Credit Cards » Credit Card Reviews » The JetBlue Card Review (2024)
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The JetBlue Card Review (2024)

The JetBlue Card is is a good entry level card with benefits such as 0% intro APR, nice rewards rate and no foreign transaction fees.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

The JetBlue Card

jetblue card

Rewards Plan

1X – 3X 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases

Welcome Bonus

10,000 points 10,000 points when you spend $1,000 in the first 90 days after opening your account

Credit Rating

Good – Excellent

0% Intro

12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

Annual Fee

$0

APR

21.24% – 29.99%
The JetBlue Card

jetblue card

Rewards Plan

1X – 3X 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases

Welcome Bonus

10,000 points 10,000 points when you spend $1,000 in the first 90 days after opening your account

0% Intro

12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

PROS

CONS

APR

21.24% - 29.99%

Annual Fee

$0

Balance Transfer Fee

$5 or 5%, whichever is greater

Credit Requirements

Good - Excellent

If you’re brand loyal to JetBlue, this is a good entry level card. Although the rewards may not be as generous as with some other JetBlue co-branded cards, there is no annual fee. The card does offer some nice perks that can enhance your flying experience and make it easier to achieve Mosaic status.

However, if you don’t fly with JetBlue regularly, you are likely to find the points accumulation a little frustrating and you may not be able to leverage the full value of the card. In this case, you would be better off with a more general travel rewards card which allows you to accumulate points or cash back on your everyday and travel purchases that you can redeem for JetBlue or other fares.

  • 0% Introductory APR
  • In Flight Discounts
  • Point Flexibility
  • $0 Fraud Liability Protection
  • No Foreign Transaction Fees
  • Limited Redemptions
  • Limited Points for Everyday Spending
  • No 0% Introductory APR for Purchases
  • No Premium Travel Benefit

Can I get pre-approved?

There is no option to obtain pre approval on the Barclays website, but Barclays may send out mailers offering pre approval to select customers.

How do I redeem rewards?

If you want to redeem your rewards you will need to log into your JetBlue account. You can then explore the points and dollar cost of various flights. You can search for flights as usual and then choose whether you want to use some or all of your points towards the fare.

How hard is it to get a JetBlue card?

You do need to have excellent credit to qualify for this card, so if you don’t have decent credit, you are likely to run into problems.

In this Review

Estimating Your Rewards: A Practical Simulation

Take a look at the table provided below to discover the potential rewards you could earn by utilizing the JetBlue Card. This simulation calculates the benefits you might receive by considering your everyday expenses across various categories.

Please note that the table serves as an estimate, and your actual rewards may vary depending on your individual spending patterns and other influencing factors. Nevertheless, it offers valuable insights into the potential advantages offered by this card.

jetblue card

Spend Per Category
The JetBlue Card
$10,000 – U.S Supermarkets
10,000 miles
$3,000 – Restaurants
9,000 miles
$5,000 – Airline
25,000 miles
$4,000 – Hotels
8,000 miles
$4,000 – Gas
4,000 miles
Estimated Annual Avios
56,000 Miles

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Pros and Cons

Just like any other credit card, the JetBlue credit card has some advantages and disadvantages:

Pros
Cons
0% Introductory APR
Limited Redemptions
In Flight Discounts
Limited Points for Everyday Spending
Point Flexibility
No 0% Introductory APR for Purchases
$0 Fraud Liability Protection
No Premium Travel Benefit
No Foreign Transaction Fees

 Cardholdres earn 0% intro for 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After the promotional period, the regular APR of 21.24% – 29.99% applies. 

When you use your card on JetBlue flights, you can receive a 50% saving on inflight food and cocktail purchases.

You can use your purchases towards achieving a JetBlue Mosaic badge. To unlock the lowest tier badge, you need to accumulate 15,000 base points or have a combination of 12,00 base points and 30 flight segments.

At this level, you’ll receive 15,000 bonus points, which will help you to requalify in following years. The other perks include up to two free checked bags for you and your travel companions, early boarding, no change or cancellation fees, complimentary inflight beverages and bonus points when you book JetBlue flights.

In addition to points having no expiry, you can pool your points with family members to accumulate them more quickly. There are no blackout dates and you can redeem your points for any seat on any JetBlue operated flight.

The points needed for an award flight are based on the published base fares, but you can pay with a combination of points and dollars if you don’t have enough for your preferred seat or itinerary.

This card has $0 fraud liability, so you won’t be responsible for any unauthorized charges or fraudulent transactions.

You won't be charged any fees for making purchases abroad with the JetBlue credit card.

You can only redeem your points for JetBlue or partner flights. Additionally, you cannot redeem for flights with a layover, which reduces the flexibility of the program.

Although there are two points per dollar on select grocery stores, most everyday purchases will only attract one point per dollar. 

This means that points will accumulate quite slowly unless you’re regularly purchasing JetBlue tickets.

While you can get 0% for 12 months on balance transfers made within 45 days of opening your account, there is no such promotional rate for purchases. 

Additionally, you need to be careful to ensure that the balance transfer is posted to your account within the 45 days or you won’t receive the promo rate.

That's make sense since this is a no annual fee card, but compared to other travel credit cards – there are no benefits such as priority boarding, reimbursement for TSA Precheck or statement credits.

Who Should Consider The JetBlue Card?

Given its name, the JetBlue card is best for those who are brand loyal to this airline. If you regularly fly with JetBlue, you’re likely to appreciate the boost to Mosaic status, the in flight discounts and the rewards. If you typically fly with JetBlue at least two or three times per year, you should be able to get great value from this card. You can also consider the higher tier card of JetBlue, the JetBlue Plus card.

The card could also be a good choice if you are interested in JetBlue award flights, but primarily you want to pay down a credit card. The 0% introductory APR is a great beenfit, but bear in mind that a balance transfer fee of 5% or $5, whichever is greater will apply.

If you would like to check more options for an airline card, here are some alternatives:

Card
Rewards
Annual Fee

Delta SkyMiles® Blue American Express

1X – 2X 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases

1X – 2X 2 AAdvantage miles per dollar on grocery stores and eligible American Airlines purchases, and 1 mile per dollar on other purchases
$0

aeroplan_card

1x – 3x 3x points for each dollar spent at grocery stores, dining at restaurants including takeout and eligible delivery services, Air Canada and 1x on all other purchases
$95

Southwest Rapid Rewards Plus

1x – 2x 2X points on Southwest purchases, Southwesthotel and car rental partners, local transit and commuting (including ride-shares),internet, cable, phone and select streaming services, and 1X points on all other purchases
$69
Iberia Visa Signature card
1x – 5x 5 Avios for every $1 spent on gas, grocery stores and dining for the first 12 months of account opening. 3 Avios for every dollar on Iberia direct purchases, 2 Avios for hotel accommodations and one Avios for all other purchases
$95

United Gateway card

1X – 2X 2X per $1 spent on United® purchases, at gas stations and on local transit and commuting and 1X on all other purchases
$0

FRONTIER Airlines World Mastercard® review

1x – 5x 5x miles per dollar on purchases at flyfrontier.com, 3x miles per dollar at restaurants and 1x miles on all other purchases
$89

Tips for Using the JetBlue Card

As an airline and travel credit card, here are the main ways to leverage it maximize your benefits:

Although 45 days may seem like a generous window for balance transfers, Barclays is very clear that the transaction must be applied to your account within 45 days to qualify for the 0% introductory APR. So, it is best to err on the side of caution and arrange any transfers as soon as your account is opened.

In addition to getting a discount on qualifying inflight purchases, the JetBlue card does not have any foreign transaction fees. While the standard fee is 3% with many cards, these charges can quickly add up. So, make sure your JetBlue card is in your wallet when you travel.

The JetBlue card allows you to pool your points with family members, so you can accumulate points towards award flights more quickly.

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FAQs

There are no official income requirements published for this card. You need excellent credit and while Barclays will assess your income, it will not be the only factor that is considered when making an approval decision.

Unfortunately, car rental insurance is not included in the JetBlue card benefits package.

This card would not be a good idea if you don’t regularly fly with JetBlue. Unless you fly with this airline several times or more per year, you will struggle to accumulate rewards and won’t be able to leverage the full value of the card benefits.

Compare The JetBlue Card

If you tend to fly at least twice a year with JetBlue – the plus card is our winner, with a higher cashback rate and enticing airline perks.

The JetBlue Card vs The JetBlue Plus Card: How They Compare?

Both cards offer basic airline benefits, decent cashback and no annual fee. But, the JetBlue card is our winner – here's why.

American Airlines AAdvantage MileUp vs The JetBlue Card: Which Airline Card Wins?

Both JetBlue and Delta SkyMiles Blue offer basic airline benefits and no annual fee. We think the JetBlue card is a clear winner, here's why.

The JetBlue Card vs Delta SkyMiles Blue Amex: Which Airline Card Wins

Picture of Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

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Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
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Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

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1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

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95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.