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Author: jonalyn-upwork
jonalyn-upwork

Writer, Contributor

Experience

Interest Rates Last Update: October 20, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: jonalyn-upwork
jonalyn-upwork

Writer, Contributor

Experience

Interest Rates Last Update: October 20, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

credit cards

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Capital One QuicksilverOne Cash Rewards

Rewards Plan

Sign up Bonus

Credit Rating

0% Intro

Annual Fee

APR

On Capital One’s Secure Website

Rewards Plan

Sign up Bonus

0% Intro

PROS

CONS

APR

Annual Fee

Balance Transfer Fee

Credit Requirements

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Loans

Upstart is best for borrowers who have just started their careers and do not have a long credit history or strong income.

When and how will I receive the funds from my Upstart loan?

If you accept your loan before 5 p.m. ET Monday through Friday, you should receive your loan proceeds the following business day. If your application is accepted after 5 p.m. ET Monday through Friday, you should receive your loan proceeds two business days later.

There is an additional three business days between when you accept your loan and when you receive the funds for loans used for educational purposes.

Is it possible to cosign with Upstart?

You cannot apply for a loan with a cosigner through Upstart. Because this is a personal loan, Upstart claims they can only consider your personal information.

What happens if I miss a payment on my Upstart loan?

If we do not receive your payment by the monthly due date, we will contact you to remind you. You have 15 days from the due date of your payment before any fees are assessed. If you make a monthly payment after the grace period has expired, you may be charged a late fee of 5% of the unpaid amount or $15, whichever is greater.

Please keep in mind that Upstart reports your account's status on each due date. We may exercise all of the remedies available to us under applicable law or the Promissory note in the event of an Event of Default.

How can I get in touch with Upstart?

There are 2 ways to get in touch with Upstart:

  1. Sending a message via our contact form or calling 650-204-1000 (local) or 1-855-438-8778 (toll-free) between 6AM and 5PM PST.
  2. Sending a message to [email protected]

Don't forget:

 – Change titles to h4 from h2/h3 (only lower titles where I showed in the video)

 – title font mobile 25px, font desktop 28 px

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