Credit Cards » Credit Card Reviews » Marriott Bonvoy Bold Credit Card Review 2024
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Marriott Bonvoy Bold Credit Card Review 2024

The Marriott Bonvoy Bold card offers automatic silver elite status and no annual fee, but the rest of the rewards are quite limited
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

Rewards Plan

Up to 14X 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.

Sign up Bonus

50,000 points 1 Free Night Award (valued up to 50,000 points) after you spend $1,000 on purchases in your first 3 months from your account opening

Our Rating

3.5
3.5/5

0% Intro

N/A

Annual Fee

$0

APR

21.49%–28.49% variable
Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

Rewards Plan

Up to 14X 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.

Sign up Bonus

50,000 points 1 Free Night Award (valued up to 50,000 points) after you spend $1,000 on purchases in your first 3 months from your account opening

Our Rating

3.5
3.5/5

PROS

CONS

APR

21.49%–28.49% variable

Annual Fee

$0

0% Intro

N/A

Credit Requirements

Good - Excellent

The Marriott Bonvoy Bold® Credit Card is a rewards credit card designed for people who frequently stay at Marriott hotels and want to earn rewards for their spending. The card offers a range of benefits and doesn't charge an annual fee or foreign transaction fee.

Cardholders can earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.. Points can be redeemed for hotel stays, transferring to various airline partners, car rentals, and more.

The card also offers benefits like automatic Silver Elite status, providing perks like a 10% points bonus on eligible hotel purchases and priority late checkout. Additionally, it includes travel and purchase protections, as well as a one-year DashPass membership for DoorDash.

In addition, the card offers a variety of travel-related benefits, including Visa Signature® concierge service, lost luggage reimbursement, baggage delay insurance and trip delay reimbursement. 

However, the card does have some drawbacks. For example, the card doesn't offer rewards on everyday spending and the travel perks it offers are limited and fewer compared to other travel cards.

What benefits come with the automatic Silver Elite Status?

Silver Elite Status provides perks such as a 10% points bonus on eligible hotel purchases and priority late checkout.

Can points be redeemed for anything other than hotel stays?

Yes, points can be redeemed for various options, including travel, transfer to airline partners, bidding on Marriott Bonvoy Moments, and even for shopping and gift cards.

Can I use Marriott Bonvoy points for non-travel redemptions?

Yes, points can be redeemed for shopping and gift cards, but hotel stays typically offer the best value.

Is there a Free Night Award available with the Marriott Bonvoy Bold® Credit Card?

No, the card does not offer a Free Night Award.

How much are Marriott Bonvoy points worth?

On average, Marriott points are valued at 0.8 cent cents each, according to our valuations.

In this Review

The Potential Rewards: A Comprehensive Analysis

The table below presents a rewards simulation that offers an overview of the potential benefits of using the Marriott Bonvoy Bold® credit card, based on both general usage and spending across different categories.

This simulation can provide you with valuable insights into the rewards you could earn from using this card.

However, it's important to keep in mind that the figures shown in the table are estimates and your actual rewards may differ depending on your unique spending habits and other factors.

Marriott Bonvoy Bold® Credit Card

Spend Per Category
Marriott Bonvoy Bold® Credit Card
$10,000 – U.S Supermarkets
10,000 points
$4,000 – Restaurants
4,000 points
$3,000 – Airline
6,000 points
$4,000 – Hotels
56,000 points
$4,000 – Gas
4,000 points
Estimated Total Annual Points
80,000 Points
Redemption Value (Estimated)
1 point = ~0.8 cent
Estimated Annual Value
$640

Pros and Cons

Just like any other credit card, the Marriott Bonvoy Bold® has some advantages and disadvantages:

Pros
Cons
No Annual Fee
Limited Travel Benefits
Travel and Purchase Protections
Co-branded Card
Sign-up Bonus
Limited Bonus Categories
Automatic Silver Elite Status
Poor Transfer Rates to Airlines
No Foreign Transaction Fee

Unlike most Marriot credit cards, the card has no annual fee, making it a good option for those who want to earn rewards without paying a fee.

Cardholders enjoy travel and purchase protections, including baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, and purchase protection, enhancing the overall value of the card.

New cardholders can earn 1 Free Night Award (valued up to 50,000 points) after you spend $1,000 on purchases in your first 3 months from your account opening.

Cardholders receive automatic Silver Elite status, which offers perks such as priority late check-out, a 10% points bonus on Marriott stays, and access to exclusive events.

When using your card for purchases made outside the United States, you won't be charged any foreign transaction fees.

The card offers some travel benefits, such baggage delay insurance, lost luggage reimbursement and purchase protection.

However, it doesn't offer the same level of travel perks as some premium hotel cards.

Points can only be redeemed for hotel stays, merchandise, or experiences, which may not be as flexible as cash back or other redemption options.

While the card offers bonus points for Marriott stays and travel purchases, it doesn't offer bonus points for other popular spending categories, such as everyday spending,  dining or entertainment, which may be a drawback for some cardholders.

While the card allows points transfer to airline loyalty programs, the transfer rates are typically poor at 3 Marriott points for every 1 airline point or mile, limiting the value of this redemption option.

Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Redeeming Points: Options for Cardholders

The Marriott Bonvoy Bold® Credit Card allows cardholders to redeem points for a variety of rewards, including hotel stays, flights, rental cars, and more. Here's a look at the different redemption options and whether they are competitive:

  • Hotel stays: Cardholders can use their points to book free hotel stays at participating Marriott Bonvoy hotels. The redemption value varies depending on the property and time of year. This redemption option is competitive and can offer a solid value for points.

Book hotel stay with Marriot bold card
Book hotel stay with Marriot bold card (screenshot taken by our team from Marriot website)

 

You can use the search tool on the Marriott website to find Hotel and Air packages, which typically include a seven-night hotel stay and 50,000 or 100,000 airline miles with your preferred airline program. These packages start at around 250,000 points and offer the chance to enjoy a complete vacation experience with your points.

  • Convert to Airline Miles: Points can be redeemed for miles through participating airlines.  Marriott Bonvoy boasts the most extensive list of airline partners among hotel programs, with 38 airline partners. In comparison, Hilton points can be redeemed on 26 airline transfer partners, while Hyatt loyalty program points can be redeemed on 25 airline transfer partners.

  • Shop with Points: Marriott Bonvoy provides a “Shop with Points” feature that allows you to use your points for various items such as tech and fashion via the shopping portal. However, there is no fixed point value for each item, and you'll need to check the prices for each specific item to make sure you're getting the best deal.
  • Rental cars: Points can be redeemed for rental cars through participating rental car companies. 

  • Pool points: If you have friends or family members who are also Marriott Bonvoy members, you can pool your points together to help each other out. You can transfer points up to a cap of 100,000 points per calendar year, and you can receive up to 500,000 points from your friends or family members. There are no fees for this service, and if you want to initiate a transfer, you can simply speak to a Marriott representative.

Overall, the redemption options for the Marriott Bonvoy Bold® Credit Card are competitive, particularly for hotel stays and flights. 

redeem Marriot points for free nights on Marriot
(Screenshot from marriot.com)
bid on Marriot Bonvoy Moments experience
bid on Marriot Bonvoy Moments experience (screenshot taken by our team from Marriot website)

Is this Credit Card Your Perfect Match?

The Marriott Bonvoy Bold® Credit Card is a good choice for people who frequently stay at Marriott hotels and want to earn rewards for their spending. Here are some specific situations when you may want to consider this card:

  • You stay at Marriott hotels often: If you frequently stay at Marriott hotels, the Bonvoy Bold Card can be a great way to earn rewards for your spending. With Up to 14X points per dollar spent at participating Marriott Bonvoy hotels, you can earn a significant amount of rewards.

  • You want a hotel rewards credit card with no annual fee: The card has no annual fee, which can make it a more accessible option for those who don't want to pay an annual fee for a hotel credit card.

  • You want to earn free hotel stays: The card's rewards program allows you to earn points that can be redeemed for hotel stays, flights, car rentals, and more. If you're looking to earn free hotel stays, this card can be a good option.

  • You have another card for everyday spending: If you carry a primary card for everyday spending and use this card specifically for travel and especially paying for hotel stay, that may be a good idea.

Card
Rewards
Bonus
Annual Fee

Marriott Bonvoy Boundless Card review 2019

1x – 6X 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases.
3 Free Nights 3 Free Nights (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening
$95

amex brilliant

2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership
$650

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold Credit Card
Up to 14X 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.
50,000 points 1 Free Night Award (valued up to 50,000 points) after you spend $1,000 on purchases in your first 3 months from your account opening
$0

Marriot bonvoy bevy card art

2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
$250

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Compare Marriott Bonvoy Bold Card

The Hilton Honors Amex is our winner with higher cashback value and great overall rating for a hotel card with no annual fee.

Hilton Honors American Express vs. Marriott Bonvoy Bold: Which Hotel Card Is Best?

Picture of Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.