Credit Cards » Compare Credit Cards » Delta SkyMiles Blue vs AAdvantage Platinum Select: Compare
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Delta SkyMiles Blue vs AAdvantage Platinum Select: Compare

Paying an annual fee with higher rewards rate & benefits, or getting a no annual fee card with access to Amex membership? Here's our analysis
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Lorraine Smithills
Lorraine Smithills

Writer, Contributor

Experience

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table of Content

The Delta SkyMiles® Blue American Express Card and the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offer airline and travel rewards for Delta/American Airlines loyal customers, and for those who are flying frequently.

In this comparison, we review them side by side in order to understand which of them offer more – and which one can be the best fit for your needs. Let's start.

General Comparison

Delta SkyMiles® Blue American Express

Delta SkyMiles® Blue American Express
Citi® / AAdvantage® Platinum Select®
Annual Fee
$0. See Rates and Fees.
$99 (waived for the first 12 months)
Rewards
2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases. Terms Apply.
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
Welcome bonus
10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months
50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
0% Intro APR
N/A
None
Foreign Transaction Fee
$0. See Rates and Fees.
$0
Purchase APR
20.99%-29.99% Variable
21.24% – 29.99% (Variable)
Read Review
Read Review

Simulation: Which Card Gives More Rewards?

Without a scenario comparison, it's difficult to understand the actual reward potential. While both cards have decent rewards for travelers, potential cardholders should analyze it in order to understand which card gives you more.

However, keep in mind that the numbers should be adjusted to your regular spending categories, which may differ – so the exact calculation is dependent on your personal habits.

Delta SkyMiles® Blue American Express

Spend Per Category
Delta SkyMiles® Blue American Express
Citi® / AAdvantage® Platinum Select®
$10,000 – U.S Supermarkets
10,000 miles
10,000 miles
$4,000 – Restaurants
8,000 miles
8,000 miles
$4,000 – Airline
8,000 miles
8,000 miles
$3,000 – Hotels
3,000 miles
3,000 miles
$4,000 – Gas
4,000 miles
8,000 miles
Total Miles/Points
33,000 miles
37,000 miles
Estimated Redemption Value (Flights)
1 mile = ~1.6 cents cent
1 point = ~1.5 cent
Estimated Annual Value
$528
$555

Editorial Note: Terms apply to American Express benefits and offers. Enrollments may be required for select benefits. Visit americanexpress.com to learn more

Book a flight with miles on Delta website
Book a flight with miles on Delta website (Screenshot taken by our team from delta app)

Compare The Perks

Delta SkyMiles® Blue American Express

Delta SkyMiles® Blue American Express

  • 20% Back on In Flight Purchases: You’ll receive a statement credit for 20% of your purchases of food, beverages, and audio headsets on board Delta flights.
  • No Foreign Transaction Fees: You can use your card outside of the U.S without incurring any foreign transaction fees.
  • Pay with Miles Discount: Every five thousand miles you redeem using the Pay with Miles platform to book your Delta flights, you can receive up to $50 off the cost of your flights.
Delta redeem miles for flights summary
(Screenshot from delta.com)
  • Car Rental Damage and Loss Insurance: When you use your card to reserve and pay for the entire car rental, if you decline the rental company’s collision damage waiver, you’ll receive coverage through your car for theft of or damage to a rental vehicle in covered territories.
  • Global Assist Hotline : When you’re more than 100 miles away from home, you can use the Global Assist Hotline for 24/7 emergency assistance or coordination service. This includes legal and medical referrals, missing luggage help, and emergency cash wires.
  • American Express Experiences: This provides access to ticket presales and exclusive events.

Terms apply to American Express benefits and offers.

Citi® / AAdvantage® Platinum Select®

  • American Airlines Flight Discount: After you spend $20,000+ on purchases during the year, on renewal you can enjoy a $125 flight discount.
  • First Checked Bag Free: You and up to four travel companions on the same reservation can enjoy first checked bags free on domestic American Airlines flights.
  • Preferred Boarding: On American Airlines flights, you can save time and enjoy preferred boarding status.
  • Inflight Savings: You’ll receive 25% savings on beverage and food purchases on American Airlines flights when you use your card.
25% off on food and drink in AA flights
Cardholders get 25% off on food and drink in AA flights (Photo by Ceri Breeze/Shutterstock)
  • Citi Entertainment: You can get access to purchase tickets to exclusive and popular events including sporting events, concerts, dining experiences and more.

Compare The Drawbacks

Of course, the Delta SkyMiles Blue and the AAdvantage Platinum Select, like all credit cards, have potential drawbacks that may influence whether they are a good fit for you.

So, to help you make a smart decision, we'll highlight potential drawbacks here.

Delta SkyMiles® Blue American Express

Delta SkyMiles® Blue American Express

While the card is an Amex credit card, unlike the AAdvantage Platinum Select card, you don’t get any free checked bags for you or your travel companions, which could end up costing you several hundred dollars on round trip flights.

One of the perks of an airline card is that you can enjoy preferential treatment at the airport, such as priority boarding. However, this is one of the few Delta cards that does not offer this feature.

Citi® / AAdvantage® Platinum Select®

While this card does offer more features compared to the Delta SkyMiles Blue, this does come at a cost and you will need to be prepared to pay a $99 annual fee after the first year.

While you can redeem your miles for hotel stays and car rentals, if you want to get the best redemption values, you are limited to American Airline flights.

Additionally, if you want to maximize your rewards, you are likely to need international destination flights, which means you won’t get the free checked bags perk. 

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Compare Redemption Options

As we touched on above, you’ll earn 2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases. You can then use your SkyMiles for Delta flights, seat upgrades, experiences, merchandise or even gift cards.

You will need to enroll in the Delta SkyMiles program, which will allow you to redeem your accumulated miles via phone, on the website or using a Delta ticket counter. You can also transfer miles to Delta’s partners, which includes Hilton Honors, IHG, Radisson Rewards and Marriott Bonvoy, but you may incur a transfer fee.

Delta Shop with Miles - Make a Bid
(Screenshot from delta app)

You can enjoy similar redemption options with Citi AAdvantage rewards. You can use your miles to book travel to over 1,000 destinations globally. You have flexibility for your American Airlines awards or you could use your accumulated miles for Business and First Class upgrades, car rentals, hotel stays or vacation packages.

How to Maximize Cards Benefits?

If you want to make the best use of your AAdvantage Platinum Select , there are some tips:

  • Be Flexible: If you can be flexible about your travel dates and itinerary, and have the time and patience to research your options, there is the potential to save thousands of miles, particularly if you are planning on long international flights and premium seats.
  • Research : There are different strategies for getting the most out of your AAdvantage miles, but they center around taking the time to fully research your flight options

While the typical value for a mile is approximately 1.5 cents, it is possible to get a higher value with careful planning. Unfortunately, the reverse can also apply. If you simply book any flight, you could end up short changing yourself and only getting a value of less than one cent per mile.

Book a flight with American Airlines Select Platinum miles
Book a flight with American Airlines Select Platinum miles (screenshot taken by our team from American Airlines app)

If you want to maximize the value of your Delta SkyMiles, there are several things that you can do:

  • Check the Price Calendar: Delta has a price calendar, where you can check up to five weeks of flights for their prices and miles. This will allow you to find the best deals, if you are able to have some flexibility about your travel dates. You could save thousands of miles if you are able to travel a day or two earlier or later.
  • Watch Out for Flash Sales: Although Delta does have a dynamic pricing system, they are free to have sales at any time. So, even if you have no current plans to travel, it is worth regularly checking in to see if there are any flash deals.
  • Try to Avoid Delta Hubs: While this may seem a little silly, you can actually get penalized when you fly from a Delta hub. Delta can take advantage of its loyal customers and will charge more from its major hubs. So, if you’re not in a great hurry, look at slightly longer flights that avoid Delta hubs and use neighboring airports and other airline hubs.
  • Book Round Trips: Although a one way flight can provide some flexibility, it will cost you more SkyMIles. If you’re booking the same flights as one way trips, you could end up paying substantially more miles.

Customer Reviews: Which Card Wins?

  • Delta SkyMiles® Blue American Express

Satisfied customers report being pleased at how easy it is to qualify for the welcome bonus, as you only need to spend $500 within the first three months.

Negative reviews highlight that some people have difficulty qualifying for the card despite having a good to excellent score. Fortunately, you can use the American Express website to pre qualify and avoid impacting your credit with a hard pull.

  • Citi® / AAdvantage® Platinum Select®

Satisfied customers report that this is a card that does not require a lot of use to accumulate miles, as there is no annual fee to worry about.

Negative reviews are typically from longer term customers who have complaints that the benefits package for this card has been drastically reduced since 2019. Obviously, this will not be a factor for new customers, but it does highlight that it is worth comparing with other AAdvantage cards before you make a final decision.

Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

upgrade cash rewards

Rewards Plan:
1.5% 1.5% cash back on payments
Welcome Bonus:
$200 Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.

AMEX Blue Cash Preferred Card review

Rewards Plan:
1-6% 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%) and selected U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, 1% cash back on other purchases
Welcome Bonus:
$250 $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the AAdvantage® Platinum?

The Citi® / AAdvantage® Platinum Select® is a solid choice if:

  • You Frequently Travel Domestically: When you’re flying on an American Airlines domestic flight, you and up to four travel companions get your first checked bag free, which could add up to serious savings.

  • You Want Airport Perks: As an AAdvantage Platinum Select World Elite cardholder, you’ll get preferred boarding status on American Airline flights.

  • You Want Flight Discounts: If accumulating miles for flights is not enough and you want further flight discounts, this could be the card for you. If you spend $20,000+ during the year, you’ll get a $125 flight discount on account renewal.

Why You Might Want the Delta SkyMiles® Blue?

The Delta SkyMiles® Blue American Express is a great option that could be good if:

  • You Don’t Want to Pay an Annual Fee: It is quite rare to find an airline card that does not have an annual fee. While this card may not offer a massive selection of benefits, you don’t need to offset an annual fee, so you can start enjoying immediate savings.

  • You Like to Eat Out: Most airline cards tend to heavily favor airline purchases, but this card allows you to earn the same rate of miles per dollar at restaurants including takeout and delivery. So, even if you’re not a frequent flier, you can still rack up those SkyMiles.

  • You Want Insurance Protections: This card not only offers purchase protection against damage or theft for 90 days after purchase, but you can also benefit from car rental damage and loss insurance simply by paying for the car rental with your card and declining the rental desk collision damage waiver.

Compare The Alternatives

If you're looking for an airline credit card with travel rewards – there are some good alternatives you may want to consider:

united explorer

Delta SkyMiles Gold American Express Card Review

United℠ Explorer Card
Delta SkyMiles® Gold American Express Card
Citi®/AAdvantage® Platinum Select® World Elite Mastercard®
Annual Fee
$95 ($0 first year)
$150, $0 intro first year. (See Rates and Fees.)
$99 (waived for the first 12 months)
Rewards
1X – 2X 2x per $1 spent on United purchases, hotel accommodations, restaurants & eligible delivery services and 1x per $1 spent on all other purchases
1X – 2X 2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases
1X – 2X Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
Welcome bonus
50,000 miles 50,000 miles after you spend $3,000 on purchases in the first 3 months your account is open.
65,000 Miles 65,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
50,000 Miles 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Foreign Transaction Fee
$0
$0. See Rates and Fees.
$0
Purchase APR
21.99% – 28.99% variable
20.99%-29.99% Variable
21.24% – 29.99% (Variable)

Compare AAdvantage Platinum Select

We think that for most consumers, the no-annual-fee AAdvantage MileUp card may be a better option. When you may consider the Platinum Select?

American Airlines AAdvantage MileUp vs. Platinum Select

The AAdvantage Platinum Select and the Southwest Premier card share many common features.

Here's where each card shines: AAdvantage Platinum Select vs. Southwest Rapid Rewards Premier

The Citi/AAdvantage Executive offers better cashback value and perks than the Platinum Select, but usually it doesn't worth the annual fee.

Citi/AAdvantage Executive World Elite vs. Citi/AAdvantage Platinum Select

While the AAdvantage Platinum Select and the United Explorer Card have many common features, the Explorer card is our winner. Here's why.

Citi/AAdvantage Platinum Select vs. United Explorer: How They Compare?

While the Citi/AAdvantage Platinum Select wins at cashback value, the Aviator Red World card offers better airline perks.

AAdvantage Aviator Red World Elite Mastercard vs AAdvantage Platinum Select

The Delta Gold and AAdvantage Platinum Select offer similar cashback value, but the Delta card is the winner due to its diverse travel perks.

Delta SkyMiles Gold vs. Citi/ AAdvantage Platinum Select: Which Card Wins?

While the airline perks are quite comparable, the JetBlue Plus Card emerges as the preferred choice thanks to higher cashback rates

Citi/ AAdvantage Platinum Select vs JetBlue Plus Card: Side By Side Comparison

Compare Delta SkyMiles Blue Card

The Delta SkyMiles Gold offers higher annual cashback and better perks than the Delta Blue card. But is it worth the annual fee? It depends.

Delta SkyMiles Blue vs Delta SkyMiles Gold: How They Compare?

Both JetBlue and Delta SkyMiles Blue offer basic airline benefits and no annual fee. We think the JetBlue card is a clear winner, here's why.

The JetBlue Card vs Delta SkyMiles Blue Amex: How They Compare?

The Delta SkyMiles Blue and United Gateway have similar cashback rates and airline perks. Where does each card shine? Here's our comparison.

Delta SkyMiles Blue vs United Gateway: How They Compare?

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
70,000 points 70,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Review Travel Credit Cards

Picture of Lorraine Smithills

Lorraine Smithills

Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. She has a passion for helping people with less financial confidence to get control of their money through budgeting, saving, and responsible credit practices.
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Best Cards Per Category
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
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The product offers that appear on this site are from companies from which this website receives compensation.
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amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.