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- Our Verdict
- Pros & Cons
- FAQ
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Loans
Upstart is best for borrowers who have just started their careers and do not have a long credit history or strong income.
- Our Verdict
- Pros & Cons
- FAQ
When and how will I receive the funds from my Upstart loan?
If you accept your loan before 5 p.m. ET Monday through Friday, you should receive your loan proceeds the following business day. If your application is accepted after 5 p.m. ET Monday through Friday, you should receive your loan proceeds two business days later.
There is an additional three business days between when you accept your loan and when you receive the funds for loans used for educational purposes.
Is it possible to cosign with Upstart?
You cannot apply for a loan with a cosigner through Upstart. Because this is a personal loan, Upstart claims they can only consider your personal information.
What happens if I miss a payment on my Upstart loan?
If we do not receive your payment by the monthly due date, we will contact you to remind you. You have 15 days from the due date of your payment before any fees are assessed. If you make a monthly payment after the grace period has expired, you may be charged a late fee of 5% of the unpaid amount or $15, whichever is greater.
Please keep in mind that Upstart reports your account's status on each due date. We may exercise all of the remedies available to us under applicable law or the Promissory note in the event of an Event of Default.
How can I get in touch with Upstart?
There are 2 ways to get in touch with Upstart:
- Sending a message via our contact form or calling 650-204-1000 (local) or 1-855-438-8778 (toll-free) between 6AM and 5PM PST.
- Sending a message to [email protected]
Don't forget:
– Change titles to h4 from h2/h3 (only lower titles where I showed in the video)
– title font mobile 25px, font desktop 28 px