also enjoy free checked bags, reward seats and no change fees. There are also 2 EarlyBird Check Ins per year, anniversary bonus points and cash back on inflight purchases.

You can redeem your points for not only flights, but also car rentals, hotel stays and gift cards.

Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card

United℠ Explorer Card

The United℠ Explorer Card
offers 50,000 miles after spending $3,000 on purchases in the first 3 months your account is open.

As the name suggests, the card is designed for United Airlines customers. The rewards are weighted towards United Airline purchases, but you and one travel companion can also get one free checked bag on United operated flights, priority boarding, 25% back as statement credit for in flight purchases and statement credit as reimbursement for TSA Precheck, Global Entry or NEXUS.

united explorer
united explorer

United Quest℠ Card

The sign up bonus of the United Quest℠ Card includes 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.

The United Quest card is designed for more serious United Airlines travelers. Although there is a higher annual fee, you’ll earn annual United purchase credit, anniversary award credits and other premium travel benefits, along with a tiered reward structure.

United Quest℠ Card

United Quest℠ Card

United Club℠ Infinite Card

The United Club℠ Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

This card is designed for those who enjoy traveling in luxury. You can not only accumulate rewards on United purchases, but also get two free checked bags and United ClubSM membership. However, this does come at a cost of a fairly hefty annual fee.

united infinite card

united infinite card

IHG® Rewards Premier Credit Card

The IHG® Rewards Premier Credit Card offers 140,000 Bonus Points + one free night after making $3,000 in purchases with your card within the first 3 months of account opening.

As the name suggests, this card is designed for those who are brand loyal to the IHG hotel group. You’ll earn a high rate of points for each dollar you spend at IHG hotels and resorts.

IHG Rewards Club Premier

IHG Rewards Club Premier

The World of Hyatt Credit Card

The The World of Hyatt Credit Card offers 30,000 points after you spend $3,000 on purchases within the first 3 months of account opening.

This World of Hyatt card is designed to help you turn your purchases into free Hyatt stays. You’ll earn points for every dollar you spend at Hyatt hotels and participating locations.

World of Hyatt

World of Hyatt

United Gateway Card

The United Gateway card offers 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.

This card is a great option for those who are not regular travelers. There is no annual fee and you can earn miles on United purchases along with commuting, local transit and gas station purchases.

United Gateway card

United Gateway card

IHG® Rewards Club Traveler Credit Card

The IHG® Rewards Club Traveler Credit Card offers 80,000 bonus points after you spend $2,000 on purchases in the first 3 months your account is open.

The IHG Rewards Traveler card is designed for those who enjoy staying at IHG resorts, but don’t want to pay the annual fee of the IHG Rewards Premier. While you will earn fewer points per dollar, the card has no annual fee.

IHG Rewards Traveler card
IHG Rewards Traveler card

Disney ® Premier Visa ® Card

You can earn $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.

The Disney ® Premier Visa ® Card is designed for the ultimate Disney fan. There is a tiered reward structure weighted towards streaming services. You’ll earn Disney Reward Dollars that you can redeem for almost anything Disney at most U.S Disney locations.

Disney Premier card
Disney Premier card

Disney Visa Card

You can earn $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.

This card is similar to the Disney Premier card, but there are lower rewards due to the lack of an annual fee. So, if you don’t want to pay an annual fee, but still want to save towards your Disney vacation, this is a great option for you.

Disney Visa card
Disney Visa card

Air Canada Aeroplan Credit Card

You can earn 1 Welcome Flight Reward (up to 50,000 point value) after spending $3,000 in the first 3 months from account opening, plus up to 51,000 points through 10 points per dollar on travel and dining in the first 6 months. 

This card is designed for those who want to boost their Aeroplan points balance. You’ll earn points when you travel or shop and as long as your account is open, your points won’t expire.

aeroplan card
aeroplan card

Chase Freedom Student

You’ll earn $50 after first purchase made within the first 3 months from account opening.

The Freedom Student card is designed for those in full time education who want to earn rewards on their spending. The card is very simple, with no categories or spending caps to worry about, as you’ll earn a flat rate on all your purchases.

Chase Freedom® Student credit card

Chase Freedom® Student credit card

Ink Business Unlimited® Credit Card

The Ink Business Unlimited® Credit Card offers $750 cash back when you spend $7,500 within three months of opening your account.

This is a great all round business credit card, as there is unlimited cash back on all your business purchases. You can also get employee cards at no additional cost.

You can redeem your card rewards for gift cards, cash back and travel.

Ink Business Unlimited card
Ink Business Unlimited card

Ink Business® Cash Credit Card

This is another Chase business credit card offering $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. However, unlike the Ink Business Unlimited, the card has a tiered reward structure, weighted towards office supplies and internet and phone services.

The Ink Business® Cash Credit Card also offers employee cards with no additional cost. This makes it a great card choice if you tend to spend more in particular categories.

Ink Business Cash card
Ink Business Cash card

United℠ Business Card

The United℠ Business Card offers 75,000 bonus miles after spending $5,000 on purchases in the first three months.

The card is designed for frequent business travelers, who prioritize United Airlines. You'll earn higher rewards on United purchases, get free first and second checked bags for you and one travel companion.and Premier qualifying points. The card also offers United ClubSM Membership, which allows you and eligible travel companions access to Club locations and participating Star Alliance lounges worldwide.

United Club Business card
United Club Business card

British Airways Visa Signature® Card

The British Airways Visa Signature® Card offers 75,000 Avios when you spend $5,000 within three months and an additional 25,000 Avios if you spend $20,000 in your first 12 months.

If you anticipate spending enough to qualify for the card's maximum first-year bonus and the Travel Together Ticket each year, think about getting it. Just be aware that you can incur high taxes and fees if you use your rewards to book a flight with British Airways. 

British Airways Visa Signature card
British Airways Visa Signature card

Aer Lingus Signature® Card

The Aer Lingus Signature® Card offers a sign up bonus of 75,000 Avios when you spend $5,000 within three months and an additional 25,000 Avios if you spend $20,000 in your first 12 months.

This card may be a good option if accruing Avios would help you travel. High spenders will gain the most from the card because they will receive the more valuable companion pass and the greater sign-up incentive.

Aer Lingus Signature card
Aer Lingus Signature card

Iberia Visa Signature

The Iberia Visa Signature card offers 75,000 Avios when you spend $5,000 within three months and an additional 25,000 Avios if you spend $20,000 in your first 12 months.

The strongest selling point for this card is probably how rapidly you can get so many Avios with the welcome bonus, but those miles come with a high spending requirement. The card's poor earnings rate once you've redeemed the welcome bonus makes it a back-of-wallet card.

Iberia Visa Signature card
Iberia Visa Signature card

How to Pick the Best Chase Cards:

With such a massive choice of Chase credit cards, it can feel a little overwhelming to choose the best one for you. There are several things to watch out for when assessing the selection of Chase credit cards.

  • Use the Chase Comparison Tool: Chase has a comparison tool on its website under the “Credit Card” tab. When you answer a few basic questions about your preferences and financial circumstances, it will highlight the best card choices for you.
  • Check the Annual Fee: Many of the Chase credit cards have no annual fee, but there are some that carry a fee up to $450+, so watch out for this.
  • Consider Brand Loyalty: Chase has numerous partner card options, so you will need to consider if you are brand loyal to a specific company. If you don't tend to fly United or have an Amazon Prime membership, you may be better suited to a more general Chase card.
  • Check for Limited Time Offers: While most of the introductory offers have no deadline, Chase does have some limited time offers. So, if a card is interesting to you, but has this label, don't delay too long before applying.

Investing Promotions - J.P Morgan Self-Directed Investing

Chase and J.P Morgan are actually the same company, while JPM focuses on investing. With a bonus for new customers. You can earn a bonus of up to $625, depending on the level of funding for your account.

You'll get:

  • $125 bonus if you fund your account with $25k to $99,999,
  • $300 for $100k to $249,999 
  • $625 for funding of $250k plus.

There is also commission free trading with no limits, but options contracts or other fees may apply.

JPMorgan
JPMorgan
Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor, which helps consumers make better financial decisions.  Silvermann's areas of expertise include investing, banking, and credit cards. Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more. Aside from being a finance expert, his background includes working as a business and financial analyst. Above all, he is passionate about teaching people how to manage their money and helping millions on their journey to a better financial future.
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