The World of Hyatt Credit Card and the Marriott Bonvoy Boundless Credit Card are both hotel credit cards associated with major hotel loyalty programs. Each card caters to a specific hotel chain, offering unique perks and benefits for cardholders.
Here's our full comparison to help you decide between the two:
General Comparison
Chase issues the Marriott Bonvoy Boundless, designed for those who regularly stay at Marriott hotels. The card comes with extra advantages, including a generous welcome bonus, no foreign transaction fees, automatic Silver Elite status, and the opportunity to achieve Gold Elite status through qualifying spending.
The World of Hyatt Card is tailored for enthusiasts of Hyatt hotels and offers an array of benefits. Cardholders earn higher rewards on Hyatt purchases and also enjoy an annual free night certificate upon required spending, automatic Discoverist status, and other travel perks like trip cancellation/interruption insurance.
Here's a side by side comparison of the cards main features:
Marriott Bonvoy Boundless | World of Hyatt Card | |
Annual Fee | $95 | $95 |
Rewards | 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases. | 4 Bonus Points per $1 spent on purchases at all Hyatt hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member. 2x Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships. Plus, earn 1 Bonus Point per $1 spent on all other purchases. |
Welcome bonus | Earn 125,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from your account opening. | Earn up to 60,000 Bonus Points after qualifying purchases. |
0% Intro APR | N/A | N/A |
Foreign Transaction Fee | $0 | $0 |
Purchase APR | 21.49%–28.49% variable | 21.49%–28.49% variable |
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Marriott Bonvoy Boundless vs. Hilton Surpass: Point Rewards Analysis
When comparing points rewards based on predetermined spending, the Boundless Card earns a significantly higher number of points. However, Marriott points have a notably lower value compared to World of Hyatt points.
As a result, even with the higher points accumulation, our analysis shows that the World of Hyatt Card offers a greater estimated annual value overall.
Spend Per Category | Marriott Bonvoy Boundless | World of Hyatt Card |
$10,000 – U.S Supermarkets | 22,000 points | 10,000 points |
$4,000 – Restaurants
| 8,000 points | 8,000 points |
$4,000 – Airline | 8,000 points | 8,000 points |
$5,000 – Hotels | 30,000 points | 20,000 points |
$4,000 – Gas | 8,000 points | 4,000 points |
Total Points | 76,000 points | 50,000 points |
Redemption Value (Estimated) | 1 point = ~0.8 cent | 1 point = ~2.1 |
Estimated Annual Value | $608 | $1,050 |
* Marriot Boundless Card: 3X on the first $6,000 spent on supermarkets
With the Marriott Boundless card, you earn and redeem points for free nights at Marriott hotels, travel experiences, and exclusive events. Also, you can transfer points to airline or use it to pay for car rentals, merchandise or book an experience with Marriot Moments.
The World of Hyatt program provides flexible redemption options for members. Points can be used for free nights at a wide range of Hyatt properties, from budget-friendly hotels to luxurious resorts around the globe.
Beyond hotel stays, members can redeem points for car rentals, FIND experiences, and even credits with select luxury brands, offering a variety of ways to maximize their rewards.
Which Hotel Benefits You'll Get With Each Card?
Both cards issued by Chase and provides similar benefits, with some unique benefits for each card:
Marriott Bonvoy Boundless
- Marriott Bonvoy Silver Elite Status:Enjoy Silver Elite Status automatically each account anniversary year as a cardmember.
Elevate Your Status: Earn 1 Elite Night Credit for every $5,000 spent, helping you achieve higher elite status.
15 Elite Night Credits: Receive 15 Elite Night Credits annually, contributing to your elite status. Some restrictions apply.
1 Free Night Award: The Boundless card offers a free night award after spending $35,000 in a calendar year.
Path to Gold Status: Spend $35,000 on purchases in a calendar year to progress towards Gold Status.
World of Hyatt Card
- World of Hyatt Discoverist Status: Enjoy Discoverist status as long as your account is open, offering perks like room upgrades and late check-out.
- Free Night Benefit: Cardholders receive a complimentary night at any Category 1–4 Hyatt hotel or resort annually after their cardmember anniversary, with an additional free night for spending $15,000 in a calendar year.
- Qualifying Night Credits: Earn 5 qualifying night credits each year towards your next tier status, and an additional 2 credits for every $5,000 spent on the card.
You'll also get the following benefits with both cards:
DoorDash: Receive one year of complimentary DashPass, granting unlimited deliveries with $0 delivery fees and reduced service fees on eligible order
- Visa Concierge: Enjoy complimentary 24/7 Visa Signature® Concierge Service, providing assistance with various tasks, including finding event tickets, making restaurant reservations, and helping you select the perfect gift.
Which Protections You'll Get With Each Card?
Both cards are issued by Chase, so the protections are quite similar -with a small difference between them:
Baggage Delay Insurance: Reimburses up to $100 per day for essential purchases like toiletries and clothing when your baggage is delayed by a passenger carrier for more than 6 hours, up to a total of 5 days.
Lost Luggage Reimbursement: Provides coverage of up to $3,000 per passenger for damaged or lost luggage checked or carried on by you or an immediate family member when traveling.
Purchase Protection: Safeguards your new purchases against damage or theft for 120 days, with coverage up to $500 per claim and a maximum of $50,000 per account.
- Trip Delay Reimbursement (Marriott Bonvoy Boundless Only): Covers unreimbursed expenses, such as meals and lodging, up to $500 per ticket when your common carrier travel is delayed for more than 12 hours or necessitates an overnight stay.
- Trip Cancellation/Trip Interruption Insurance (World of Hyatt Card Only): Receive reimbursement, up to $5,000 per person and $10,000 per trip, for pre-paid, non-refundable travel expenses in case of trip cancellation or interruption due to covered situations like sickness or severe weather.
- Auto Rental Collision Damage Waiver (World of Hyatt Card Only): Decline the rental company's collision insurance and charge the entire rental cost to the card for coverage against theft and collision damage for most cars in the U.S. and abroad.
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When You Might Prefer The World of Hyatt Card?
You might prefer the Marriott Bonvoy Boundless card over the Hilton Amex Surpass in the following situations:
You Are Focused Travel on Hyatt Properties: If your travel frequently involves stays at Hyatt hotels, the World of Hyatt Card offers specific benefits such as bonus points on Hyatt spending, an annual free night certificate, and automatic elite status. This makes it a compelling choice for those who consistently choose Hyatt as their preferred hotel brand.
Emphasis on Luxury Stays: If you prioritize luxury hotel experiences, the World of Hyatt Card may be more appealing. Hyatt's portfolio includes high-end brands like Park Hyatt and Andaz, offering a more exclusive and boutique experience compared to Marriott's broader range.
You Want To Enjoy Hyatt Discoverist Status Benefits: The World of Hyatt Credit Card provides complimentary Discoverist status in the World of Hyatt program, which includes perks like late checkout and free breakfast.
When You Might Prefer The Marriott Bonvoy Boundless?
You might prefer the Marriott Bonvoy Boundless when:
You Need an Extensive Hotel Network: If you prefer having a broader range of hotel options, the Marriott Bonvoy Boundless might be more suitable. Marriott has an extensive global portfolio, including a variety of brands and locations, providing more choices for your travels compared to the more boutique-focused World of Hyatt.
You Are Loyal to Marriott Brands: If you frequently stay at Marriott-affiliated properties and have a loyalty to Marriott's brands, the Marriott Bonvoy Boundless is a natural choice. The card's benefits, including annual free night awards and bonus points on Marriott spending, align well with the preferences of those who consistently choose Marriott hotels for their accommodations.
Versatility in Redeeming Points: The Marriott Bonvoy program offers diverse redemption options beyond hotel stays, such as experiences, merchandise, and travel packages. If you value flexibility and want multiple ways to use your points, the Boundless card's association with Marriott Bonvoy may be more appealing than the more hotel-centric World of Hyatt.
Compare The Alternatives
If you're looking for a travel rewards credit card with hotel benefits – there are some excellent alternatives you may want to consider:
Marriott Bonvoy Brilliant® American Express® Card
| The Platinum Card® from American Express | Hilton Honors American Express Card | |
Annual Fee | $650. See Rates & Fees | $695. See Rates & Fees | $0 |
Rewards | 2X – 6X
6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
|
1X – 5X
5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
|
3X – 7X
7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
|
Welcome bonus | 95,000 points
95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.
|
80,000 points
80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership
|
100,000 points
100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership
|
Foreign Transaction Fee | $0 | $0. See Rates & Fees | $0. See Rates and Fees. |
Purchase APR | 20.24% – 29.24% Variable | See Pay Over Time APR | 20.24% – 29.24% variable APR |
Compare Marriott Bonvoy Boundless Card
While there is no big difference when it comes to points rewards, the Brilliant offers lounge access, credit statements, and Platinum status.
In our opinion, the new Marriott Bountiful isn't worth the higher annual fee compared to the traditional Boundless card. Here's why.
Marriott Bonvoy Bountiful vs Boundless: Side By Side Comparison
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Marriott Bonvoy Boundless vs. Chase Sapphire Preferred: Comparison
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Marriott Bonvoy Boundless vs. Hilton Amex Surpass: Side By Side Comparison
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IHG One Rewards Premier vs. Marriott Bonvoy Boundless: Side By Side Comparison
Surprisingly, despite having no annual fee – the Wyndham Rewards Earner offers higher estimated cash back, which is why it's our winner.
Wyndham Rewards Earner vs. Marriott Bonvoy Boundless: Which Hotel Card Is Best?
Compare World of Hyatt Card
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Amex Hilton Honors vs World of Hyatt: Which Hotel Card Wins?
The Hilton Surpass and World of Hyatt card are two of the best medium tier hotel cards with great cash back rates and extra hotel perks.
World of Hyatt Card vs. Hilton Amex Surpass: Side By Side Comparison
With this hotel rewards cards battle, the World of Hyatt Card is our winner as it offers a higher annual cash back for the average consumer
World of Hyatt Card vs IHG One Rewards Premier: Side By Side Comparison