We earn commissions from featured brands, which impact the order and presentation of listings
Advertising Disclosure

This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.

Search
Investing » How to Invest in Precious Metals with APMEX: A Complete Guide

How to Invest in Precious Metals with APMEX: A Complete Guide

Gold, silver, or platinum? Discover how to buy precious metals on APMEX and which metal suits your strategy best with this complete guide.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

The information provided on this website is for informational and educational purposes only and does not constitute financial, investment, or legal advice. We do not provide personalized investment recommendations or act as financial advisors.

Table Of Content

If you’re thinking about investing in gold, silver, or other precious metals, APMEX is one of the most trusted and widely used platforms in the U.S.

Whether you’re buying a single gold coin or building a large silver stack, APMEX offers a huge selection, transparent pricing, and some of the best inventory in the industry—especially for collectors and investors alike.

However, here's what customers think  – compared to other dealers, this rating is lower than average:

Platform
Rating
Trustpilot
1.7 (7,966 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2004
Consumer Affairs
2.8 (290 reviews)

In this guide, we’ll walk you through exactly how to buy precious metals on APMEX, step by step.

U.S. Mint gold coins, APMEX
Example of U.S. Mint gold coins, APMEX (Screenshot from APMEX website)

Buy Precious Metals with APMEX: Step By Step

Let’s break it down and see how to actually buy gold, silver, and other precious metals on APMEX:

1. Set Your Goals and Investment Strategy

Before browsing APMEX’s inventory, take a moment to define your goals. APMEX caters to both long-term investors and hobbyist collectors, so knowing your strategy will help narrow down your options.

Here are a few things to consider:

  • Define your budget — APMEX offers options from under $50 to well over $10,000, including fractional gold, 1 oz coins, and kilo bars.

  • Choose your metal — Gold and silver are most popular, but APMEX also sells platinum, palladium, and even copper products.

  • Consider liquidity — American Eagles, Canadian Maple Leafs, and other sovereign coins are easier to resell than private mint bars.

  • Are you buying for an IRA? — APMEX clearly marks IRA-eligible products, and you can set up a Precious Metals IRA directly through them via their partnership with third-party custodians.

2. Create Your Free APMEX Account

To make purchases, you’ll need to set up a free APMEX account. It’s quick and unlocks features like order tracking, price alerts, and access to APMEX Vault® storage (optional).

What you need:

  • Basic info — name, email, password, and shipping address.

  • No ID is required unless you're opening an IRA or using Vault storage.

  • Once signed in, you can save favorite products and view past orders anytime.

3. Browse and Filter Precious Metals by Type

APMEX’s website is one of the most advanced in the industry. You can easily sort by metal, product type, weight, or premium over spot.

Some useful filters:

  • Metal — gold, silver, platinum, palladium, and copper.

  • Format — coins, bars, rounds, junk silver, collectibles, and IRA-approved bullion.

  • Mint — U.S. Mint, Royal Canadian Mint, Perth Mint, PAMP Suisse, and more.

  • Pricing — you can toggle between price per item and price per ounce.

Each product page displays real-time pricing, live spot comparisons, volume discounts, and detailed product info. APMEX also offers live chat if you have questions.

APMEX gold products
APMEX gold products (Screenshot from APMEX website)

4. Add to Cart and Select Payment Method

Once you’ve chosen your metals, add them to your cart. APMEX locks in your price the moment your order is submitted—not when it ships—so timing matters in volatile markets.

Payment options available at APMEX (2025):

  • ACH/eCheck – typically the lowest premium pricing and processed in 1–2 days.

  • Wire transfer – required for orders over $25,000.

  • Credit/debit card – faster but includes a higher premium.

  • PayPal – accepted, but not eligible for cash discount pricing.

  • Cryptocurrency – APMEX accepts Bitcoin and several altcoins via BitPay for orders under $250,000.

After placing your order, you’ll receive a confirmation email with payment instructions.

APMEX payment options
APMEX payment options (Screenshot from APMEX website)

5. Track Your Shipment – Fully Insured and Secure

After payment clears, APMEX ships your order discreetly with full insurance. Shipping times typically range from 1–3 business days to process, plus carrier delivery time.

What to expect:

  • Shipping carriers — USPS, UPS, and FedEx.

  • Packaging — plain and unmarked, no mention of precious metals.

  • Insurance — all orders are covered up to full value during transit.

  • Signature required — on orders over a certain value threshold for extra protection.

If there’s any issue during shipping (loss, damage, theft), APMEX handles insurance claims directly and quickly.

Does APMEX Offer a Buyback Program?

Yes, APMEX has a robust Buyback Program through their AutoLock feature or via their trading desk. It’s one of the easiest ways to sell precious metals back online.

Here’s how it works:

  • Lock in a sell price online or call their trading desk.

  • Ship your metals to APMEX using their insured label.

  • Once verified, payment is issued via check, ACH, or wire.

APMEX often offers competitive pricing when buying back coins or bars that were originally purchased through them. You can even view live buyback prices directly on product pages.

Gold vs. Silver vs. Platinum on APMEX: Which Should You Buy?

Here’s a quick comparison of the three major precious metals available on APMEX to help you decide which best fits your investment goals:

Feature
Gold
Silver
Platinum
Main Appeal
Stability, long-term store of value
Affordability, growth potential
Diversification, rarity
Price Volatility
Relatively stable
More volatile
Can be volatile due to industrial demand
Liquidity
Highly liquid and globally accepted
Very liquid, especially in small formats
Moderate liquidity
Common Formats on APMEX
Coins, bars, fractional pieces
Rounds, bars, junk silver, coins
Bars, coins
Collectible Options
Strong selection of historic and graded coins
Wide variety, many unique designs
Limited collector options
IRA Eligibility
Widely available
Widely available
Select options available
Best For
Long-term wealth preservation
Regular stacking, new investors
Experienced investors diversifying holdings

Gold remains APMEX’s most popular investment metal. It’s widely recognized, easy to store, and considered a core hedge against inflation. APMEX offers:

  • Gold Eagles, Maple Leafs, Krugerrands

  • Gold bars from PAMP, Valcambi, APMEX-branded

  • Fractional gold and IRA-eligible options

Silver is especially attractive for first-time buyers due to its affordability and high upside potential. APMEX has:

  • 1 oz rounds and coins

  • 10 oz and 100 oz silver bars

  • Junk silver and collectible silver coins

Silver also tends to have more product variety and limited-edition runs for collectors.

silver bullion products, APMEX
Example of silver bullion products, APMEX

Though less commonly held, APMEX carries platinum and palladium for diversification:

  • American Platinum Eagles

  • 1 oz platinum bars and coins

  • Select palladium coins from the Royal Canadian Mint

These are ideal for more advanced investors looking beyond traditional metals.

How to Get the Best Prices on APMEX

APMEX is known for fair pricing, but there are ways to stretch your dollars further:

  • Pay with eCheck or wire — these methods qualify for the “cash discount price.”

  • Buy in bulk — many products offer tiered pricing at higher quantities.

  • Check the “Deals” section — APMEX regularly runs sales on overstocked and promo items.

  • Choose generic bars or rounds — lower premiums compared to government-minted coins.

  • Sign up for APMEX alerts — you’ll get notified of price drops, flash sales, and limited releases.

Additionally, APMEX often offers free shipping on orders over a certain amount, and you can subscribe to alerts for specific products to get notified when they’re back in stock or on sale.

deals of the week, APMEX
Example: deals of the week, APMEX (screenshot taken by our team from APMEX)

FAQ

Yes, APMEX offers secure, segregated storage through their Vault® program. It's optional and helps investors avoid home storage concerns.

There’s no strict minimum for most purchases, but some payment methods may have limits. You can buy even small items like single silver rounds.

Sales tax depends on your shipping state. APMEX automatically calculates applicable taxes during checkout based on your location.

APMEX bars are typically lower-premium options made to high standards. Mint-branded bars come from globally recognized refiners and may cost more.

Absolutely. APMEX offers a wide selection of certified coins graded by NGC and PCGS, including older and modern collectible pieces.

Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Search
Best Investing Brokers
Top Offers From Our Partners

empower logo

Personal Finance & Investing Tools
Budgeting, goal planning, net worth, cash flow, tax minimizing, personalized portfolio construction, tracking and adjustments
Talk to Financial Advisors

acorns-logo

Smart Portfolios by Experts
Cash Account with 1.00% – 3.00% APY

Promotion:
$5 Sign up, add $5 or more to your personal portfolio, and Stash give you a $5 bonus to start. 
Investing, Banking & Retirement Options

Wide Range of Cryptocurrencies
Supports a large number of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many altcoins.
Coinbase Wallet
Provides a non-custodial wallet where users have control over their private keys, supports a wide range of crypto assets and decentralized applications (DApps).

Buy and Sell Crypto witH IRA
Buy and Sell Gold & Silver with IRA
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

#1 In Investing

Our Newsletter

Access investment tips, expert investment strategies, key market updates, and exclusive opportunities to grow your wealth

This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.