Credit Cards » Compare Credit Cards » Amex Hilton Honors vs World of Hyatt: Which Hotel Card Wins?
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Amex Hilton Honors vs World of Hyatt: Which Hotel Card Wins?

If you're looking for an hotel card, a good one can provide exclusive benefits. Which card offers more perks and what are the differences?
Author: Andrew O'Malley
Andrew O'Malley

Writer, Contributor

Experience

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
Interest Rates Last Update: April 15, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Andrew O'Malley
Andrew O'Malley

Writer, Contributor

Experience

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
Interest Rates Last Update: April 15, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Table of Content

The World of Hyatt and the Hilton Honors American Express Card offer great hotel perks for loyal customers. In spite of both charge an annual fee, if you're finding yourself traveling +10 nights/year  – they are definitely worth a try. But which of them is better? 

In this comparison, we review them side by side in order to understand which of them offer more – and which one can be the best fit for your needs. Let's start.

General Comparison

hilton honors card

World of Hyatt

Hilton Honors American Express
The World of Hyatt
Annual Fee
$95
Rewards
7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases . Terms Apply.
4 Bonus Points per $1 spent on purchases at all Hyatt hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member. 2x Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships. Plus, earn 1 Bonus Point per $1 spent on all other purchases.
Welcome bonus
80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership
30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.*Opens offer details overlay Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
0% Intro APR
N/A
N/A
Foreign Transaction Fee
$0
Purchase APR
20.99%-29.99% Variable
21.49%–28.49% variable
Read Review
Read Review

Simulation: Which Card Gives More Rewards?

Without a scenario comparison, it's difficult to understand the actual reward potential.

As we can see, the Hilton card earns much more points compared to the world of Hyatt. But, the redemption options are different, and you'll get a much lower redemption rate compared to the world of Hyatt, as you can see in the following section.

However, keep in mind that the numbers should be adjusted to your regular spending categories, which may differ – so the exact calculation is dependent on your personal habits.

hilton honors card

World of Hyatt

Spend Per Category
Hilton Honors American Express
The World of Hyatt
$12,000 – U.S Supermarkets
60,000 points
12,000 points
$4,000 – Restaurants
20,000 points
8,000 points
$3,000 – Airline
9,000 points
6,000 points
$3,000 – Hotels
21,000 points
12,000 points
$4,000 – Gas
20,000 points
4,000 points
Total Miles/Points
130,000 points
42,000 miles
Redemption Value (Estimated)
1 point = ~0.6 cent
1 point = ~1.8 cent
Estimated Annual Value
$780
$756

Editorial Note: Terms apply to American Express benefits and offers. Enrollments may be required for select benefits. Visit americanexpress.com to learn more

Hilton offers various ways for you to redeem points you earn through its loyalty program. You can use points to book free hotel stays, covering the cost of your room.

Additionally, Hilton provides flexibility with Points & Money options, allowing you to use a combination of points and cash. Beyond hotel stays, you can also redeem points for experiences, travel, shopping, and more through the Hilton Honors program

Redeem Hilton points for hotel stay
Redeem Hilton points for hotel stay (screenshot from Hilton app)

World of Hyatt offers diverse redemption options for its members. You can use points for free hotel nights at various Hyatt properties, from budget-friendly to luxurious resorts worldwide.

Additionally, points can be exchanged for room upgrades and spa services. The program extends beyond hotels, allowing members to use points for car rentals, FIND experiences, and even credits with participating luxury brands.

Compare The Perks

Hilton Honors American Express

hilton honors card

  • Hilton Honors Silver Status: You’ll receive complimentary Silver status with your card. However, if you spend $20,000 or more on eligible purchases in a calendar year, you’ll receive an upgrade to Gold status through to the end of the next calendar year.
HiltonHonors silver status
HiltonHonors silver status benefits
  • Car Rental Damage and Loss Insurance: When you use your card to pay for your entire rental and you decline the rental company collision damage waiver, you’ll be covered for theft or damage to the rental vehicle in covered territories.
  • No Foreign Transaction Fees: When you use your card abroad, you’ll not incur additional fees on your purchases.
  • Global Assist Hotline: If you run into problems with a lost passport, sudden illness or other emergencies when you’re away from home, you can access the Global Assist Hotline. If you’re 100 miles or more from home, Global Assist Hotline provides assistance and coordination services including medical, and legal.
  • American Express Experiences: This provides exclusive access to member only events and ticket presales for popular shows, tours and events.

Terms apply to American Express benefits and offers.

The World of Hyatt

World of Hyatt

  • One Free Night Per Year: In addition to any stays you earn with your rewards, you’ll get a free night at any one to four category Hyatt resort or hotel on your card anniversary.
  • Bonus Free Night: You’ll also get an extra free night if you spend $15,000 or more in the calendar year.
  • World of Hyatt Discoverist Status: You’ll receive complimentary Discoverist status providing your credit card account remains open. You’ll also receive credits towards your next tier status each year and each time you spend $5,000 on your card.
  • Room Perks: During your stay you can enjoy premium in room internet and late check out where available, upon request.
  • Bonus Points: You can also earn 10% bonus points when you earn points on eligible Hyatt spending.
World of Hyatt Credit Card
(Photo by photobyphotoboy/Shutterstock)

Compare The Drawbacks

As with all credit cards, there are both positives and negatives to these cards. It is important to be aware of the potential cons, before you make a decision about which card is best for you.

So, to help you make a smart decision, we'll highlight potential drawbacks here.

Hilton Honors American Express

hilton honors card

As with the World of Hyatt, the reward redemptions are tailored to the specific hotel chain. While it is possible to transfer points to partner airlines, the redemption rates are poor. So, if you want to earn other types of rewards, you may be better off with a travel miles card.

Unlike the World of Hyatt card, you won’t automatically get a free award night for each anniversary. This is a nice perk of the other card, which creates a potential drawback for this card when you make a comparison.

The World of Hyatt

World of Hyatt

While the card does offer generous rewards for your Hyatt stays, the other reward tiers can be tricky to track.

For example, you’ll only get two points for your airline tickets if they are purchased directly through the airline. You’ll need to be very detail oriented to ensure that you qualify for non Hyatt stay rewards.

You can redeem your points for hotel stays, room upgrades and some other purchases. So, if you’re looking for gift cards or other flexible redemption options, you may find this card a little frustrating.

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
50,000 miles 50,000 bonus miles after you spend $3,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

How to Maximize Cards Benefits?

Like any other card, there are some things that can help you to get more rewards with the same use, here are some:

  • Qualify for Gold Status: You’ll get Silver status automatically with this card, but if you spend $20,000 in a calendar year, you’ll qualify for Gold status the following year. This not only provides greater point earning potential, but you’ll also get some better deals when you redeem your points.
  • Double Check the Cash Value: Before you assume that a lower point room is the better value option, be sure to double check the cash value. For example, if you’re considering booking at a peak time such as New Year’s Eve, while the room may cost far more points than a week previous, the cash value of the room will be sky high. So, you could actually get far greater value for your points.
  • Book for Five or More Nights: When you book stays of five or more nights using your points, you’ll get a fifth night free as a perk of being Silver or higher status. So, try to take advantage of this free night which has the potential to save you a great deal.
Book hotel with Hilton honors Amex card miles
Book hotel with Hilton honors Amex card miles (screenshot taken by our team from Hilton website)
  • Focus on Category One Awards: While you may want to have a luxury break, you’ll need three times as many points for a night in a category four hotel compared to a category one. So, if you want the best value for your points, consider lower tier awards.
  • Look at Room Upgrades: Hyatt allows members to upgrade their eligible paid stays with their points at reasonable rates. So, you can upgrade to a club level room or enjoy other perks without needing to break the bank.

Customer Reviews: Which Card Wins?

  • Hilton Honors American Express

Satisfied customers also report a fantastic benefits package that can make your stay more pleasant. The card is also praised for its wider reward categories that make it easier to accumulate points.

Negative reviews highlight that there are higher paying rewards offered with other Hilton Honors cards.

  • The World of Hyatt

Satisfied customers report that they enjoy the preferential treatment that they receive each time they stay at a Hyatt hotel. This includes bypassing the queues at check in and check out.

Negative reviews discuss issues with the reward structure. There is a lot of fine print to qualify for points, which can make maximizing your rewards a little tricky.

Why You Might Want the Hilton Honors Card?

The Hilton Honors American Express is a great option that could be good if:

  • You Don’t Want to Pay an Annual Fee: Despite the impressive rewards on offer with this card, you don’t need to worry about earning enough rewards to negate an annual fee. The card has no annual fee, so you can start benefiting from rewards immediately.

  • You Want Hilton Honors Elite Status: This card provides immediate Silver status, which provides some great perks including a fifth night free, bonuses on points earned, and complimentary amenities at select locations.

  • You Want Generous Bonuses on Other Spending: Many hotel branded cards tend to neglect other spending categories, so they are a little one dimensional. However, this card has generous points for many non hotel categories, with even three points for all other eligible purchases. This means that you can use this as your everyday spending card and quickly accumulate hotel rewards.

When You Might Want the The World of Hyatt Card?

The World of Hyatt can be a good fit for your needs if you're looking for:

  • Ongoing Rewards: You’ll earn additional points as a World of Hyatt member, which can add up to decent ongoing rewards even after you’ve received the welcome bonus.

  • Elite Status: You’ll have Discoverist status automatically with this card, which gives bonuses, upgrades and other perks when you stay in Hyatt hotels.

  • Higher Elite Status: if you’re not satisfied with Discoverist status, this card provides an accelerated path to further elite status levels.

Compare The Alternatives

If you're looking for a hotel credit card with travel rewards – there are some good alternatives you may want to consider:

World of Hyatt

Marriott Bonvoy Boundless Card review 2019

hilton honors card

World of Hyatt Credit Card
Marriott Bonvoy Boundless® Credit Card
Hilton Honors American Express Card
Annual Fee
$95
$95
$0
Rewards
1X – 4X 4 Bonus Points per $1 spent on purchases at all Hyatt hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member. 2x Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships. Plus, earn 1 Bonus Point per $1 spent on all other purchases.
1x – 6X 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases.
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome bonus
Up to 60,000 Bonus Points 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.*Opens offer details overlay Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
3 Free Nights 3 Free Nights (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership
Foreign Transaction Fee
$0
$0.
$0. See Rates and Fees.
Purchase APR
21.49%–28.49% variable
21.49%–28.49% variable
20.99%-29.99% Variable

Compare Hilton Honors American Express Card

The Surpass card boasts a notably higher annual fee, justified by its superior rewards ratio and benefits compared to the Hilton Honors card.

Hilton Honors vs. Hilton Surpass Card: How They Compare?

The Hilton Honors Amex is our winner with higher cashback value and great overall rating for a hotel card with no annual fee.

Hilton Honors American Express vs. Marriott Bonvoy Bold: Side By Side Comparison

Both Hilton Honors Amex and Wyndham Rewards Earner cards offer a decent point rewards ratio and basic extra hotel perks.

Hilton Honors American Express vs. IHG One Rewards Traveler: Side By Side Comparison

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
50,000 miles 50,000 bonus miles after you spend $3,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
50,000 miles 50,000 bonus miles after you spend $3,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Compare World of Hyatt Card

The World of Hyatt Card is our winner – it offers a significantly higher annual cash back for the average consumer than Marriott Boundless.

World of Hyatt Card vs. Marriott Bonvoy Boundless: Side By Side Comparison

The Hilton Surpass and World of Hyatt card are two of the best medium tier hotel cards with great cash back rates and extra hotel perks.

World of Hyatt Card vs. Hilton Amex Surpass: Side By Side Comparison

With this hotel rewards cards battle, the World of Hyatt Card is our winner as it offers a higher annual cash back for the average consumer

World of Hyatt Card vs IHG One Rewards Premier: Side By Side Comparison

Review Travel Credit Cards

Picture of Andrew O'Malley

Andrew O'Malley

Andrew O’Malley has a BSc in Economics and Finance. He has worked in the finance industry as a risk analyst and is now pursuing a career in writing. In recent years, he has written for a number of leading publications. He studied Economics and Finance and has been fascinated with the financial markets since his teens.
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Best Cards Per Category
Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
80,000 points 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.