The Wyndham Rewards Earner and Marriott Bonvoy Boundless are two credit cards that offer rewards for hotel stays. Here's our full comparison to help you decide between the two:
General Comparison
The Wyndham Rewards Earner card is ideal for those who frequently stay at Wyndham properties, particularly appealing for travelers who prioritize earning points for hotel redemptions and enjoy the flexibility of choosing from a wide range of Wyndham properties worldwide. Unlike the Marriot card, it doesn't charge an annual fee and offers 0% intro APR.
On the other hand, the Marriott Bonvoy Boundless card is a great choice for those who prefer the Marriott hotel network and comes with better perks such as free night award (upon required purchases), elite night credits and Visa Conceriege. It also offers a variety of travel insurance you won't get with Wyndhan card. However, the card charges $95 annual fee.
Here's a side by side comparison of the cards main features:
Marriott Bonvoy Boundless | Wyndham Rewards Earner | |
Annual Fee | $95 | $0 |
Rewards | 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases. | 5X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases. Earn 2X points on eligible dining and grocery store purchases (excluding Target® and Walmart®) and 1X points on all other purchases (excluding Wyndham Vacation Club down payments).
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Welcome bonus | Earn 125,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from your account opening. | Earn 45,000 bonus points after spending $2,000 on purchases in the first 180 days |
0% Intro APR | N/A | 15 months on balance transfers made within 45 days of account opening |
Foreign Transaction Fee | $0 | $0 |
Purchase APR | 21.49%–28.49% variable | 20.99% – 29.99% variable |
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Estimate Point Rewards Based On Spending: Analysis
The Wyndham Rewards card doesn’t have an annual fee, and in our comparison, it stands out as the better option when you look at the expected points each card would earn for the same spending amount.
Spend Per Category | Marriott Bonvoy Boundless | Wyndham Rewards Earner |
$10,000 – U.S Supermarkets | 22,000 points | 20,000 points |
$4,000 – Restaurants
| 8,000 points | 8,000 points |
$4,000 – Airline | 8,000 points | 4,000 points |
$5,000 – Hotels | 30,000 points | 25,000 points |
$4,000 – Gas | 8,000 points | 20,000 points |
Total Points | 76,000 points | 77,000 points |
Redemption Value (Estimated) | 1 point = ~0.8 cent | 1 point = ~1.1 cents |
Estimated Annual Value | $608 | $847 |
* Marriot Boundless Card: 3X on the first $6,000 spent on supermarkets
On the other hand, the Marriott Boundless card lets you earn points that can be redeemed for free stays at Marriott hotels, exclusive travel experiences, and special events. You can also transfer points to airlines, use them for car rentals, merchandise, or book unique experiences through Marriott Moments.
Which Hotel Benefits You'll Get With Each Card?
Here are the extra benefits for each card:
Marriott Bonvoy Boundless
- Marriott Bonvoy Silver Elite Status:Enjoy Silver Elite Status automatically each account anniversary year as a cardmember.
Elevate Your Status: Earn 1 Elite Night Credit for every $5,000 spent, helping you achieve higher elite status.
15 Elite Night Credits: Receive 15 Elite Night Credits annually, contributing to your elite status. Some restrictions apply.
1 Free Night Award: The Boundless card offers a free night award after spending $35,000 in a calendar year.
Path to Gold Status: Spend $35,000 on purchases in a calendar year to progress towards Gold Status.
DoorDash: Receive one year of complimentary DashPass, granting unlimited deliveries with $0 delivery fees and reduced service fees on eligible order
- Visa Concierge: Enjoy complimentary 24/7 Visa Signature® Concierge Service, providing assistance with various tasks, including finding event tickets, making restaurant reservations, and helping you select the perfect gift.
Wyndham Rewards Earner
Annual Bonus: Earn 7,500 bonus points every anniversary year by spending $15,000 on eligible purchases, equivalent to a complimentary night at participating properties.
Automatic GOLD Level Benefits: Receive automatic Wyndham Rewards GOLD membership with associated perks like complimentary WiFi, preferred room selection, late checkout, and more.
Cardmember Booking Discount: Wyndham Rewards Earner Cardmembers enjoy additional savings on the Best Available Rate at participating Hotels by Wyndham, enhancing the value of their stays.
Which Protections You'll Get With Each Card?
With the Wyndham card you'll get only the following protection:
- $0 Fraud Liability Protection: Benefit from $0 fraud liability protection, ensuring that you are not held responsible for unauthorized charges, and providing enhanced security for card usage.
However, the Marriot card offers a broad range of different protections:
Baggage Delay Insurance: Reimburses up to $100 per day for essential purchases like toiletries and clothing when your baggage is delayed by a passenger carrier for more than 6 hours, up to a total of 5 days.
Lost Luggage Reimbursement: Provides coverage of up to $3,000 per passenger for damaged or lost luggage checked or carried on by you or an immediate family member when traveling.
Purchase Protection: Protects your new purchases from damage or theft for up to 120 days, with coverage of up to $500 per claim and a total of $50,000 per account.
- Trip Delay Reimbursement: Covers costs like meals and lodging, up to $500 per ticket, if your travel is delayed for more than 12 hours or requires an overnight stay.
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When You Might Prefer The Marriott Bonvoy Boundless?
You might prefer the Marriott Bonvoy Boundless when:
- You Want Better Travel Insurance Perks: Opt for the Marriott Bonvoy Boundless if robust travel insurance perks are a priority, as it may offer more comprehensive coverage and benefits compared to the Wyndham Rewards Earner.
- You Want More Hotel Benefits: Choose the Marriott Bonvoy Boundless if you value additional hotel benefits, such as room upgrades and late checkout, as it provides enhanced perks for Marriott Bonvoy loyalty members.
- You Want Richer Hotel Presence: If a broader selection of hotels and a more extensive global presence are important to you, the Marriott Bonvoy Boundless may be preferable due to Marriott's extensive and diverse hotel portfolio worldwide.
When You Might Prefer The Wyndham Rewards Earner?
You might prefer the Wyndham Rewards Earner when:
- You Need 0% Intro APR: Opt for the Wyndham Rewards Earner if you prioritize a 0% introductory APR, as it offers a period with no interest on purchases, providing financial flexibility.
- You Are Focused On Earning Point Rewards: If your main goal is earning points, the Wyndham Rewards Earner is a great choice. Our points rewards analysis shows it offers comparable—and sometimes even better—value than Marriott.
- You Prefer No Annual Fee Card: If avoiding an annual fee is a key consideration for you, the Wyndham Rewards Earner is a suitable choice as it doesn't charge an annual fee, making it a cost-effective option for cardholders.
Compare The Alternatives
If you're looking for a travel rewards credit card with hotel benefits – there are some excellent alternatives you may want to consider:
Marriott Bonvoy Brilliant® American Express® Card
| The Platinum Card® from American Express | Hilton Honors American Express Card | |
Annual Fee | $650. See Rates & Fees | $695. See Rates & Fees | $0 |
Rewards | 2X – 6X
6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
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1X – 5X
5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
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3X – 7X
7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
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Welcome bonus | 95,000 points
95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.
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80,000 points
80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership
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100,000 points
100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership
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Foreign Transaction Fee | $0 | $0. See Rates & Fees | $0. See Rates and Fees. |
Purchase APR | 20.24% – 29.24% Variable | See Pay Over Time APR | 20.24% – 29.24% variable APR |
Compare Marriott Bonvoy Boundless Card
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