Credit Cards » Compare Credit Cards » Best Capital One Credit Cards (June 2024)
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Best Capital One Credit Cards (July 2024)

Whether you are looking flat-rate cash back or travel rewards credit card, Capital One has a wide range of credit card options for your needs
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Capital One Venture Rewards Credit Card

capital-one-venture

Capital One Venture Rewards Credit Card

Reward details

2X – 5X 2X miles per dollar on every purchase, plus 5X miles on hotels and rental cars booked through Capital One Travel

Current Offer

75,000 miles 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Credit Rating

Good – Excellent

Annual Fee

$95

0% Intro

N/A

APR

19.99% – 29.99% (Variable)

The Capital One Venture Rewards is a low-cost travel card that worth’s its value. It allows you to earn rewards and bonus points while traveling for business, leisure, or pleasure. However, it requires holders to have a credit score of between 680 and 850.

The rewards plan includes 2X miles per dollar on every purchase, plus 5X miles on hotels and rental cars booked through Capital One Travel . The card attracts no annual fees, and you can get a sign up bonus of 75,000 miles once they spend $4,000 on purchases within 3 months from account opening.  

  • APR: 19.99% – 29.99% (Variable)
  • Annual fee: $95
  • Balance Transfer Fee: N/A
  • Foreign Transaction Fee: $0
  • Rewards Plan: 2X miles per dollar on every purchase, plus 5X miles on hotels and rental cars booked through Capital One Travel
  • Sign Up bonus: 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
  • 0% APR Introductory Rate period: N/A
  • Flexible Rewards Redemption
  • Great Sign-Up Bonus
  • No Blackout/Expiration Dates
  • No Accumulation Limit on Miles
  • High Variable APR
  • Airline Partners Limitations
  • $95 Annual Fee
  • Redeem Points for a Statement Credit
  • What are Capital One Venture card income requirements? Capital One often required monthly income to be at least $800. Sometimes, you will need to show some proof of income.
  • Does rewards points expire? They do not expire.
  •  Can I get pre-approved on card Capital One Venture CardYes, you can get pre-approval.
  •  What is the initial credit limit ? The minimum credit limit is set at $5,000.
  •  How do I redeem cash back? You can do so in a number of ways, such as spending your accumulated miles directly on travel purchases, or redeem as cash, using at participating retailers, and so on.
  •  What purchases don't earn cash back with the Capital One Venture Card? Every purchase earns cashback.
  •  Should You Move to Capital One Venture CardIf you spent a decent amount of time and money on travel expenses.
  •  Why did Capital One Venture Card deny me? What to Do Next? You might not have met all of the requirements. You can enquire as to where your application fell short. If you cannot proceed, you can look at some of the other available options.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Reward details

1.5% – 5% 5% percent cash back on hotels and rental cars booked through Capital One Travel and 1.5% cash back on all purchases everyday.

Current Offer

$200 $200 cash bonus once you spend $500 on purchases within 3 months from account opening

Credit Rating

Good – Excellent

Annual Fee

$0

0% Intro

15 months on balance transfers and purchases

APR

19.99% – 29.99% variable

The Capital One Quicksilver Cash Rewards Credit Card is a  good choice for individuals that either don’t like to spend too much in just one budget category or individuals that prefer one reward rate than multiple rates.  The Capital One Quicksilver offers 5% percent cash back on hotels and rental cars booked through Capital One Travel and 1.5% cash back on all purchases everyday..  This cashback rate is not the highest in the market, but card do not charge any annual fee, and it has a nice welcome bonus of $200 cash bonus once you spend $500 on purchases within 3 months from account opening.

Lastly, the card offers 0% intro APR for 15 months on balance transfers and purchases.  Some of the benefits individuals can derive from using this card include; no foreign transaction fees, travel accident insurance, secondary car rental insurance and 24-hour travel assistance services.

  • Rewards Plan: 5% percent cash back on hotels and rental cars booked through Capital One Travel and 1.5% cash back on all purchases everyday.
  • APR: 19.99% – 29.99% variable
  • Annual fee: $0
  • Balance Transfer Fee: 3%
  • Foreign Transaction Fee: $0
  • Sign Up bonus: $200 cash bonus once you spend $500 on purchases within 3 months from account opening
  • 0% APR Introductory Rate period: 15 months on balance transfers and purchases
  • Sign-Up Bonus
  • Flat Cashback Rewards Rate
  • No Annual Fee or Foreign Transaction fee
  • Intro APR on Purchases & Balance Transfers
  • No Bonus Rewards Categories
  • Cashback Rate Could Be Better
  • Requires Good/Excellent Credit
  • Can I get car rental insurance with Quicksilver CardYes, once you refuse the insurance offered by the rental company you will automatically get coverage if you fund the entire purchase through this card.
  • What are Quicksilver Card income requirements? Capital One often required monthly income to be at least $800. Sometimes, you will need to show some proof of income.
  • Can I get pre-approvedYes, you can get pre-approval.
  • What is the initial credit limit? You will normally get a credit limit of at least $5,000.
  •  How do I redeem cash back? For the Quicksilver cashback rewards, you are able to get a check, as statement credit, or redeem them with certain retailers.
  •  What purchases don't earn cash back? All purchases are covered.
  •  Should You Move to Quicksilver CardIf you want consistency across all types of purchases or need to fill some gaps thrown up by other cards.
  • How to Use Quicksilver card Benefits? Use it to fill the gap where your other credit cards fall short. If you want to have ultimate ease of use thanks to the consistency across all types of purchases.
  •  What are the top Reasons NOT to get the Quicksilver Card? If you are looking to get higher cashback rewards for certain categories.

Capital One Venture X Rewards Credit Card

Venture X Rewards

Capital One Venture X Rewards Credit Card

Reward details

1X – 10X 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases

Current Offer

75,000 miles 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Credit Rating

Good – Excellent

Annual Fee

$395

0% Intro

N/A

APR

19.99% – 29.99% (Variable)

The Capital One Venture X Rewards Credit Card is a premium travel card that can be a good fit for travelers who want extra travel perks like airport lounge access, travel insurance protection, and special rental car privileges, in addition to better rewards rates. It has quite high annual fee ($395)

When booking hotels and rental cars through Capital One Travel, the Venture X earns 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases. In addition, new applicants can earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, and there is no foreign transaction fee.

  • Rewards Plan: 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases
  • APR: 19.99% – 29.99% (Variable)
  • Annual fee: $395
  • Balance Transfer Fee: 3% for promotional APR offers, none for balances transferred at regular APR
  • Foreign Transaction Fee: $0
  • Sign Up bonus: 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
  • 0% APR Introductory Rate: N/A
  • Statement Credit For Travel
  • Better Rewards Rate, Sign-Up Bonus
  • Capital One Travel Portal
  • No Foreign Transaction Fee
  • $395 Annual Fee
  • No Upgrading or Elite Status
  • Smaller Network

What are the income requirements?

Neither issuer specifies a minimum income, but you will need excellent credit for the Venture X. Your income will be a factor for consideration, but it will not be the sole factor. If proof of income is required to support your application, the card issuers will contact you with a list of acceptable documents. 

Can you get pre approval?

Capital One requires that you complete a full application for the Venture X, which will involve a hard credit pull.

What is the initial credit limit?

You can expect an initial credit limit of $5,000 to $30,000 with the Capital One Venture X.

How much is 10,000 miles worth?

The average value of Capital One miles is one cent per mile. This means that 10,000 miles would be worth $100. However, it may be possible to get a higher redemption rate with partner programs.

How’s the card customer service availability?

 Capital One has a customer service line that is available 24/7, so you can access help at any time of the day or night

How long does it take for approval?

Capital One aims to give an approval decision within a few minutes, unless additional information is required to support your application. In this case, it can take a further 7 to 10 days. After approval, you should receive your card within 10 days.

Venture X Reward Home Page
Venture X overview on app (Screenshot taken by our team from Capital One app)

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Reward Details

1% – 4% unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.

Current Offer

$300 $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening

Credit Rating

Good – Excellent

Annual Fee

$95

0% Intro

None

APR

19.99% – 29.99% Variable

The Capital One Savor Cash Rewards Credit Card offers unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.. Rewards don’t expire for the life of the account, and you can redeem cash back for any amount.

In addition, there is a significant sign up bonus of $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening, as well as no foreign transaction fee.

However, if you don’t spend enough on these types of activities then you won’t get ahead much on the rewards due to the $95 annual fee. 

  • Rewards Plan: unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.
  • APR: 19.99% – 29.99% Variable
  • Annual fee: $95
  • Balance Transfer Fee: 3% 
  • Foreign Transaction Fee: $0
  • Sign Up bonus: $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • 0% APR Introductory Rate period: None
  • Sign Up Bonus
  • High Cash Back
  • No Rotating Categories
  • $95 Annual Fee
  • Approval Can Be Strict
  • No 0% Intro APR
  • Can I get car rental insurance with Capital One Savor? Yes, once you refuse the insurance offered by the rental company you will automatically get coverage if you fund the entire purchase through this card.
  • Does it have a cash-back rewards limit? There is no limit.
  • Does Capital One ask for proof of income? No out and out request for proof of income and no transparent income requirements.
  • Does Capital One Savor Card offer pre approval? Yes, you can get pre-approval.
  • What is the initial credit limit? The minimum credit limit is set at $5,000.
  • How do I redeem cash back? You can get them sent to you in the form of a check, as a statement credit, or get them given to you through gift cards.
  •  What purchases don't earn cash back? All types of purchases are eligible for cashback with this card.
  • Should You Move to Capital One Savor CardIf you spend enough on the premium cashback categories to justify the annual fee.
  •  Why did Capital One Savor Card deny me? What to Do Next? You might not have met all of the requirements. You can enquire as to where your application fell short. If you cannot proceed, you can look at some of the other available options.
  •  How to maximize rewards on Capital One Savor Card? Make the most out of the signup offer and use this card for the premium cashback categories to get the best bang for your buck.
  •  Top reasons NOT to get the Capital One Savor Card? If you will not reap enough rewards to justify the $95 annual fee.
capital one Savor
(Photo by photobyphotoboy/Shutterstock)

Capital One SavorOne Cash Rewards

Capital-One-Savor-One

Capital One SavorOne Cash Rewards

Reward Details

1% – 8% Earn unlimited 3% cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®), 1 percent on all other purchases. 10% percent cash back on purchases made through Uber and Uber Eats. 8% cash back on Capital One Entertainment purchases. 5% cash back on hotels and rental cars booked using Capital One Travel.

Current Offer

$200 $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Credit Rating

Good – Excellent

Annual Fee

$0

0% Intro

15 months on purchases and balance transfers

APR

19.99% – 29.99% variable

The Capital One SavorOne Cash Rewards credit card stands out as a no-annual-fee option catering to foodies, social explorers, and streaming enthusiasts. The sign up bonus include $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

The standard cash back rate is Earn unlimited 3% cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®), 1 percent on all other purchases. 10% percent cash back on purchases made through Uber and Uber Eats. 8% cash back on Capital One Entertainment purchases. 5% cash back on hotels and rental cars booked using Capital One Travel.. 

The card comes with a 0% APR on purchases and balance transfers for 15 months, making it attractive for those looking to avoid interest while paying down balances. 

  • Rewards Plan: Earn unlimited 3% cash back on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®), 1 percent on all other purchases. 10% percent cash back on purchases made through Uber and Uber Eats. 8% cash back on Capital One Entertainment purchases. 5% cash back on hotels and rental cars booked using Capital One Travel.
  • APR: 19.99% – 29.99% variable
  • Annual fee: $0
  • Balance Transfer Fee: 3%
  • Foreign Transaction Fee: $0
  • Sign Up Bonus: $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • 0% APR Introductory Rate period: 15 months on purchases and balance transfers
  • No Annual Fee
  • Versatile Cash Back Categories
  • Welcome Bonus
  • Introductory 0% APR
  • High Credit Requirement
  • Balance Transfer Fee
  • Not the Highest Rewards Rate

Are there foreign transaction fees associated with this card?

No, there are no foreign transaction fees, making it suitable for international use.

Can cash back rewards be redeemed at any time?

Yes, cash back rewards can be redeemed at any amount, at any time.

Which purchases earn the highest cash back rates?

The card offers boosted cash back rates on dining, entertainment, streaming services, and grocery store purchases.

Can rewards be transferred to other Capital One cards?

Yes, rewards earned on the SavorOne can be transferred to the Capital One Venture card at a 1:1 rate.

Capital One QuicksilverOne Cash Rewards

Capital One QuicksilverOne Cash Rewards

Capital One QuicksilverOne Cash Rewards

Reward Details

1.5% – 5% Unlimited 1.5% cash back on all purchases and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)

Current Offer

N/A

Credit Rating

Fair

Annual Fee

$39

0% Intro

None

APR

30.74% (Variable)

The Capital One Quicksilverone Cash Rewards card earns Unlimited 1.5% cash back on all purchases and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply), without requiring category activations while it's one of the few cash back credit cards that require a fair credit. However, make sure to pay on time since the variable APR is quite high.

QuicksilverOne Cash Rewards card charges  an annual fee of $39 and can be a good choice if you are looking for a credit card for fair credit to earn cashback rewards across all purchase categories at a low annual cost. 

  • APR: 30.74% (Variable)
  • Annual fee: $39
  • Balance Transfer Fee: None
  • Foreign Transaction Fee: 3%
  • Rewards Plan: Unlimited 1.5% cash back on all purchases and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
  • Sign Up bonus: None
  • 0% APR Introductory Rate period: None
  • 1.5% Cash Back
  • Build Your Credit
  • No Rewards Limits
  • No Transfer Fees
  • No-Cost Fraud Liability
  • Annual Fee
  • Redemption Limits
  • Foreign Transaction Fee
  • High APR

Is there a limit to cash back rewards?

There is no sort of limit in place as to how many rewards you are able to get when using the Capital One QuicksilverOne Card to make purchases.

Can I get car rental insurance with QuicksilverOne Card? how?

Yes, if you decline the insurance from the car rental company and pay for the entire rental with your Capital One QuicksilverOne Card you will be able to get coverage.

Does card QuicksilverOne Card travel rewards points expire?

Once you keep your account open, the rewards that you earn through making purchases with the Capital One QuicksilverOne Card will not expire.

What are QuicksilverOne Card income requirements?

There are no income requirements that you will need to meet when you are applying to get your hands on a Capital One QuicksilverOne Card.

What is the initial credit limit?

You will get at least $300 in credit limit straight away with the Capital One QuicksilverOne Card. Higher limits are possible and will depend on your personal financial situation.

How do I redeem cash back on QuicksilverOne Card?

You can redeem the rewards that you earn when using the Capital One QuicksilverOne Card for cash, statement credit, or for gift cards from certain retailers.

How hard is it to get QuicksilverOne Card?

You often need to have a credit score of at least 620 in order to get the Capital One QuicksilverOne Card. The rest of the requirements are quite straightforward.

 

Capital One Walmart Rewards® Credit Card

Capital One® Walmart Rewards® Card

Capital One Walmart Rewards® Credit Card

Reward Details

1-5% 5% cash back at Walmart.com (including pickup and delivery), 2% cash back in Walmart stores and gas stations, at restaurants and on travel plus 1% cash back everywhere else Mastercard is accepted

Current Offer

5% 5% cash back for the first 12 months when you use your card with Walmart Pay for in-store purchases, upon approval

Credit Rating

Good – Excellent

Annual Fee

$0

0% Intro

N/A

APR

17.99% – 28.99% (Variable)

The Capital One Walmart Rewards®  is the best card to have if you are a big Walmart shopper. You will get cashback on all purchases through Walmart.com whether it’s food, clothes, or other items. You also get other perks such as discounted delivery fees.

The points you earn on the card can be used to get statement credits or you can redeem them for travel. You can also get gift cards from Walmart and other qualifying retailers. There’s also not an annual fee, so you don’t have to worry about making that money back.

  • APR: 17.99% – 28.99% (Variable)
  • Annual fee: $0
  • Balance Transfer Fee: 3%
  • Foreign Transaction Fee: Unknown
  • Rewards Plan: 5% cash back at Walmart.com (including pickup and delivery), 2% cash back in Walmart stores and gas stations, at restaurants and on travel plus 1% cash back everywhere else Mastercard is accepted
  • Sign Up bonus: 5% cash back for the first 12 months when you use your card with Walmart Pay for in-store purchases, upon approval
  • 0% APR Introductory Rate period: N/A
  • Cash Back Rewards
  • No Annual Fee
  • Fraud Protection
  • Sign Up Bonus
  • Free FICO Score
  • Better Cashback Cards
  • Foreign Transaction Fee
  • Walmart Network Only
  • High APR

Does Walmart limit the amount of rewards I can get?

There are no rewards limits on the Capital One Walmart Rewards card, so you don’t need to worry about monitoring how much you’re spending in each category.

What are the top reasons not to get the Walmart card?

The top reason not to get the Capital One Walmart Rewards is if you prefer to shop in store. The card prioritizes Walmart.com purchases. If this doesn’t apply to you, you may find other reward cards offering a high percentage on groceries will be better suited to your spending habits.

How much should I spend to cover the card fees?

The Walmart card doesn't charge an annual fee, so you don’t need to worry about spending a certain amount to cover the costs. In this case, unlike other store cards, you won't need any membership plan to enjoy benefits.

What’s the initial credit limit?

The initial credit limit for the Capital One Walmart Rewards card is $150, but it is more common to be offered a higher credit limit, depending on your credit.

What are the card income requirements?

You can qualify for the Capital One Walmart Rewards card with average to excellent credit, so this could be a little easier. However, the card issuers may require you to verify your income, so it could be a good idea to have a couple of pay slips on hand to support your application.

Capital One Secured Mastercard

Reward Details

N/A

Current Offer

N/A

Credit Rating

No Credit – Poor

Annual Fee

$0

0% Intro

N/A

APR

30.74% (Variable)

Building your credit with a reliable, secured credit card may be a very smart move; however, not all secured credit cards are designed equal. Capital one secured Mastercard has some unique attributes that can win you over and make you trust them. Capital one secured card makes deposits less formidable, and this one of the unique qualities of capital one secured Mastercard.

Capital One Secured Card does not give any reward. However, using this card comes with some benefits: zero fees on a foreign transaction, travel accident insurance, secondary car rental insurance, extended warranty, and 24-hour travel assistance services. Some of the limitations of using this card are the relatively low initial credit limit and the no bonus offer program than other card issuers.

  • APR: 30.74% (Variable)
  • Annual fee: $0
  • Balance Transfer Fee: None
  • Foreign Transaction Fee: $0
  • Rewards Plan: N/A
  • Sign Up bonus: N/A
  • 0% APR Introductory Rate period: N/A
  • Build Your Credit
  • No Annual Fee
  • No Foreign Transaction / Balance Transfer Fee
  • Flexible Security Deposit
  • No Rewards
  • High APR
  • Put Down a Refundable Deposit

Can I add an authorized user?

Yes, the Capital One Secured allows you to add an authorized user to your account. This will allow a family member or friend to have their own card linked to your account.

Do the cards report payments to all credit bureaus?

Capital One will report your payment activity to all three of the major credit bureaus. Additionally, it provides a platform to monitor your credit score, so you can keep track of any changes as you use the card and work on other ways to improve your credit.

How long does it take for card approval?

The Capital One Secured offers pre approval, which means that you can get an approval decision in a matter of minutes. If you decide to proceed, there should be a minimal delay and you can expect your new card in seven to 10 days.

How long should I use the card to improve my credit score?

A good rule of thumb is three to six months. However, Capital One will review your account after six months to determine if your credit score has increased sufficiently to upgrade to an unsecured card. So, you should be looking at using the card for at least six or seven months.

What are the top reasons not to get this card?

The top reason not to get the Capital One Secured is if you’re looking for a card that offers rewards. This is a very basic secured credit card that aims to help you build or rebuild your credit, but there are no other major benefits.

Capital One CreditWise on CapitalOne app
Capital One CreditWise on CapitalOne app (Screenshot from Capital One app)

What Are The Different Types of Capital One Credit Cards?

Capital One has really good rewards cards for everyone – whether you travel a lot, own a business, are a student, or want to improve your credit score.

They have credit cards for all kinds of credit scores – even if your credit is not so great or really excellent. What's cool is that Capital One doesn't charge extra fees when you use their cards in other countries. So, it's good for travelers.

If you want a credit card that gives you cash back or one that earns you travel rewards, Capital One has lots of options. Check out these top Capital One credit cards to find the one that suits you best.

capital-one-venture

Capital One Venture Rewards (Best for travel rewards)

The Venture Rewards credit card earns 2X miles per dollar on every purchase, plus 5X miles on hotels and rental cars booked through Capital One Travel . New sign-ups also get 75,000 miles once they spend $4,000 on purchases within 3 months from account opening.

The sign-up bonus is equivalent to $600. The accumulated rewards can be transferred to over 14 travel partner programs, or redeemed for statement credit. This card is a great fit if you are a regular traveler looking to collect miles on everyday purchases.

Capital One Quicksilver Cash Rewards (Best for cashback rewards)

This credit card earns a 5% percent cash back on hotels and rental cars booked through Capital One Travel and 1.5% cash back on all purchases everyday.. There is also a one-time sign-up bonus of $200 cash bonus once you spend $500 on purchases within 3 months from account opening.

In addition, this is a good card for those who are looking to pay off credit card debt – it offers 0% intro APR for 15 months on balance transfers and purchases. You can earn as many cash backs with every purchase, and the cashbacks do not expire. Capital One Quicksilver is a good pick if you are looking for a low-cost credit card with flat-rate cashback rewards.

Capital One Savor Cash Rewards (Best for entertainment rewards)

The Savor Credit Card from Capital One is popular for dining and entertainment rewards. cardholders earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases..

Savor Cash rewards card sign-ups earn $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening. If you are looking to collect unlimited rewards on dining and entertainment purchases at minimal cost, Capital One Savor Cash Rewards Credit Card is a good pick.

capital_one_secured_mastercard

Capital One Secured Mastercard  (Best for bad credit)

This credit card is a good pick if you are looking for a no-annual-free credit card for credit building. Capital One reports your on-time payments and account credit card activity to credit bureaus to help you improve your credit scores.

You may also qualify for a higher credit line if use the Secured Mastercard responsibly for at least 6 months. Plus, this secured credit card gives you a higher credit limit than the security deposit. You will need to make a refundable security deposit of $49 to $200, which requires an authorized bank account to make the deposit.

Capital One Journey Student Card

Capital One Journey Student Rewards  (Best for students)

The Capital One Journey Student Rewards card earns earn 1% cash back and another 0.25% if you pay on time, so you can boost your cash back to a total of 1.25%. The card doesn't charge an annual fee.

If you are a college student with little or no credit, this credit card is a good fit to help you build credit while earning cash backs on every purchase.

Capital one Ventureone Rewards Credit Card

Capital One VentureOne Rewards  (Best for no annual fee)

The Capital One VentureOne Rewards earns unlimited 5X miles on hotels and rental cars booked through Capital One Travel and 1.25X miles on all other purchases. Capital one also gives you a sign-up up bonus of 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. The bonus is equal to $200 in travel purchases.

There are over 10 travel partners in the Capital One network that allow cardholders to redeem miles for airfare and hotel stays. If you are looking for the best first travel card, this credit card is a great pick considering its $0 annual fee and zero transaction fees.

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.