Rewards Plan
Sign up Bonus
Credit Rating
0% Intro
Annual Fee
APR
- Sign-Up Bonus
- Points for Staying at Marriott and on all other purchases
- Annual Fee
- Chase Restrictions
On Chase’s Secure Website
Rewards Plan
Sign up Bonus
0% Intro
PROS
- Sign-Up Bonus
- Points for Staying at Marriott and on all other purchases
CONS
- Annual Fee
- Chase Restrictions
APR
20.49% - 27.49% variable
Annual Fee
$95
Balance Transfer Fee
$5 or 5%
Credit Requirements
Good - Excellent
The Marriott Bonvoy Boundless® Credit Card is a Visa hotel rewards card issued by Chase Bank. Marriott owns over a dozen different brands and has almost 7,000 hotels within its network.
The card offers great rewards for those who are loyal to Marriott Hotel chains. Cardholders earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, 3X on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining and 2X Bonvoy points for every $1 spent on all other purchases.
In addition, new applicants get a sign up bonus of 5 Free Nights (each night valued up to 50,000 points) after qualifying purchases, as well as many other benefits such as free nights, airline points transferring, free qifi , baggage insurance and more.
However, this card has a $95 annual fee and a bit high APR of 20.49% - 27.49% variable.
- Sign-Up Bonus
- Point Rewards
- Transfer to Airline Points
- No Foreign Transaction Fee
- Baggage Insurance
- Visa Concierge
- Anniversary Bonus
- Automatic Silver Status
- 15 Elite Night Credits Each Calendar Year
- Free Wi-Fi
- Annual Fee
- Balance Transfer Fee
- 5th Night Free Conditions
- Chase Restrictions
- High APR
- Confusing Rewards
How to Maximize Rewards?
Since this is a Marriott branded card, if you want to maximize your rewards, you will need to be prepared for spending on Marriott stays and packages.
You can also boost your rewards points balance by referring friends. Chase allows you to earn up to 200,000 bonus points each year (40,000 per friend) when they get approved for participating Chase cards using your referral link.
How’s the Card Customer Service Availability?
Chase does have a support section on its website, but if you want to speak to a representative, the phone line is only available 7 am to 11 pm ET Monday to Friday and 10 am to 7 pm ET on weekends.
How Much are 10,000 Miles/Points Worth?
This depends on your redemption method. If you use your points for Marriott purchases, you’ll get a redemption rate of $0.01 per point, so 10,000 points would be worth $100. However, if you transfer to an airline partner, you’re likely to only get $0.007 each, or $70 for 10,000 points.
How's the Marriott Hotel Network?
The Marriott Hotel chain is one of the largest in the world. The network includes over 7,000 properties across 131 countries. So, whether you travel domestically or head overseas, you should have no problems finding a Marriott Hotel location nearby.
When Should You Consider It?
Since this is a Marriott branded hotel, it is a good card if you are brand loyal to this hotel chain. You’ll not only get the highest reward rates for Marriott purchases, but also get the best redemption rates when you use your points for Marriott purchases.
In This Review..
Benefits
Let’s take a look at the benefits of the Marriott Bonvoy Boundless card and see if it’s the right one for your wallet or not.
- Sign-Up Bonus
Marriott Bonvoy Boundless Card has an initial sign-up bonus of 5 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
- Point Rewards
Cardholders get up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, 3X on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining and 2X Bonvoy points for every $1 spent on all other purchases.
- Transfer to Airline Points
Marriott Bonvoy Boundless Card points can be transferred to airline miles. Marriott is partners with over 40 airlines through which you can use your miles.
The points are translated as 3 points for every 1 mile.
- No Foreign Transaction Fee
Marriott Bonvoy Boundless Card does not have foreign transaction fees.
- Baggage Insurance
Marriott Bonvoy Boundless Card gives cardholders up to $100 in daily needs, such as toiletries, if their bags are delayed in transit up to 5 days. If the bag is lost, then the Boundless card has up to $3,000 Insurance to replace the lost items.
- Visa Concierge
Marriott Bonvoy Boundless Card also provides Visa concierge services through which they can secure dinner reservations, special gifts, and tickets to sporting events.
- Anniversary Bonus
Marriott Bonvoy Boundless Card holders get one free night stay on the anniversary of the CC, which is about a 35,000 point reward. This expires after a year.
- Automatic Silver Status
Marriott Bonvoy Boundless Card comes automatically with silver status Marriott rewards.
This status comes with priority check out, 10% bonus on points, access to exclusive phone numbers to make reservations, and compensation if Marriott is unable to make reservations. The 10% bonus applies to stay at a Marriott, not all spending.
- 15 Elite Night Credits Each Calendar Year
Marriott Bonvoy Boundless Card has 15 elite night credits each calendar year. An elite credit is basically a one-night stay at a Marriott Hotel.
The more Elite credits you get in a year the closer you are to becoming a Gold, Titanium, or Platinum Marriott member. Each of these comes with their own rewards.
- Free Wi-Fi
Marriott Bonvoy Boundless Card gives cardholders free Wi-Fi at many of the Marriott hotels within the Bonvoy network.
Drawbacks
Here are the most important cons you should consider before apply:
- Annual Fee
Marriott Bonvoy Boundless Card has a high $95 annual fee. Many other credit cards do not have annual fees.
This fee is easily offset with the annual free hotel stay.
- Balance Transfer Fee
There is a balance transfer fee required if you want to take advantage of the introductory 0% APR rate. The fee is incurred when you transfer debts from one or more credit cards to your Marriott card.
This fee is $5 or 5% of the transfer, whichever is greater. This fee is upfront and will be added to your debt load when transferred. This is is also higher than the industry average of 3%.
- 5th Night Free Conditions
The fifth night free program does not apply to regular reservations when you pay for the hotel, it only applies to points that are redeemed.
So that means if you’re a big traveler you’re going to be able to get the 5th night free every time you stay at a Marriott.
- Chase Restrictions
Chase Bank has a well-known rule that does not allow customers to sign up for multiple cards and receive multiple sign-up bonuses within a 24-month period.
That means some who want to apply for the large sign-up bonus may not be eligible if they have received another Chase card with a sign-up bonus previously.
- High APR
The APR for the Marriott Bonvoy Boundless Card is 20.49% – 27.49% variable variable rate, which is high for a card that requires borrowers with excellent credit histories.
- Confusing Rewards
Marriott wants to reward loyal customers but they have a number of different rewards programs that can make it a little confusing for a consumer.
They have rewards programs for the total amount of spending, how many nights you stay, and points for spending in different spending categories.
How To Apply For Marriott Bonvoy Boundless Card?
- 1.
Visit the Marriott Bonvoy Boundless Credit Card homepage and click “Continue.”
- 2.
Next is your personal information. Here, you include your names, mailing address, city, email address, etc. Then scroll down to answer some questions.
- 3.
After this, take your time to read the E-sign Disclosure as well as the Pricing and Terms.
- 4.
Lastly read through the agreement, click the box to give your consent and then click “Submit.”
Is the Marriott Bonvoy Boundless Card Right for You?
Marriott Bonvoy Boundless Card is an excellent travel rewards card for those who are regular Marriott customers. Marriott offers a wide variety of different hotels ranging from ultra-luxurious to the everyday hotel.
The rewards offered with this card are some of the best rewards for travel rewards cards as long as much of the spending is within the Marriott footprint. The great thing about the points on this card is that they can also be transferred to over 40 different airlines for miles.
If you are not a road warrior and don’t spend a lot of time on the road or at Marriott Hotels, this is not the card for you. If you are a dedicated Marriott customer, this card will reward you more than many other cards in the general market.
Compare The Alternatives
If you're looking for a hotel card – Marriott is definitely a good option, but there are some good alternatives:
|
|
| |
|---|---|---|---|
World of Hyatt Credit Card | Marriott Bonvoy Boundless® Credit Card | Hilton Honors American Express Card | |
Annual Fee | $95 | $95 | $0 |
Rewards |
1X – 4X
4 bonus points per $1 spent for Hyatt stays and experiences including restaurants and spas, 2x for flights purchased directly from the airline, local transit, commuting, restaurants, fitness club, gym memberships and 1 bonus point per $1 spent on all other purchases
|
1x – 17X
up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, 3X on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining and 2X Bonvoy points for every $1 spent on all other purchases
|
3X – 7X
7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
|
Welcome bonus |
30,000 points
30,000 points after you spend $3,000 on purchases within the first 3 months of account opening
|
5 Free Nights
5 Free Nights (each night valued up to 50,000 points) after qualifying purchases
|
100,000 points
100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership
|
Foreign Transaction Fee | $0 | 0%. | $0. See Rates and Fees. |
Purchase APR | 19.74 – 26.74% Variable | 20.49% – 27.49% variable | 20.24%-29.24% Variable
|
FAQ
Although the Marriott Bonvoy Boundless does offer several travel based perks, car rental insurance is not one of them. Even if you pay for your entire car rental with your card, you will not get any secondary or optional coverage.
Unlike many hotel reward programs, it is possible to transfer your points to more than 40 partner programs. This includes American Airlines, Southwest, Delta Air Lines and Southwest. Marriott also has a partnership with United called RewardsPlus which will provide a 10% bonus.
However, you should bear in mind that you will not get the best redemption rate, as it is typically 0.7 cents per point.
Chase does not publish its official initial credit limits for new cardholders. However, according to current and previous customers, you could expect a credit limit of $2,000 or more depending on your creditworthiness and income.
To maintain your points balance, you need to keep your account active. If there is no activity on your account for 24 consecutive months, your points will expire. If the inactivity continues for five years, your account will be closed.
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