Lane Bryant and Victoria's Secret are two prominent retailers in the lingerie and women's apparel industry, each offering its own credit card to enhance customer loyalty and shopping experience.
While both cards share the common goal of rewarding frequent shoppers, they differ in terms of their target audience and benefits. Let's compare them side by side.
Comparison: Lane Bryant vs Victoria Secret Card
Victoria's Secret, a well-known brand in lingerie and beauty, presents the Victoria's Secret Card. This credit card comes with a variety of exclusive advantages, such as earning rewards points for each dollar spent, complimentary shipping, and special birthday gifts for cardholders.
The Lane Bryant Credit Card is designed for those who value inclusive sizing and diverse fashion choices. Cardholders enjoy perks like birthday rewards, exclusive discounts, and extended return windows—making it a great option for loyal Lane Bryant shoppers.
Additionally, the card offers a tiered rewards system, where higher membership levels unlock faster point earnings, bigger discounts, and special promotions.
Here’s a quick comparison of its key features:
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Cashback Analysis: Lane Bryant vs Victoria Secret Card
When we look at the estimated annual value of each card, the Victoria's Secret credit card stands out as the clear winner, especially if you plan to use it beyond Victoria's Secret stores. Unlike the Lane Bryant card, it offers points on additional categories like dining and groceries, making it a more versatile option for most consumers.
For those who plan to use it only on Lane Bryant/Victoria's Secret – the Lane Bryant cashback is higher. Here's a comparison including how much cents with each points in both cards:
|
| |
|---|---|---|
Spend Per Category | Lane Bryant Credit Card | Victoria's Secret Credit Card |
$15,000 – U.S Supermarkets | / | 30,000 points |
$5,000 – Lane Bryant/Victoria's Secret | 125,000 points | 50,000 points |
$5,000 – Restaurants | / | 20,000 points |
$4,000 – Travel
| / | 16,000 points |
$4,000 – Gas | / | 8,000 points |
Total Points / Cashback | 125,000 points | 124,000 points |
Estimated Redemption Value | 1 point ~ 0.33 cent | 1 point ~ 0.5 cent |
Estimated Annual Value | $412 | $620 |
Additional Shopping Benefits: Comparison
Lane Bryant Credit Card
- Birthday Rewards: Receive a special offer at the start of your birthday month as a token of celebration.
- Best Customer Exclusive Access: Gain exclusive access to special promotions and events, recognizing and rewarding loyal customers.
- Free Standard Shipping: Enjoy complimentary standard shipping on qualifying online purchases with no minimum spending requirement.
- Extended Returns: Benefit from an extended 60-day return policy for items purchased using a Lane Bryant Credit Card, providing flexibility and peace of mind.
- Lane Bryant Credit Card Days: Participate in special events or promotions exclusive to Lane Bryant Credit Card holders, enhancing the overall shopping experience.
Victoria's Secret Credit Card
Anniversary Gift: Receive a special offer to celebrate their card anniversary.
Free Shipping: Enjoy complimentary shipping on orders of $25 or more, enhancing the convenience of online shopping.
Pick Your Perk: Cardholders have the flexibility to choose and use their favorite benefit, providing a personalized and tailored experience.
Birthday Gift: Receive a $15 in-store credit for your birthday, with a minimum purchase requirement adding an extra treat to your celebration.
- Perk of the Month: By registering your email, cardmembers receive a special offer in their inbox every month, including exclusive deals and early access to sales.
- Higher Rewards Structure: Benefit from an elevated rewards structure, earning 45 points per dollar on bra purchases and 15 points per dollar spent at Victoria's Secret stores, maximizing rewards for loyal customers.
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Compare The Alternatives
If you're looking for a store credit card with great rewards for online shopping – there are some good alternatives you may want to consider:
|
|
| |
|---|---|---|---|
Costco Anywhere Visa® Card by Citi | Apple Credit Card | Sam's Club® Mastercard® | |
Annual Fee | $0 ($60 Costco membership fee required) | $0
| $0 ($50/$110 for Club/Plus membership – MUST)
|
Rewards |
1-4%
4% cash back on on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter, 3% cash back on restaurants and most travel purchases, 2% cash back at Costco and Costco.com, 1% cash back on all other purchases
| 1% – 3%
3% cash back at Apple and select Apple pay partners. 3% Daily Cash back at Ace Hardware, Duane Reade, Exxon, Mobil, Nike, Panera Bread, T-Mobile, Uber, Uber Eats, and Walgreens. 2% on other Apple pay purchases, and 1% on all other purchases
|
1-5%
5% cash back on gas anywhere Mastercard is accepted (on the first $6,000 per year, then 1% after), 3% cash back on Sam’s Club purchases for Plus members, 3% on dining and takeout and 1% on all other purchases
|
Welcome bonus |
None
None
| N/A |
None
$30 statement credit after making $30 in Sam’s Club purchases within the first 30 days
|
Foreign Transaction Fee | $0
| $0 | N/A
|
Purchase APR | 19.99% – 27.99% (Variable)
| 15.99% – 26.99% Variable
| 20.40% or 28.40% Variable
|
Compare Victoria Secret Credit Card
The AE wins if you use your credit card only on American Eagle or Victoria's Secret. But what if you plan to use it outside these brands?
American Eagle vs Victoria Secret Credit Card: Side By Side Comparison
