Founded in 2006, Goldco has grown into one of the most trusted precious metals companies in the U.S., especially when it comes to gold IRAs and physical gold coin investments.
Here’s what customer reviews show about Goldco’s reputation:
[elementor-template id=”203484″]
5 Steps to Buy Gold Coins from Goldco
Let’s walk through the exact process of purchasing gold coins through Goldco, whether for personal ownership or through a tax-advantaged retirement account.
1. Define Your Gold Investment Goals
Before making your first purchase, it’s important to understand how Goldco fits into your strategy.
Goldco emphasizes long-term wealth protection—especially for retirement savers—and only sells physical gold coins that meet IRS requirements for purity and authenticity.
Here’s what to consider:
Direct vs. Retirement Use – Are you buying for at-home storage, or through a self-directed Gold IRA?
Product Focus – Goldco specializes in sovereign-minted, IRA-approved coins, not bars or collectibles.
Resale Value – Coins like the American Gold Eagle and Australian Gold Kangaroo are highly liquid and easily tradable.
IRS Eligibility – Goldco will only present you with coins that meet IRA standards (minimum .995 fineness, among other criteria).
2. Open Your Goldco Account or Gold IRA
Goldco’s process is highly personalized—each client is paired with a specialist who walks them through account setup and product selection.
-
Direct Purchase (No IRA Needed)
If you're looking to own physical gold coins outside of a retirement account, Goldco allows for direct purchases. Your rep will help you:
Choose coins based on liquidity and budget
Understand pricing and premium structures
Finalize your order with payment options (typically wire transfer or check)
-
Opening a Gold IRA
If you're rolling over funds from an existing IRA or 401(k), Goldco makes the process smooth by working directly with Equity Trust or Preferred Trust Company, trusted custodians that specialize in precious metals IRAs.
Goldco helps with paperwork and fund transfers
Your custodian holds your assets in secure, IRS-approved storage
3. Choose from Goldco’s Gold Coin Inventory
Rather than an online cart, Goldco uses a consultation model, giving you access to only vetted, IRA-compliant coins that hold their value and meet IRS standards.
Here’s a snapshot of Goldco’s most commonly offered IRA-eligible coins:
Coin Name | Mint | Purity | IRA Eligible |
|---|---|---|---|
American Gold Eagle | U.S. Mint | 91.67% (22k) | Yes |
American Gold Buffalo | U.S. Mint | 99.99% (24k) | Yes |
Canadian Gold Maple Leaf | Royal Canadian Mint | 99.99% (24k) | Yes |
Austrian Gold Philharmonic | Austrian Mint | 99.99% (24k) | Yes |
Australian Gold Kangaroo | Perth Mint (Australia) | 99.99% (24k) | Yes |
All coins come with a certificate of authenticity and meet minimum fineness standards
- The Smart Investor Tip
Consider coin diversification within your order. For example, combining fractional American Eagles with 1 oz coins can improve your resale flexibility without sacrificing long-term value.
4. Lock In Your Price and Confirm the Order
Gold prices move constantly. At Goldco, your purchase price is locked at the time you finalize the trade—not when you first call or inquire.
Depending on whether you're buying for personal delivery or through an IRA, the payment methods vary slightly:
Wire Transfer – Preferred for most direct purchases (quick and secure)
IRA Rollover – Handled through your custodian (no tax penalties if done correctly)
Check or ACH – Available for some accounts, though slower to process
You’ll receive a written confirmation outlining coin details, locked-in price, and expected delivery or storage logistics.
5. Select Delivery or Secure Vault Storage
Goldco offers both discreet, insured home delivery and secure storage options if you're using a Gold IRA.
Home Delivery (Non-IRA):
Coins are shipped via insured carriers (FedEx or USPS)
Each shipment requires adult signature and is fully trackable
IRA Storage:
Goldco stores coins in IRS-approved depositories like Delaware Depository or Brinks
Coins are held in segregated (not commingled) storage
Fully insured and audited
Does Goldco Offer a Gold Coin Buyback Program?
Yes—Goldco offers a guaranteed buyback policy for all gold coin purchases made through them.
Here’s how it works:
Call your specialist for a current buyback quote
Package and ship your coins with provided insurance
After authentication, receive payment (typically via wire)
There are no forced hold periods or hidden fees. This can be especially beneficial for IRA account holders planning future distributions or reallocations.
What Else Can You Buy from Goldco?
While Goldco focuses on gold coins, they also offer a solid selection of other physical metals for investors seeking diversification:
Silver Coins – Including popular IRA-eligible choices like American Silver Eagles and Canadian Silver Maple Leafs.
Silver Rounds – Private mint rounds that can offer lower premiums for investors buying in bulk.
Platinum Coins – Limited IRA-approved platinum coins available for experienced investors seeking exposure to multiple metals.
Palladium Options – A rarer asset class, Goldco offers a select few palladium products upon request.
FAQ
Shipping typically takes 7–14 business days after funds clear and the order is confirmed.
Direct purchases are delivered to your address. Only IRA assets are eligible for storage in approved vaults.
No, for security and insurance reasons, investors are not permitted to visit vaults where their assets are stored.
Goldco offers only new, uncirculated coins directly from mints or authorized distributors, not secondary market items.
Yes, Goldco typically requires a minimum purchase of around $10,000, but this may vary based on the account type.
Yes, Goldco offers extensive support and education, making them a solid choice for those new to gold investing.
Goldco typically works with coins from U.S., Canadian, or Australian mints. Specific preferences can be discussed with your rep.