20.74% - 29.74%
Balance Transfer Fee
$5 or 5%, whichever is greater
Good - Excellent
If you’re brand loyal to JetBlue, this is a good entry level card. Although the rewards may not be as generous as with some other JetBlue co-branded cards, there is no annual fee. The card does offer some nice perks that can enhance your flying experience and make it easier to achieve Mosaic status.
However, if you don’t fly with JetBlue regularly, you are likely to find the points accumulation a little frustrating and you may not be able to leverage the full value of the card. In this case, you would be better off with a more general travel rewards card which allows you to accumulate points or cash back on your everyday and travel purchases that you can redeem for JetBlue or other fares.
- 0% Introductory APR
- In Flight Discounts
- Point Flexibility
- $0 Fraud Liability Protection
- No Foreign Transaction Fees
- Limited Redemptions
- Limited Points for Everyday Spending
- No 0% Introductory APR for Purchases
- No Premium Travel Benefit
Can I get pre-approved?
There is no option to obtain pre approval on the Barclays website, but Barclays may send out mailers offering pre approval to select customers.
How do I redeem rewards?
If you want to redeem your rewards you will need to log into your JetBlue account. You can then explore the points and dollar cost of various flights. You can search for flights as usual and then choose whether you want to use some or all of your points towards the fare.
How hard is it to get a JetBlue card?
You do need to have excellent credit to qualify for this card, so if you don’t have decent credit, you are likely to run into problems.
In this Review
Estimating Your Rewards: A Practical Simulation
Take a look at the table provided below to discover the potential rewards you could earn by utilizing the JetBlue Card. This simulation calculates the benefits you might receive by considering your everyday expenses across various categories.
Please note that the table serves as an estimate, and your actual rewards may vary depending on your individual spending patterns and other influencing factors. Nevertheless, it offers valuable insights into the potential advantages offered by this card.
Spend Per Category
The JetBlue Card
$10,000 – U.S Supermarkets
$3,000 – Restaurants
$5,000 – Airline
$4,000 – Hotels
$4,000 – Gas
Estimated Annual Avios
Pros and Cons
Just like any other credit card, the JetBlue credit card has some advantages and disadvantages:
0% Introductory APR
In Flight Discounts
Limited Points for Everyday Spending
No 0% Introductory APR for Purchases
$0 Fraud Liability Protection
No Premium Travel Benefit
No Foreign Transaction Fees
Cardholdres earn 0% intro for 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After the promotional period, the regular APR of 20.74% – 29.74% applies.
When you use your card on JetBlue flights, you can receive a 50% saving on inflight food and cocktail purchases.
You can use your purchases towards achieving a JetBlue Mosaic badge. To unlock the lowest tier badge, you need to accumulate 15,000 base points or have a combination of 12,00 base points and 30 flight segments.
At this level, you’ll receive 15,000 bonus points, which will help you to requalify in following years. The other perks include up to two free checked bags for you and your travel companions, early boarding, no change or cancellation fees, complimentary inflight beverages and bonus points when you book JetBlue flights.
In addition to points having no expiry, you can pool your points with family members to accumulate them more quickly. There are no blackout dates and you can redeem your points for any seat on any JetBlue operated flight.
The points needed for an award flight are based on the published base fares, but you can pay with a combination of points and dollars if you don’t have enough for your preferred seat or itinerary.
This card has $0 fraud liability, so you won’t be responsible for any unauthorized charges or fraudulent transactions.
You won't be charged any fees for making purchases abroad with the JetBlue credit card.
You can only redeem your points for JetBlue or partner flights. Additionally, you cannot redeem for flights with a layover, which reduces the flexibility of the program.
Although there are two points per dollar on select grocery stores, most everyday purchases will only attract one point per dollar.
This means that points will accumulate quite slowly unless you’re regularly purchasing JetBlue tickets.
While you can get 0% for 12 months on balance transfers made within 45 days of opening your account, there is no such promotional rate for purchases.
Additionally, you need to be careful to ensure that the balance transfer is posted to your account within the 45 days or you won’t receive the promo rate.
That's make sense since this is a no annual fee card, but compared to other travel credit cards – there are no benefits such as priority boarding, reimbursement for TSA Precheck or statement credits.
Who Should Consider The JetBlue Card?
Given its name, the JetBlue card is best for those who are brand loyal to this airline. If you regularly fly with JetBlue, you’re likely to appreciate the boost to Mosaic status, the in flight discounts and the rewards. If you typically fly with JetBlue at least two or three times per year, you should be able to get great value from this card. You can also consider the higher tier card of JetBlue, the JetBlue Plus card.
The card could also be a good choice if you are interested in JetBlue award flights, but primarily you want to pay down a credit card. The 0% introductory APR is a great beenfit, but bear in mind that a balance transfer fee of 5% or $5, whichever is greater will apply.
If you would like to check more options for an airline card, here are some alternatives:
1X – 2X 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases
1X – 2X 2 AAdvantage miles per dollar on grocery stores and eligible American Airlines purchases, and 1 mile per dollar on other purchases
1x – 3x 3x points for each dollar spent at grocery stores, dining at restaurants including takeout and eligible delivery services, Air Canada and 1x on all other purchases
1x – 2x 2X points on Southwest purchases, Southwesthotel and car rental partners, local transit and commuting (including ride-shares),internet, cable, phone and select streaming services, and 1X points on all other purchases
1x – 3x 3 Avios for every dollar on Iberia direct purchases, 2 Avios for hotel accommodations and one Avios for all other purchases
1X – 2X 2X per $1 spent on United® purchases, at gas stations and on local transit and commuting and 1X on all other purchases
1x – 5x 5x miles per dollar on purchases at flyfrontier.com, 3x miles per dollar at restaurants and 1x miles on all other purchases
Tips for Using the JetBlue Card
As an airline and travel credit card, here are the main ways to leverage it maximize your benefits:
Although 45 days may seem like a generous window for balance transfers, Barclays is very clear that the transaction must be applied to your account within 45 days to qualify for the 0% introductory APR. So, it is best to err on the side of caution and arrange any transfers as soon as your account is opened.
In addition to getting a discount on qualifying inflight purchases, the JetBlue card does not have any foreign transaction fees. While the standard fee is 3% with many cards, these charges can quickly add up. So, make sure your JetBlue card is in your wallet when you travel.
The JetBlue card allows you to pool your points with family members, so you can accumulate points towards award flights more quickly.
There are no official income requirements published for this card. You need excellent credit and while Barclays will assess your income, it will not be the only factor that is considered when making an approval decision.
Unfortunately, car rental insurance is not included in the JetBlue card benefits package.
This card would not be a good idea if you don’t regularly fly with JetBlue. Unless you fly with this airline several times or more per year, you will struggle to accumulate rewards and won’t be able to leverage the full value of the card benefits.