Credit Cards » Credit Card Reviews » JetBlue Plus Card 2023 Review
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JetBlue Plus Card 2023 Review

Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: September 20, 2023
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: November 1, 2023

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

JetBlue Plus Card

jetblue plus card

Rewards Plan

1X – 6X 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases

Sign up Bonus

50,000 points 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

Credit Rating

Good – Excellent

0% Intro

12 billing cycles on balance transfers

Annual Fee

$99

APR

20.74% – 29.74% variable
JetBlue Plus Card

jetblue plus card

Rewards Plan

1X – 6X 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases

Sign up Bonus

50,000 points 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

0% Intro

12 billing cycles on balance transfers

PROS

CONS

APR

20.74% - 29.74% variable

Annual Fee

$99

Balance Transfer Fee

$5 or 5% (whichever is greater)

Credit Requirements

Good - Excellent

The JetBlue Plus is a great option for frequent JetBlue travelers.

In addition to earning a sign up bonus of 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days, cardholders are eligible for 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases.

Although JetBlue is not the largest airline, this card represents a great way to earn flight perks and other benefits as you travel such as inflight purchase discount, free checked bags and no foreign transaction fees. However, there is an annual fee of $99.

  • Anniversary Bonus
  • In-Flight Purchase Discount
  • No Foreign Transaction Fees
  • Checked Bags
  • Annual Statement Credit
  • Mosaic Benefits
  • Annual Fee
  • Limited Geo Footprint
  • Confusing Redemption

What is the Initial Credit Limit?

The JetBlue Plus card has a minimum initial credit limit of $1,500. The exact amount will be determined based on your income.

How Much are 10,000 Miles or Points Worth?

JetBlue points have a value of 1 cent to 1.5 cents per point, depending on the current flight cash values. This means that if you have 10,000 JetBlue points, they could be worth $100 to $150.

When you should move to the Jet Card?

Considering the card requires good or excellent credit, there are other travel cards that do offer more benefits. However, if you are looking for a card that offers points for purchases other than airline purchases, these cards could provide a good option.

Does the Card Insurance Cover Flight Cancellation?

The JetPlus card doesn't offer trip interruption, cancellation or delay insurance, so even if you book your flights with your card, if your flight is canceled, you’ll need to cover any unreimbursed charges.

When you should skip it?

The top reason not to get these cards is the limited benefits package. There are other travel cards available that offer far greater benefits, with similar credit requirements that you may want to consider.

In this Review

Benefits

Every year on your account anniversary, you'll receive a 5,000 point bonus.

You will receive a 50% discount on eligible in-flight food and beverage purchases.

There are no foreign transaction fees with the JetBlue Plus card.

You and up to three companions traveling on the same reservation booked with your JetBlue Plus card are eligible for free first checked bags.

If you purchase a JetBlue Vacations package worth $100 or more, you will receive a $100 statement credit each year.

If you spend $50,000 or more on purchases with your card in a calendar year, you will be eligible for Mosaic benefits.

Drawbacks

There is a $99 annual fee. The annual fee that is not waived for the first year. 

While JetBlue is a growing airline, it only has a larger footprint in the United States, Central America, and the Caribbean. This means that if you don't live near a JetBlue hub, you'll have to take connecting flights, effectively nullifying the benefits of your card.

JetBlue does not publish award charts that show how many points are required for specific routes, limiting redemption maximization options.

This makes it more difficult to find the best possible deals because the number of points required fluctuates.

Simulation: How Much Rewards You Can Get?

The best way to see if the jetBlue card is the right choice for your needs, is to calculate the amount of rewards and benefits you suppose to earn. 

Keep in mind that this is a general breakdown of expenses, so make sure to adjust it to your own consumer preferences and spending habits.

jetblue plus card

Spend Per Category
JetBlue Plus
$10,000 – U.S Supermarkets
20,000 points
$4,000 – Restaurants
8,000 points
$4,000 – Airline
24,000 points
$3,000 – Hotels
3,000 points
$4,000 – Gas
4,000 points
Total Miles/Points
59,000 points
Estimated Redemption Value
1 point = ~1.5 cent
Estimated Annual Value
$885

How to Get the Most Out of Your JetBlue Plus?

There are a couple of things you can do to get the most out of your JetBlue plus card:

  • Check the desktop for the best deals: While the JetBlue app is simple to use, it only allows you to perform basic fare searches. So, if you want to find the best flight deals, go to the main website and use the “Best Fare Finder” tool. This allows you to compare prices for different days and months at the same time. So, if you can be flexible with your travel dates, you could save thousands of points.
  • Upgrades: While JetBlue has a reputation for being a low-cost carrier, you can use your points to upgrade with Mint products. Mint has premium amenities such as lie flat beds, delicious food, and plush bedding.
  • Pool Points: JetBlue's airline reward program is one of the few that allows you to combine points with friends and family. You can set up a pool account with up to seven people, which means you can share miles to cover your flights without paying transfer or processing fees. Just keep in mind that everyone in the pool has access to the points, so only pool with people you can trust.

Explore Redemption Options

You can use your points to book one-way or round-trip award flights on JetBlue with no blackout dates. Because the number of points is directly related to current fares, redemption levels may vary.

When searching for flights, simply select points rather than dollars.
Your points can also be used to pay for the air portion of TrueBlue vacation packages or Hawaiian Airlines flights.

However, JetBlue allows you to book your next vacation using a combination of points and cash, so you don't have to put off booking your next vacation.

What Customers Think?

Customers are pleased with the ease with which they can qualify for the welcome bonus and ongoing rewards, which make it easier to accumulate enough points for JetBlue flights.

Negative reviews highlight issues with the points' slow posting. Some customers have complained about having to wait several months for the points to appear in their accounts, which can be inconvenient if you have upcoming travel plans and want to use the points to cover the flights.

Bottom Line: When You Should Consider It?

Here are the main cases you'll want to consider the JetPlus card:

  • You frequently fly Jet: in order to make the most of this card, you should fly Jet. If you're already a regular customer, it could be a good fit.

  • If you want to earn points in other categories Most airline cards only offer points on airline purchases, but the JetBlue Plus card also offers great point rewards on grocery and restaurant purchases, making it an excellent choice for everyday use.

    You Want Free Checked Bags: You and up to three travel companions can receive free first checked bags, saving up to $140 per one-way trip.

    You Want Mosaic Perks: If you spend $50,000 or more on your card in a calendar year, you'll receive Mosaic status, which includes early boarding, free first and second bags, no change/cancel fees, free wine, beer, and cocktails on board, and other perks.

Compare The Alternatives

If you're looking for an airline credit card with travel benefits – the JetPlus card is definitely a good option, but there are some good alternatives:

united explorer

Delta SkyMiles Gold American Express Card Review

United℠ Explorer Card
Delta SkyMiles® Gold American Express Card
Citi®/AAdvantage® Platinum Select® World Elite Mastercard®
Annual Fee
$95 ($0 first year)
$99, $0 intro first year. (See Rates and Fees.)
$99 (waived for the first 12 months)
Rewards
1X – 2X 2x per $1 spent on United purchases, hotel accommodations, restaurants & eligible delivery services and 1x per $1 spent on all other purchases
1X – 2X 2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases
1X – 2X 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Welcome bonus
60,000 miles 60,000 miles after spending $3,000 on purchases in the first 3 months your account is open
40,000 Miles 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months
50,000 Miles 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Foreign Transaction Fee
$0
$0. See Rates and Fees.
$0
Purchase APR
21.99% – 28.99% variable
20.99%-29.99% Variable
21.24% – 29.99% (Variable)

FAQ

Unlike some travel cards, The JetBlue Plus card doesn't offer car rental insurance as part of the benefits package.

JetBlue miles have no expiration clauses. The only situation where you may lose your points is if you close your account, leaving a points balance.

Barclays Bank does not offer pre approval for the JetBlue Plus. While you can get an approval decision within a few minutes, you will need to submit a full application and Barclays will initiate a hard credit search

Unlike some programs, the JetBlue airline reward programs doesn't have a large number of partners. JetBlue miles can be redeemed for AAdvantage flights and vice versa. Other airline partners, however, do not accept JetBlue points.

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Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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Rewards Plan:
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Table of Contents

Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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