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Credit Cards » Credit Card Reviews » Delta SkyMiles® Blue American Express 2024 Review

Delta SkyMiles® Blue American Express 2024 Review

Author: Lorraine Smithills
Interest Rates Last Update: November 15, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Interest Rates Last Update: November 15, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Delta SkyMiles® Blue American Express

Delta SkyMiles® Blue American Express

Rewards Plan

1X – 2X 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases

Welcome Bonus

10,000 miles 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months

Our Rating

3.6
3.6/5

0% Intro

N/A

Annual Fee

$0

APR

20.24% – 29.24% Variable

Rates & Fees / Terms Apply

Delta SkyMiles® Blue American Express

Delta SkyMiles® Blue American Express

Rates & Fees / Terms Apply

Rewards Plan

1X – 2X 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases

Welcome Bonus

10,000 miles 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months

Our Rating

3.6
3.6/5

PROS

CONS

APR

20.24% - 29.24% Variable

Annual Fee

$0

0% Intro

N/A

Credit Requirements

Good - Excellent

The Delta SkyMiles® Blue American Express card is designed for people who like to eat out, travel, fly Delta and get rewards for that –  without paying an annual fee.

The card offers 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases, and a welcome bonus of 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

However, when compared to higher-tier Delta cards, the Delta SkyMiles® Blue American Express Card lacks certain benefits like free checked bags and priority boarding. It doesn't offer a 0% APR promotion, and its welcome bonus, though modest, aligns with its no-annual-fee structure.

For those seeking a basic, no-frills Delta credit card with no annual fee and moderate rewards, the Delta SkyMiles® Blue American Express Card fits the bill. However, frequent Delta travelers or those desiring enhanced benefits may find better value in higher-tier Delta cards, despite their associated annual fees.

How do I redeem miles for non-flight options?

You can use miles for Delta vacations, Delta gift cards, magazine subscriptions, or purchase a Delta Sky Club membership.

How do I qualify for the 20% savings on in-flight purchases?

Simply use your Delta SkyMiles Blue Card for eligible in-flight purchases, and you'll receive a 20% statement credit on those transactions.

Does this card offer priority boarding or free checked bags?

No, the Delta SkyMiles Blue Card does not provide priority boarding or free checked bags.

Can I access Delta Sky Club lounges with this card?

No, the Delta SkyMiles Blue Card does not provide access to Delta Sky Club lounges.

Can I use miles to get a discount on flights?

Yes, through the “Pay with Miles” feature, you can take up to $50 off the cost of your flight for every 5,000 miles redeemed when booking on delta.com.

Is there a cap on the number of miles I can earn?

There is no specified cap on the number of miles you can earn with the Delta SkyMiles Blue Card.

Boeing 777 Delta Airlines flying over the clouds
Boeing 777 Delta Airlines (Photo by Miguel Lagoa/Shutterstock)

In this Review

Pros & Cons

Let’s take a closer look at the pros and cons of the Delta SkyMiles Blue Amex Card:

Pros
Cons
20% Off In-Flight Purchases
No Priority Boarding
No Foreign Transaction Fees
Not For Everyday Spending
Insurance for Car Rental Damage and Loss
No Free Checked Bags
Pay with Miles
Not For Frequent Travelers

You will receive a statement credit for 20% off your purchases of food, beverages, and audio headsets on Delta flights.

Food and beverage on Delta flight
Get 20% off on Food and beverage in Delta flight (Photo by LukeandKarla.Travel/Shutterstock)

You can use your card in countries other than the United States without incurring any foreign transaction fees.

If you use your card to reserve and pay for the entire car rental and decline the rental company's collision damage waiver, you'll receive coverage for theft or damage to a rental vehicle in covered territories through your car.

For every 5,000 miles redeemed through the Pay with Miles platform to book Delta flights, you can receive up to $50 off the cost of your flights.

One of the perks of an airline card is that you can enjoy preferential treatment at the airport, such as priority boarding. However, this is one of the few Delta cards that does not offer this feature.

Compared to other cards with no annual fee, the amount of rewards for everyday spending is low.

Unlike the other American Express travel cards, you don’t get any free checked bags for you or your travel companions, which could end up costing you several hundred dollars on round trip flights.

If you're a frequent traveler/flyer, you may want to look for other cards.

Simulation: How Much Miles You Can Earn?

If you’re a frequent traveler, the SkyMiles Blue card can help you rack up miles rewards, along with other benefits. But how much can you actually earn?

To figure that out, we need to calculate the miles based on the card’s terms and your spending in each category. Since everyone has different spending habits, it’s important to tailor the calculation to match your personal breakdown of expenses.

Delta SkyMiles® Blue American Express

Spend Per Category
Delta SkyMiles® Blue American Express
$10,000 – U.S Supermarkets
10,000 miles
$4,000 – Restaurants
8,000 miles
$4,000 – Airline
8,000 miles
$3,000 – Hotels
3,000 miles
$4,000 – Gas
4,000 miles
Total Miles/Points
33,000 miles
Estimated Redemption Value (Flights)
1 mile = ~1.6 cents cent
Estimated Annual Value
$528

How to Maximize The SkyMiles Blue?

There are several things you can do to maximize the value of your Delta SkyMiles:

  • Check the Price Calendar: Delta has a price calendar where you can look up the prices and miles for up to five weeks of flights. If you have some flexibility with your travel dates, you will be able to find the best deals. If you can travel a day or two earlier or later, you could save thousands of miles.
  • Keep an eye out for flash sales: While Delta has a dynamic pricing system, they are free to have sales at any time. Even if you have no immediate plans to travel, it is worth checking in on a regular basis to see if there are any flash sales.
  • Avoid Delta Hubs: It might sound surprising, but flying out of a Delta hub can sometimes cost you more. Delta tends to charge higher rates from its major hubs, so if you're not in a hurry, it might be worth considering slightly longer flights that skip the Delta hubs and use nearby airports or other airline hubs instead.
  • Book Round Trips: While a one-way flight may give you more flexibility, it will cost you more SkyMIles. If you book the same flights as one-way trips, you may end up paying significantly more miles.
  • Avoid Last Minute Bookings: If you're using SkyMiles, the rates for a flight can skyrocket if you book late, so try to plan ahead and keep an eye out for a better deal.
book a flight with mile on Delta app
Book a flight with mile on Delta app (Screenshot taken by our team from delta app)

How It Compared To Other No Fee Airline Credit Cards?

The Delta SkyMiles Blue American Express Card, with its $0 annual fee, competes favorably with other no-fee airline credit cards, each catering to distinct travel preferences.

In essence, the best customers for each card depend on their specific travel habits and preferences. The Delta SkyMiles Blue Card is ideal for Delta loyalists who frequently dine out, while the JetBlue Card suits those committed to JetBlue.

The United Gateway Card caters to flexible travelers, and the AAdvantage MileUp Card aligns with grocery shoppers who prefer American Airlines.

Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn $200 bonus after opening a Rewards Checking account and making 3 debit card transactions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn $200 bonus after opening a Rewards Checking account and making 3 debit card transactions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Bottom Line: When You Should Consider It?

Here are the main cases you'll want to consider the Delta SkyMiles® Blue American Express:

  • You Don't Want to Pay an Annual Fee: It's unusual to find an airline credit card that doesn't charge an annual fee. While this card may not have a large number of benefits, you won't have to pay an annual fee, so you can start saving right away.
  • You Enjoy Eating Out: While most airline cards favor airline purchases, this card allows you to earn the same number of miles per dollar spent at restaurants, including takeout and delivery. Even if you're not a frequent flyer, you can still earn SkyMiles.
  • You Want Insurance Protections: Not only does this card provide purchase protection against damage or theft for 90 days after purchase, but you can also benefit from car rental damage and loss insurance by paying for the rental with your card and declining the rental desk collision damage waiver.

Compare The Alternatives

If you're looking for an airline credit card with basic travel rewards, there are some good alternatives: