Rewards Plan
Welcome Bonus
Our Rating
0% Intro
Annual Fee
APR
- Annual Companion Certificate
- Free Checked Bags
- High Annual Fee
- Co-branded Card
Rewards Plan
Welcome Bonus
Our Rating
PROS
- Annual Companion Certificate
- Free Checked Bags
CONS
- High Annual Fee
- Co-branded Card
APR
20.99%-29.99% Variable
Annual Fee
$350
0% Intro
N/A
Credit Requirements
Good - Excellent
The Delta SkyMiles® Platinum American Express card is a mid-premium airline travel rewards credit card that is designed for frequent flyers of Delta Airlines.
The Delta SkyMiles® Platinum American Express card offers a generous rewards program that allows you to earn SkyMiles for every dollar spent on purchases. You can earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases.
The card's benefits include an annual companion certificate, a 15% discount on award redemptions for Delta flights, and various travel perks. Also, cardholders earn free checked bag for the cardholder and up to eight companions, priority boarding, and a $100 fee statement credit for Global Entry or TSA PreCheck®.
Despite its advantages, the card has a $350 annual fee and the points reward ratio is average. Also, award pricing and the absence of an award chart can make it challenging to plan flight redemptions.
How can I redeem the 15% discount off award redemptions for Delta flights?
The discount is automatically applied when redeeming miles for Delta flights through the SkyMiles program.
Can I use the companion certificate for any Delta flight?
The companion certificate is valid for round-trip, main cabin domestic travel on specific fare classes.
Can I use the companion certificate every year?
Yes, you receive an annual companion certificate upon card renewal each year.
In this Review
Estimating Your Rewards: A Practical Simulation
The rewards simulation table below shows the potential benefits of using the Delta SkyMiles Platinum Amex card. It provides an overview of your estimated rewards based on general usage and spending across various categories.
While this simulation can help you better understand the potential benefits of this card, it's important to remember that the figures shown are only estimates and actual rewards may vary depending on your individual spending habits and other factors.
| |
|---|---|
Spend Per Category | Delta SkyMiles Platinum American Express Card |
$10,000 – U.S Supermarkets | 10,000 miles |
$3,000 – Restaurants
| 6,000 miles |
$5,000 – Airline | 15,000 miles |
$3,000 – Hotels | 9,000 miles |
$4,000 – Gas | 4,000 miles |
Estimated Total Annual Miles | 44,000 Miles |
Pros and Cons
Just like any other credit card, the Delta SkyMiles Platinum has some advantages and disadvantages:
Pros | Cons |
|---|---|
Welcome Bonus | High Annual Fee |
Annual Companion Certificate | Co-branded Card |
Global Entry or TSA Precheck | Companion Certificate Restrictions |
Free Checked Bags | Dynamic Award Pricing: |
$150 Delta Stays Credit | |
Hertz Five Star® Status |
- Annual Companion Certificate
Cardholders receive a companion certificate for main cabin flights within the U.S., Caribbean, or Central America every year when they renew their Delta SkyMiles Platinum American Express Card.
- Welcome Bonus
Similar to most Delta cards, new cardholders can earn 50,000 bonus miles after you spend $3,000 in your first six months.
- No Foreign Transaction Fee
Like most premium airline cards, there is no foreign transaction fee with the Delta Platinum card.
- Free Checked Bags
Cardholders and up to 8 companions on the same reservation receive the first checked bag for free on Delta flights.
- Global Entry or TSA Precheck
You can receive a statement credit of either $100 for Global Entry or up to $85 for TSA PreCheck® through any Authorized Enrollment Provider for a 5-year plan.
- $150 Delta Stays Credit
Receive a $150 Delta Stays Credit annually on eligible prepaid Delta Stays bookings on delta.com.
- Hertz Five Star® Status
Enroll in the Hertz Gold Plus Rewards program and enjoy Hertz Five Star Status.
Editorial Note: Terms apply to American Express benefits and offers. Enrollments may be required for select benefits. Visit americanexpress.com to learn more
- High Annual Fee
The card has an annual fee of $350.
- Co-branded Card
As a co-branded credit card, the Delta SkyMiles Platinum American Express Card is only useful for those who fly Delta frequently and can take advantage of the Delta-specific benefits.
If you don't fly Delta often, this card may not be as valuable to you.
- Companion Certificate Restrictions
The companion certificate has restrictions, such as limited availability and blackout dates, which may make it difficult to use for some cardholders.
- Dynamic Award Pricing
Delta's dynamic award pricing and lack of an official award chart make it challenging to predict and plan for the number of miles needed for flight redemptions.
Additional Travel Benefits
The Delta SkyMilesPlatinum offers additional travel benefits and an option to upgrade your elite status with the following benefits:
- $120 Resy Credit: Enjoy a $120 Resy Credit, earning up to $10 in monthly statement credits on eligible Resy purchases.
- $120 Rideshare Credit: Get a $120 Rideshare Credit, with up to $10 back in statement credits each month on U.S. rideshare purchases with select providers when you use your Delta SkyMiles Platinum American Express Card. nrollment Required.
- Complimentary Upgrade list: Even if you're not a Medallion Member, you'll be added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members if you have an eligible ticket.
- MQD Boost: Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- MQD on Purchases: Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
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Delta Platinum Travel Insurance Perks
The Delta SkyMilesPlatinum offers various travel insurance perks, including:
- Baggage Insurance Plan: When you purchase a common carrier vehicle ticket with your Eligible Card, you can receive coverage for lost, damaged, or stolen baggage.
- Travel and Emergency Assistance Services: Benefit from legal and medical referrals or other travel emergency assistance if you encounter a problem away from home, with responsibility for the cost of obtained goods or services.
- Trip Delay Insurance: If your trip faces a delay of more than 6 hours due to a covered reason and you paid for the round-trip with your Eligible Card.
- Purchase Protection: Eligible purchases made with your card can be protected for up to 90 days from the purchase date, offering coverage for theft, accidental damage, or loss.
- Extended Warranty: When you use your card for eligible purchases, you can receive an extra year of warranty coverage for warranties lasting 5 years or less in the United States or its territories.
- Cell Phone Protection: This embedded benefit provides reimbursement for repair or replacement costs after cell phone damage or theft.
How To Redeem My Miles?
Delta SkyMiles® Platinum American Express card points can be redeemed in a variety of ways, including for flights, upgrades, hotel stays, car rentals, merchandise, and more. Here's an overview of the different redemption options and how they compare to other travel rewards programs:
Flights: You can redeem your points for Delta Air Lines flights, with redemption options starting at 10,000 points for one-way flights within the United States. Delta Air Lines uses a dynamic pricing model, so the number of points required for a flight can vary depending on the time of year, demand, and other factors. In general, the value of Delta SkyMiles for flights is competitive with other airlines' frequent flyer programs.
- Flights With Airline Partners: If you're a Delta customer, you have access to a wide range of partner airlines through the SkyTeam alliance. With over 20 partners, including Air Europa, Aeromexico, Air France, Hawaiian Airlines, KLM, Virgin Atlantic, and Westjet, you can easily access a range of destinations and travel more easily.
- Upgrades: In addition to flights, you can also use your SkyMiles to upgrade your experience when you're traveling. When you book an eligible Delta flight within the US through Delta Reservations or Delta.com, you can use your miles to pay for an upgrade. If you've already booked your flight, you can still upgrade using miles on Delta.com or the Fly Delta app for almost all Delta-operated flights.
- Gift cards: Another way to redeem your SkyMiles is by purchasing gift cards. Delta offers a range of gift card options that can be redeemed for flights, vacation packages, and other travel-related expenses. While redemption values typically range from 0.8 to 0.9 cents per mile, the gift cards do not expire and can be used by the recipient or gifted to someone else.
- Hotels/Car Rentals: If you prefer not to use your Delta SkyMiles for flights, you can still get great value by using them for other travel-related costs. One option is to redeem your miles through the Delta Vacations platform, which allows you to easily search for and book flight and hotel, flight and car, and hotel and car packages.
When You May Want To Consider It?
The Delta SkyMiles® Platinum American Express card is a great choice for frequent travelers who fly with Delta Airlines. Here are some situations when you may want to consider this card:
You're a frequent Delta traveler: If you fly with Delta Airlines regularly, the Delta SkyMiles® Platinum American Express card can help you earn rewards for your spending and enjoy a variety of travel-related benefits such as a free checked bag on Delta flights, priority boarding, and access to the Delta Sky Club lounges.
You want to earn bonus rewards on everyday and dining purchases: besides miles on Delta purchases, you can also earn miles at restaurants and U.S. supermarkets, and 1X mile on all other eligible purchases. This can be a great way to maximize your rewards for your spending.
You can't apply for premium credit cards: If you have a former relationship with Amex but you're not eligible for the most premium travel cards, you may still be able to get approved for the Delta Platinum card.
You don't mind paying an annual fee: The Delta SkyMiles® Platinum American Express card has a $350 annual fee, so it's best for those who are comfortable paying an annual fee in exchange for the card's rewards and benefits.
Overall, the Delta SkyMiles® Platinum American Express card is a great choice for frequent Delta travelers who want to earn rewards for their spending and enjoy a variety of travel-related benefits.
Card | Rewards | Welcome Bonus | Annual Fee |
| 1X – 2X
2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases
| 40,000 Miles
40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months
| $150, $0 intro first year (Rates & Fees)
|
|---|---|---|---|---|
| 1X – 2X
2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases
| 10,000 miles
10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months
| $0 (Rates & Fees) | |
| 1X – 3X
3X miles per dollar on eligible Delta flights and Delta Vacations® with 1X miles on all other purchases
| 60,000 miles
Earn 60,000 bonus miles after you spend $5,000 in purchases on your new card in your first six months
| $650 (Rates & Fees) | |
| Delta SkyMiles Platinum American Express Card | 1X – 3X
3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
| 50,000 miles
50,000 bonus miles after you spend $3,000 in your first six months
| $350 (Rates & Fees) |
How To Apply For The Delta SkyMiles Platinum Card?
Here are the steps to apply for the Delta SkyMiles® Platinum American Express card:
Visit the American Express website: Go to the American Express website and navigate to the Delta SkyMiles® Platinum American Express card page.
Click “Apply now”: Click the “Apply now” button to begin the application process.
Fill out the application: Fill out the application with your personal and financial information, employment status, and income.
Submit the application: Submit the application and wait for a decision from American Express. If approved, you will receive your new card in the mail in 7-10 business days.
It's important to note that you'll need to have a good credit score to be approved for the Delta SkyMiles® Platinum American Express card.
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How It Compared To Other Delta Cards?
When compared to the other Delta cards such as the Delta SkyMiles Gold American Express Card and the Delta SkyMiles Reserve American Express Card, distinctions in perks and suitability emerge.
For example, the Delta SkyMiles Gold Card is more entry-level, featuring a lower annual fee of $150, $0 intro first year It suits occasional Delta travelers who value earning miles, free checked bags and priority borading, but may not need the elevated benefits of the Platinum Card.
The Delta SkyMiles Reserve Card, with its higher annual fee of $650, is tailored for premium travelers seeking exclusive perks like Delta Sky Club membership, annual credits and a variety of premium perks. It's suitable for those who prioritize luxurious travel experiences and desire unlimited lounge access.
The last option is the Delta SkyMiles Blue American Express Card which stands out as a no-annual-fee alternative. While it may lack some of the premium perks offered by the Platinum and Reserve cards, it provides a solid entry point for individuals who prioritize simplicity and want to accumulate Delta SkyMiles with every purchase.
Compare Delta SkyMiles Platinum Card
While the Delta SkyMiles Reserve card has a high annual fee, it offers better airline and travel benefits than the Platinum card.
The Delta SkyMiles Platinum is more expensive but offers more premium benefits than the Delta Gold. Here's our complete comparison.
If you need premium travel perks and versatility – the Amex Platinum wins. Need airline benefits and lower fees? Consider the Delta Platinum.
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