Credit Score Myths: 11 Things That Don’t Hurt Your Score

Credit Score Myths: 11 Things That Don't Hurt Your Score

Table Of Content If you’re working on trying to improve yourself while getting a little bit nervous about your credit score – that’s definitely understandable. After all, you want to make sure that you aren’t going to fall into any traps when you’re trying to improve your debt or finance a large purchase. But you […]

Great Benefits You Can Get With a Good Credit Score

Great Benefits You Can Get With a Good Credit Score

Table Of Content It takes work and effort to get a high score. You need to be careful about paying your bills on time and you need to avoid using your credit cards too much.  Plus, you have to make sure you don’t get too far into debt. Many people just don’t put that kind […]

11 Common Mistakes That Will Hurt Your Credit Score

Common Mistakes That Will Hurt Your Credit Score

Table Of Content If you have good credit you can actually find your way to a house, a car or anything else you want a whole lot easier. That credit score may be able to help potential lenders understand more about your credit history and this is going to be crucial for any financial institution […]

Check Your Credit Score For Free – Here Are Your Options

Check Your Credit Score For Free

Table Of Content If you want to be healthy you make sure you keep an eye on your overall health, right? Well, if you want your credit to be healthy you need to keep an eye on your credit score. What’s really great is all three credit bureaus – Equifax, TransUnion and Experian, are making […]

What is a Good & Bad Credit Score?

Credit Score Ranges Basics

Table Of Content   Why There Are Different Credit Scores? You may have different credit scores since each credit bureaus receives different information from your credit accounts. Lenders are not required to report credit accounts to all three credit bureaus, and this means each bureau will have different information on your credit habits. Also, each […]

Credit Builder Loan 101: How it Works, Types, Benefits and Alternatives

Credit Builder Loan 101: How it Works, Types, Benefits and Alternatives

Table Of Content You could say that a credit-builder loan is like manna from heaven for people who have poor credit or who have little or no credit history.  Why? It’s because this loan will help them build credit.  Then, if they are able to get a good credit score later, it will be easier […]

How To Improve Your Credit Score

how to get a prefect credit score

Maintain a good credit is not a simple task and sadly, many get caught up in the many myths about how to do it.  You don’t have to chalk up a lot of credit card bills and definitely, you don’t need to fill your wallet with so many cards. Your credit score, as private credit-monitoring companies compute it, reflect your ability to repay your debts.  This is the rule:  the more credit-worthy you are, the lower your finance charges get.  Your ‘FICO’ score is direct to the point:  the higher it is, the more you are like to swing a lower finance rate.

How Your Credit Score Is Calculated (FICO,VantageScore)

How Your Credit Score Is Calculated

Your credit score is one of the most important indicators of how much a lender can trust you as a borrower. When banks give loans to borrowers often the credit score is the thing that determines whether to give it or not; it can also affect the terms and conditions of the loan. There are different variations of credit score […]