Table Of Content
Chase has a reasonably comprehensive product line, making it a great choice if you consider opening an account. Some excellent promotions can sweeten the deal.
Before diving into the details of each promotion, let's review some of the most common questions of new customers who are looking for promotion:
Does Chase bank offer a savings account promotion?
There are currently no promotion bonuses for Chase saving accounts.
Does Chase bank offer checking account promotion?
Chase has a number of checking account options and several offer cash welcome bonuses if you meet the qualification criteria and use the appropriate coupon code.
Does Chase bank offer business account promotion?
Yes, Chase has business credit card promotions, where you can earn cash or bonus miles if you meet the spend limits
What is the Largest new Chase bank account promotion?
You can receive a $200 welcome bonus with the Chase Total Checking account, if you set up a direct debit within 90 days.
What is the Largest credit card promotion of Chase bank?
The largest Chase promotion is with the United Explorer card, offering up to 70,000 miles, which have an approximate value of $700. You'll need to spend $6,000+ within six months, with at least $3,000 in the first three months.
Does Chase have promo codes?
Chase uses coupon promo codes that you need to use online or print out to open the appropriate account and qualify for the bonus offer.
Does Chase offer CD promotions?
Chase does not currently have any CD promotions.
Does Chase offer brokerage promotions for investors?
Yes, if you open a self directed investment account, you can earn up to a $625 bonus, depending on the amount you fund the account with.
What are the best Chase balance transfer promotions?
Chase has several balance transfer promotions for up to 12 months at 0%.
Does Chase offer promotions on loans (mortgage/personal/auto/student loan)?
Chase does not currently have any loan promotions.
I'm not sure if I'm eligible for promotion. How can I check it?
The Chase website details the full terms and conditions, but if you need to confirm further details, you can always call or message the Chase customer service team to check if you're eligible.
Can Chase Bank take back my bonus?
If you close your account or if the account is not in good standing within the promotion period, Chase does reserve the right to take back your cash bonus.
Chase Checking Account Promotions
Chase has something for everyone, whether you're a student, a company owner, or just looking for a new checking account incentive. That said, you have to carefully review the requirements and other terms to ensure you're eligible.
Also, promotions are nice to have – but should have a small weight in your decision. Understand your banking needs, shop around and make sure the new account fulfills your banking needs.
Chase Total Checking®
Promotion
Expiration
Minimum Deposit
Fees
- Bonus: Currently, Chase is offering new checking customers a $300 welcome bonus with the Chase Total Checking Account with qualifying activities . You'll receive your $300 as an account credit within 15 days of meeting the promotion criteria.
- Requirements: To qualify for the welcome bonus, you need to open your checking account online or in a branch using the promotion code received via email. New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment..
- Product Info: The Total Checking Account is one of the most popular Chase checking account options. It is designed for day-to-day use, with access to 16,000+ ATMs and online/mobile banking. There is a $12 monthly service fee, but this can be waived if you have $500 or more monthly electronic deposits, maintain an average daily balance of $1,500+ or have a combined average daily balance of $5,000 across your qualifying Chase accounts.
- Terms & Conditions: This offer is not available to exist Chase checking customers or those who have closed an account in the last 90 days. If the total checking account is closed within six months of this promotion, Chase will reclaim the bonus.
Chase Secure Banking℠
Promotion
Expiration
Minimum Deposit
Fees
- Bonus: There is a $100 bonus when you open a new Chase Secured Banking account. This promotion is also running until 10/16/2024 and you can receive your bonus into your account within 15 days of completing the qualifying transactions.
- Requirements: As with the Total Checking, you can open the account online or enter your email to receive a coupon code, which you can present at your local branch to open your account in person. You will need to complete 10 qualifying transactions within the first 60 days of enrollment. These include Zelle transactions, ACH credits, debit card purchases, online bill payments and Chase Quick Deposits.
- Product Info: The Chase Secured Account is designed to provide simplicity when managing your everyday finances. There is a $4.95 monthly service fee, but there are no minimum deposit requirements or fees for online bill payment or sending money with Zelle. You cannot go overdrawn with this account, so it encourages you to stay within your available balance. You also have the reassurance of Zero Liability Protection against unauthorized debit card transactions.
- Terms & Conditions: Existing Chase checking customers are not eligible for this promotion. Additionally, if you have closed a Chase checking account within 90 days, you will be ineligible. If you close your Secured checking account within six months, you will be obliged to repay your bonus.
Chase College Checking®
Promotion
Expiration
Minimum Deposit
Fees
- Bonus: As a new Chase customer, you can receive a credit to your account after you make the required qualifying transactions with your new account. The promotion is available until 10/16/2024.
- Requirements: You can open the account online or receive a coupon code to take to your local branch. To receive your bonus, you need to make 10 qualifying transactions within 60 days. The qualifying transactions include Chase QuickDeposits, ACH credits, Zelle transactions, online bill payments or debit card purchases.
- Product Info: This account is designed to help students navigate their finances and become more confident in dealing with their money. Providing you are a college student aged 17 to 24, there are no monthly service fees for up to five years.
- Terms & Conditions: This promotion is only available if your account is not restricted or closed at the time of the payout. Additionally, you need to be a new Chase customer.
Chase Private Client Checking
Promotion
Expiration
Minimum Deposit
Fees
- Bonus: As a new Chase private client customer, you can receive $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. The promotion is available until 10/16/2024.
- Requirements: Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs). Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We'll add it to your account within 40 days.
- Product Info: Chase Private Client Checking is a premium checking account that offers several benefits. Customers gain access to a Private Client Banker who helps manage financial goals and connects clients to specialists as needed. A JP Morgan Private Client Advisor provides investment advice and strategies for clients. The account offers higher daily limits for transactions such as QuickDeposit and Zelle transfers, as well as fee waivers for wire transfers, overdraft fees, and ATM fees. Priority customer service is also available, and there is no minimum deposit requirement.
- Terms & Conditions: This promotion is only available if your account is not restricted or closed at the time of the payout. Additionally, you need to be a new Chase customer.
How to Open a Chase Bank Account
Chase allows you to open its checking accounts online or for promotional purposes, you can enter your email address to generate a coupon code, which you can print out and present at your local branch to open your account in person. To open an account online, you need to follow a few basic steps.
- Click on the “Open Account” button and tick whether you are an existing Chase customer. This can include holding other Chase accounts including credit card, savings accounts, loans or mortgages.
- Enter Your Details: If you're new to Chase, you will then need to enter your basic details. You'll need to provide your full name, and date of birth, social security number, address and contact details.
- Confirm Your Citizenship Status. This is a simple yes/no, but you can specify another country of citizenship if necessary.
- Complete the Form: You need to finalize the form and submit it, Chase will then process the account and email you details of your new account when it has been opened.
What to Look For?
There are a number of things that you need to watch for when determining which Chase bank account is best for your needs and circumstances.
- Monthly Service Fee: Most Chase checking accounts carry a monthly service fee, but it may be possible to have this fee waived. You will need to check you are comfortable with the fee or that you can easily meet the waiver criteria each month.
- Promotion Criteria: You'll only receive the appropriate bonus if you meet the promotion criteria. So, check the full details of the promotion to ensure that you can comfortably qualify within the deadline or you could miss out.
- Overdraft Fees: Chase has a standard $34 overdraft fee, but if you have concerns about going overdrawn, you may be better suited to a Chase Secured account, which only allows you to use available funds.
- Coupon Code: If you want to open your new checking account in branch, you need to watch out for the coupon code. To get your coupon code, you need to enter your email address and then print off the code to take with you. Don't forget to do this or you'll miss out on your introductory bonus.
- The Qualifying Transaction Small Print: You need to make a specific number of qualifying transactions to obtain your bonus in most cases. So, you need to double check the small print to ensure that your transactions qualify.
Chase Credit Cards Promotions
Chase is very generous with its credit card promotions and bonuses. The current offers include:
Chase Freedom Unlimited
Chase Freedom Unlimited offers a welcome bonus of Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
When it comes to rewards, the cardholders earn 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% cash back on all purchases.
The Chase Freedom Unlimited is a great everyday card as it has a tiered reward structure, favoring travel purchases purchased through the Chase Ultimate Rewards platform. The card also has no annual fee, so you can immediately start to enjoy your rewards.
Since the rewards take the form of a percentage cash back, you can accumulate rewards for cash back, gift cards, Amazon purchases or travel.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card sign up bonus is 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. However, you need to be a new Sapphire cardholder who has not received a cardmember bonus in the past 48 months.
This card is best suited to frequent travelers, as you can earn statement credits for hotel stays. The rewards are also weighted towards travel. You'll get 25% greater value when you redeem for travel. Chase also provides an anniversary bonus each year, based on the purchases in the previous year.
Chase Sapphire Reserve®
Chase Sapphire Reserve® offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Like the Sapphire Preferred, this card is designed for travelers, with a tiered reward structure, exclusively on travel purchases. The rewards are at a higher rate than the Sapphire Preferred, but this does come at a cost of a far higher annual fee.
Chase Freedom Flex
The Chase Freedom Flex welcome bonus includes a . Additionally, there is 0% for 15 months on purchases and balance transfers.
This card is a great option for those who don’t have a typical spending pattern. You can activate bonus categories each quarter, in addition to the tiered reward structure.
Amazon Prime Rewards Visa Signature Card
As the name suggests, the Amazon Prime Rewards Visa Signature Card is geared toward customers who are brand loyal to Amazon. You'll get a $100 Amazon gift card upon approval, loaded instantly to your Amazon account upon the approval of your card application. However, you will need to have an eligible Prime membership.
The card has no annual fee, and you can not only earn rewards on Amazon purchases but also on your other purchases.
You can redeem your rewards balance for all or part of your Amazon.com purchases, but you can see your balance during checkout. You can also redeem for gift cards, cash back, and travel via Chase.com.
Marriott Bonvoy Boundless® Credit Card
The Marriott Bonvoy Boundless® Credit Card offers a 3 Free Nights (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening.
The card is weighted towards Marriott purchases with bonuses for being a Marriott Bonvoy member and points towards Elite Status. You'll also receive a free night award each year on your anniversary. This makes it a great card choice if you're brand loyal to Marriott Bonvoy.
You can use your points for Marriott Bonvoy stays or transfer them to partner programs.
Southwest Rapid Rewards Priority Credit Card
The Southwest Rapid Rewards Priority Credit Card sign-up bonus incldues 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening. You need to not currently hold a Southwest Rapid Rewards card or have received a new cardmember bonus in the last two years.
As the name suggests, this card is designed for those who are brand loyal to Southwest airlines. The card has a tiered reward structure weighted towards Southwest. You can also enjoy free checked bags, reward seats and no change fees. There are also 2 EarlyBird Check Ins per year, anniversary bonus points and cash back on inflight purchases.
You can redeem your points for not only flights, but also car rentals, hotel stays and gift cards.
United℠ Explorer Card
The United℠ Explorer Card
offers 50,000 miles after you spend $3,000 on purchases in the first 3 months your account is open..
As the name suggests, the card is designed for United Airlines customers. The rewards are weighted towards United Airline purchases, but you and one travel companion can also get one free checked bag on United operated flights, priority boarding, 25% back as statement credit for in flight purchases and statement credit as reimbursement for TSA Precheck, Global Entry or NEXUS.
United Quest℠ Card
The sign up bonus of the United Quest℠ Card includes 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open..
The United Quest card is designed for more serious United Airlines travelers. Although there is a higher annual fee, you’ll earn annual United purchase credit, anniversary award credits and other premium travel benefits, along with a tiered reward structure.
United Club℠ Infinite Card
The United Club℠ Infinite Card offers 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
This card is designed for those who enjoy traveling in luxury. You can not only accumulate rewards on United purchases, but also get two free checked bags and United ClubSM membership. However, this does come at a cost of a fairly hefty annual fee.
IHG® Rewards Premier Credit Card
The IHG® Rewards Premier Credit Card offers 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
As the name suggests, this card is designed for those who are brand loyal to the IHG hotel group. You’ll earn a high rate of points for each dollar you spend at IHG hotels and resorts.
The World of Hyatt Credit Card
The The World of Hyatt Credit Card offers 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.*Opens offer details overlay Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent..
This World of Hyatt card is designed to help you turn your purchases into free Hyatt stays. You’ll earn points for every dollar you spend at Hyatt hotels and participating locations.
United Gateway Card
The United Gateway card offers 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
This card is a great option for those who are not regular travelers. There is no annual fee and you can earn miles on United purchases along with commuting, local transit and gas station purchases.
IHG® Rewards Club Traveler Credit Card
The IHG® Rewards Club Traveler Credit Card offers 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening..
The IHG Rewards Traveler card is designed for those who enjoy staying at IHG resorts, but don’t want to pay the annual fee of the IHG Rewards Premier. While you will earn fewer points per dollar, the card has no annual fee.
Disney ® Premier Visa ® Card
You can earn $400 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.
The Disney ® Premier Visa ® Card is designed for the ultimate Disney fan. There is a tiered reward structure weighted towards streaming services. You’ll earn Disney Reward Dollars that you can redeem for almost anything Disney at most U.S Disney locations.
Disney Visa Card
You can earn $250 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
This card is similar to the Disney Premier card, but there are lower rewards due to the lack of an annual fee. So, if you don’t want to pay an annual fee, but still want to save towards your Disney vacation, this is a great option for you.
Air Canada Aeroplan Credit Card
You can earn .
This card is designed for those who want to boost their Aeroplan points balance. You’ll earn points when you travel or shop and as long as your account is open, your points won’t expire.
Chase Freedom Student
You’ll earn $25 statement credit after signing up for automatic payments within the first three months of opening your account..
The Freedom Student card is designed for those in full time education who want to earn rewards on their spending. The card is very simple, with no categories or spending caps to worry about, as you’ll earn a flat rate on all your purchases.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card offers $750 bonus cash back Earn $350 when you spend $3,000 on purchases in the first 3 months*Opens offer details overlay and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening.
This is a great all round business credit card, as there is unlimited cash back on all your business purchases. You can also get employee cards at no additional cost.
You can redeem your card rewards for gift cards, cash back and travel.
Ink Business® Cash Credit Card
This is another Chase business credit card offering $750 bonus cash back Earn $350 when you spend $3,000 on purchases in the first 3 months*Opens offer details overlay and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening. However, unlike the Ink Business Unlimited, the card has a tiered reward structure, weighted towards office supplies and internet and phone services.
The Ink Business® Cash Credit Card also offers employee cards with no additional cost. This makes it a great card choice if you tend to spend more in particular categories.
United℠ Business Card
The United℠ Business Card offers 50,000 bonus miles + 1,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open.
The card is designed for frequent business travelers, who prioritize United Airlines. You'll earn higher rewards on United purchases, get free first and second checked bags for you and one travel companion.and Premier qualifying points. The card also offers United ClubSM Membership, which allows you and eligible travel companions access to Club locations and participating Star Alliance lounges worldwide.
British Airways Visa Signature® Card
The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
If you anticipate spending enough to qualify for the card's maximum first-year bonus and the Travel Together Ticket each year, think about getting it. Just be aware that you can incur high taxes and fees if you use your rewards to book a flight with British Airways.
Aer Lingus Signature® Card
The Aer Lingus Signature® Card offers a sign up bonus of 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
This card may be a good option if accruing Avios would help you travel. High spenders will gain the most from the card because they will receive the more valuable companion pass and the greater sign-up incentive.
Iberia Visa Signature
The Iberia Visa Signature card offers 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
The strongest selling point for this card is probably how rapidly you can get so many Avios with the welcome bonus, but those miles come with a high spending requirement. The card's poor earnings rate once you've redeemed the welcome bonus makes it a back-of-wallet card.
How to Pick the Best Chase Cards:
With such a massive choice of Chase credit cards, it can feel a little overwhelming to choose the best one for you. There are several things to watch out for when assessing the selection of Chase credit cards.
- Use the Chase Comparison Tool: Chase has a comparison tool on its website under the “Credit Card” tab. When you answer a few basic questions about your preferences and financial circumstances, it will highlight the best card choices for you.
- Check the Annual Fee: Many of the Chase credit cards have no annual fee, but there are some that carry a fee up to $450+, so watch out for this.
- Consider Brand Loyalty: Chase has numerous partner card options, so you will need to consider if you are brand loyal to a specific company. If you don't tend to fly United or have an Amazon Prime membership, you may be better suited to a more general Chase card.
- Check for Limited Time Offers: While most of the introductory offers have no deadline, Chase does have some limited time offers. So, if a card is interesting to you, but has this label, don't delay too long before applying.
Investing Promotions - J.P Morgan Self-Directed Investing
Chase and J.P Morgan are actually the same company, while JPM focuses on investing. With a bonus for new customers. You can earn a bonus of up to $625, depending on the level of funding for your account.
You'll get:
- $125 bonus if you fund your account with $25k to $99,999,
- $300 for $100k to $249,999
- $625 for funding of $250k plus.
There is also commission free trading with no limits, but options contracts or other fees may apply.
