Banking » Compare Banks » Chase vs. Huntington Bank: Which Bank Account Is Better?
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Chase vs. Huntington Bank: Which Bank Account Is Better?

While Huntington Bank offers some better conditions when it comes to CDs and lending options, Chase is our winner. Here's why:
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Chase and Huntington Bank share several common features in their banking services, and have a presence in multiple states, contributing to their accessibility for a broad customer base. Despite their similarities, there are notable differences between Chase and Huntington Bank.

In this comprehensive comparison, we will delve into the key aspects of both banks, including savings accounts, checking accounts, CDs, credit cards, and lending products, to help you make an informed decision.

Checking Accounts

Chase Bank is our winner when it comes to checking accounts. The diversity and multiple options it offers, in addition to the banking options it offers, make this bank our preferred choice in this category.

Huntington Bank's checking accounts include Asterisk-Free Checking, which is a no-frills account with no monthly fees. 

The Huntington Platinum Perks Checking and Huntington Perks Checking accounts offer tiered interest rates and various perks, but carry monthly maintenance fees (that can be waived in a couple of ways).

Huntington Account
Monthly Fee
Average Day Balance To Waive
Huntington Asterisk-Free
$0
N/A
Huntington Perks Checking
$10
$5,000
Huntington Platinum Perks
$25
$25,000
Huntington SmartInvest
$0
$100,000
Huntington Bank checking features
Huntington Bank checking features (Screenshot from Huntington Bank)

Chase Bank offers a variety of checking account types to suit the diverse needs of its customers. One notable option is the Total Checking account, which provides access to a widespread network of ATMs and a range of digital banking tools.

For customers with a premium banking preference, Chase presents the Sapphire Checking account and private client checking, renowned for its exclusive benefits like enhanced travel rewards.

Account
Monthly Fee
Average Day Balance To Waive
Chase Total Checking
$12
$1,500
Chase Premier Plus Checking
$25
$15,000
Chase Sapphire Checking
$25
$75,000
Chase College Checking
$6
$5,000
Chase Private Client Checking
$30
$150,000
Chase Business Complete Banking
$15
$2,000
Chase Performance Business Checking
$30
$35,000
Chase Platinum Business Checking
$95
$100,000

Huntington Bank offers a range of perks across its checking accounts, enhancing the overall banking experience for customers. For the Platinum Perks account, these include discounts on mortgages and home equity loans, identity monitoring services add an extra layer of security and unlimited free checks, and waived ATMs fees contribute to cost savings.

Additional perks of all accounts encompass modern banking conveniences such as Zelle for easy money transfers, Early Pay for quicker access to funds, and comprehensive online and mobile banking services.

Huntington Account
Main Features
Huntington Platinum Perks Checking
Mortgage & Home Equity discounts, identity monitoring, unlimited free checks and ATMs fees
Huntington Perks Checking
5 free non-Huntington withdrawals, interest bearing, MMAS/Savings Relationship rate
Asterisk-Free Checking®
Zelle, Early Pay, online and mobile banking, $50 Safety ZoneSM and 24-Hour Grace
Huntington SmartInvest Checking®
Credit Score & Identity Monitoring, speical rates, investing, unlimited free checks and ATMs fees

Huntington Bank Spend Setter is a budgeting tool enabling users to set monthly spending limits for various categories. It provides real-time tracking of expenses, alerts for approaching budget limits, and a 12-month spending history.

Huntington Bank SPEND SETTER
Example: spend setter on Huntington Bank (Screenshot taken by our team from Huntington Bank)

Chase provides checking accounts that come with a bunch of helpful features to meet different money needs. The Chase Everyday Accounts are easy to get started with since there's no need for a big initial deposit. Plus, with over 15,000 ATMs and 4,700 branches, it's super easy to access your money.

If you go for a Chase Premium Account, you get even more perks for a top-notch banking experience. You won't be charged by Chase for using ATMs outside their network, giving you lots of places to get cash without extra costs. Customers can apply and manage debit card on Chase app:

Chase manage account options
(Screenshot from Chase app)

 

There's also a special 24/7 banking service line, so you can get help anytime you need it. Premium account holders enjoy higher daily purchase and ATM withdrawal limits for added flexibility.

Chase Bank Account
Main Features
Chase Total Checking
Overdraft assist, chase credit journey, alerts
Chase Premier Plus Checking
Interest on balance, free checks , free counter checks
Chase Sapphire Checking
JPM wealth management, no ATM fees, no wire transfer
Chase College Checking
No monthly fees, free credit score, new account promotion
Chase Private Client Checking
Priority service, preferred rates, J.P. Morgan advisor
Chase Business Complete Banking
Chase QuickAccept, fraud protection, chase business online
Chase Performance Business Checking
No cost wires, unlimited electronic deposits, Chase business
Chase Platinum Business Checking
No fee transactions, cash management support, platinum service
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Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

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Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you'll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Wealth Products & Advice
Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc
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The product offers that appear on this site are from companies from which this website receives compensation.
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Chase_logo

Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

UpgradeLogo

Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you'll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

• Receive a cash bonus of $2,500 when you deposit or invest $300,000 – 499,999.99

• Receive a cash bonus of $3,500 when you deposit or invest $500,000+

• Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months
Wealth Products & Advice
Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Savings Accounts

Huntington Bank is our winner when it comes to savings accounts. While both banks offer low savings rates, its money market account can earn you decent yield, which is not available through Chase bank.

Huntington Bank provides a savings account called Relationship Savings that offers a higher interest rate. If you don't have a special account with them, the regular interest rate is quite low, as shown by the 0.01% – 0.06% APY. However, if you have their private client account, you can get the highest interest rate.

RELATIONSHIP SAVINGS
Huntington Bank Relationship savings (Screenshot from Huntington bank app)

Yet, the Relationship Money Market Account from Huntington stands out, offering a more attractive interest rate along with various perks. Customers can earn at least Up to 4.49% APY on balances exceeding $25,000, and they receive special relationship rates if they have a Perks Checking or Platinum Perks Checking account.

Huntington Bank Savings
Huntington Money Market
Chase Premier Savings
Savings Rate
0.01% – 0.06%
Up to 4.49%
0.01% – 0.02%
Minimum Deposit
$0
$25,000
$25
Fees
$10 Can be waived if you also have a qualifying checking account or maintain a minimum balance of $2,500
$25 Can be waived if you also have a qualifying checking account or maintain a minimum balance of $25,000
$25 per month Can be waived if you carry $300 account balance at the start of the month, $25+ autosave or linking a Chase checking account

Certificate Of Deposits (CDs)

When it comes to CDs, Huntington Bank is our winner due to its better CD rates.  Both Chase and Huntington Bank offer higher rates only on specific CD terms, so customers have no options to combine short and long-term CD options or use strategies such as CD laddering.

Chase offers two primary CD categories: Standard and Relationship. Individuals without a Chase checking account can opt for the Standard CD. On the other hand, those with an existing Chase checking account can link it to their CD account to unlock slightly higher APYs through Relationship CDs.

CD Term
APY
Early Withdrawal Penalty
3 Months
3.00%
90 days of interest
6 Months
3.00%
180 days of interest
9 Months
4.50% – 5.00%
180 days of interest
12 Months
3.00%
180 days of interest
18 Months
3.00%
180 days of interest
24 Months
3.00%
365 days interest
30 Months
3.00%
365 days interest
36 Months
3.00%
365 days interest
48 Months
2.00%
365 days interest
60 Months
2.00%
365 days interest
120 Months
2.00%
365 days interest

Huntington Bank offers a variety of CD terms ranging from 7 days to 5 years. However, the regular rates for these CDs are comparatively modest and may not stand out in terms of competitiveness.

In response to this, Huntington provides promotional rate CDs, presenting customers with the opportunity to benefit from notably higher APY.

Term
Huntington Bank CD Rates
7 Month
4.86%
11 Month
5.13%
Minimum Deposit
$1,000
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Savings Rate: 5.07% APY
Minimum Deposit:
$0
 
CIT-Bank-Logo
Savings Rate: 5.05% APY
Minimum Deposit:
$5,000
Quontic bank logo
Savings Rate: 4.50% APY
Minimum Deposit:
$100
 
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Credit Cards

In the realm of credit cards, Chase takes the lead as our top choice. This is attributed to the bank's diverse array of credit cards catering to every type of customer, whether interested in travel, cash back, store-specific cards, or luxury offerings. Chase stands out not only for the variety of cards it offers but also for the multitude of redemption options available to cardholders.

Whether you seek rewards for travel adventures, cash back on everyday purchases, or exclusive perks with luxury cards, Chase's comprehensive credit card selection ensures there's a suitable option for every discerning customer.

Card
Rewards
Bonus
Annual Fee

chase_sapphire_preffered

Chase Sapphire Preferred® Card
2X – 5X 5x total points on travel purchased through Chase Ultimate Rewards, 3x points on dining and online grocery purchases and 2x on other travel purchases. Plus, earn 1 point per dollar spent on all other purchases
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
$95

Chase Freedom Flex

Chase Freedom Flex℠ Card
1-5%
$200
$0

chase freedom unlimited card

Chase Freedom Unlimited®
1.5% – 5% 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1.5% cash back on all purchases
Up to $300 additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year)- worth up to $300 cash back
$0

Chase Sapphire Reserve®
1X – 10X 5X total points on air travel and 10X total points on hotels, car rentals when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
$550

Marriott Bonvoy Boundless Card review 2019

Marriott Bonvoy Boundless Card
1x – 6X 6X points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, 3X on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining and 2X Bonvoy points for every $1 spent on all other purchases
3 Free Nights 3 Free Nights (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening
$95
united explorer
United Explorer Card
1X – 2X 2x per $1 spent on United purchases, hotel accommodations, restaurants & eligible delivery services and 1x per $1 spent on all other purchases
60,000 miles 60,000 miles after spending $3,000 on purchases in the first 3 months your account is open
$95 ($0 first year)

Huntington Bank offers a selection of credit cards with features like cash back rewards and low APRs.

While the options may be more limited compared to Chase, Huntington's credit cards can be suitable for those seeking straightforward rewards and lower interest rates.

Card
Rewards
Bonus
Annual Fee

Huntington® Cashback Credit Card

Huntington Cashback Credit Card
1x – 3x 3x reward points (3% cash back) when you use your credit card to make a purchase in your category of choice, up to $2,000 in spend per quarter, 1x on all other purchases
N/A
$0

Huntington Voice Rewards Credit Card

Huntington Voice Rewards Credit Card
1x – 3x 3x reward points (3% cash back) when you use your credit card to make a purchase in your category of choice, up to $2,000 in spend per quarter, 1x on all other purchases
N/A
$0

Huntington Voice Credit Card

Huntington Voice Credit Card
N/A
N/A
$0

THE OHIO STATE VOICE CREDIT CARD®

The Ohio State Voice Credit Card
1x – 3x points OR lower purchase APR 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter and 1X reward for all other purchases, OR lower purchase APR (instead of rewards)
N/A
$0

Mortgage And Loans

Chase and Huntington Bank are prominent financial institutions offering a range of lending products, including mortgages and loans, to meet diverse financial needs.

Huntington Bank provides a comprehensive suite of lending options, covering mortgages, home equity, specialty mortgages, and personal loans.

In the realm of mortgages, customers can explore various options such as fixed-rate and adjustable-rate loans, FHA/VA/USDA loans, and specialty mortgages tailored for physicians or those seeking jumbo, renovation, construction, state bond, or employee relocation services.

Home equity options include first mortgage equity loans, home equity loans, and home equity lines of credit. Huntington also extends personal loans and auto loans, with additional resources for auto buyers.

Huntington get started with mortgages
Get started with mortgages (Screenshot from Huntington Bank)

Chase excels in mortgage and auto loans. Their mortgage options cater to homebuyers, offering various loan types, fixed or adjustable rates, and personalized advice.

Additionally, Chase extends auto loans, providing financial flexibility to its customers. The online platform simplifies the application process, making it convenient for borrowers to explore and secure the financing they require.

Which Bank Is Our Winner?

While Huntington Bank offers some better conditions when it comes to CDs and lending options, Chase is our winner due to its extensive checking account options and various credit cards. 

However, it is crucial to assess various factors, with a primary focus on those that are significant for your specific needs. This could include considerations such as banking services, overdraft assistance, frequent ATM usage, proximity to bank locations, and other elements that vary from person to person.

Comparing Chase and Huntington Bank: Methodology

In our detailed banking comparison, The Smart Investor team thoroughly looked in five main areas in both banks and compare them side by side:

  • Checking Accounts (30%): We checked things like direct deposit, debit card availability, monthly fees, ATM and branch access, check deposit, bill pay options, and account alerts. We also considered any special offers for customers.

  • Savings Accounts including CDs (20%): We focused on important stuff like how much interest you can earn (APY), the smallest amount you need to open an account, how flexible the accounts are, and if they're insured by FDIC. We also looked at special savings offers, different types of CDs, and any fees for taking money out early.

  • Credit Cards (15%): We looked at what rewards you get, how much the card costs each year, any bonuses you get for signing up, perks for traveling, how much interest you pay on balances, and if you can transfer balances from other cards.

  • Lending Options (15%): We checked out the different kinds of loans they offer, like personal loans, student loans, mortgages, and loans where you use your home as collateral.

  • Customer Experience And Bank Reputation (20%): We looked into how easy it is to use their online and mobile banking, how helpful their customer support is, what people say about them online, any awards they've won, and how stable they are financially. This gave us a good idea of what it's like to be a customer and how much people trust them.

Compare Huntington Versus Other Banks

There is no clear winner when comparing Huntington and U.S. Bank , but if we have to pick one – Huntington is our first choice. Here's why: U.S. Bank vs. Huntington Bank

Huntington and Fifth Third Bank provide various banking services, and figuring out which is best can be tricky. Here's our comparison: Fifth Third Bank vs. Huntington Bank

PNC is our winner in this competition with a better banking package than Huntington Bank. But there are more things to consider: PNC Bank vs. Huntington Bank

Compare Chase Versus Alternative Banks

Although Chase Bank has a modern, trendy image, it is one of the oldest banks in the United States. JP Morgan Chase's consumer division, Chase Bank, is one of the largest banks in the United States. Even though its interest rates aren't particularly competitive when compared to online banks and credit unions, loyal Chase customers who keep a significant amount of money with the bank can earn slightly better rates.

American Express is best known for its credit card business. The financial services firm, on the other hand, has a banking subsidiary that offers high-yield savings and CD accounts. For those looking to save money with a well-known financial institution, the American Express High Yield Savings Account is a popular option.

Read Full Comparison: American Express vs Chase Bank

Chase and Wells Fargo appear to offer very similar products at first glance, so we need to dig a little deeper. There is little to distinguish the savings accounts, and both banks provide a variety of checking accounts.

While Chase's account maintenance fee is slightly higher, it does have some more interesting features. Chase also has an advantage in terms of CDs, but Wells Fargo is a better option for loans and mortgages.

Read Full Comparison: Chase vs Wells Fargo: Where to Save Your Money?

The Chase and Citi checking accounts both have no minimum deposit and a monthly account maintenance fee of $12. This can also be waived with a balance of $1,500 or more, or with qualifying deposits.

Furthermore, both have a very impressive selection of more than credit card options.

Read Full Comparison: Chase vs Citi: Which Bank Account Wins?

The Discover checking account is more traditional. While the account does not pay interest, you can earn 1% cash back on debit card purchases. There are also no fees if you require a replacement debit card, have a deposit item returned, or have insufficient funds in your account.

Chase offers a wide range of banking products, including savings accounts, checking accounts, home loans, home equity options, auto loans, and a wide range of credit cards. In addition, Chase's customer service system is quite extensive.

Read Full Comparison: Discover vs Chase: Which Bank Account Suits You Best?

Chase has some great features including a massive selection of credit card options. Both banks also offer some great mortgage packages. PNC also has some innovative credit card options, and you can also access personal loans.

Read Full Comparison: Chase vs PNC Bank: Which Bank Account Is Better?

Because both Chase and TD Bank provide a comprehensive range of products, we'll need to summarize the benefits and drawbacks to determine which bank is superior.

Chase offers some novel features, including the possibility of comparable CD rates without the TD Bank's minimum deposit. However, there is little to distinguish the checking accounts, as TD Bank's savings rate is twice that of Chase.

Although Chase has more credit card options, don't discount TD Bank, which has some interesting options.

Read Full Comparison: Chase vs TD Bank: Which Bank Suits You Best?

Chase and Capital One both have banking product lines that compete with traditional high street banks.

Capital One also has a competitive advantage in terms of checking accounts. The Capital One checking account is not only fee-free, but you can also earn interest on your account balance. Chase's checking account does not pay interest, and you must meet certain requirements to have the $12 monthly fee waived.

However, when you open a qualifying account, Chase will give you a welcome bonus, and its checking account has some nice features such as paperless statements for up to seven years and checking account upgrade options.

Read Full Comparison: Chase vs Capital One: Compare Banking Options

Both banks have account maintenance fees that can be waived by meeting one of several requirements. The rates are also quite similar, so which bank is best will come down to what products you’re looking for.

Bank of America vs Chase: Which bank is best?

While Chase and U.S. Bank offer many banking services, Chase Bank is our winner in this competition. Here's why – and what else to know:

Chase vs. U.S. Bank: Which Bank Account Is Better?

While Truist is a full service bank where you can find almost any financial product, Chase is our winner. Here's why – and what else to know:

Chase vs. Truist Bank: Which Bank Account Is Better?

We'll explore Chase and BMO Bank savings accounts, checking accounts, CDs, credit cards, and lending products. Here's our winner:

In our opinion, Chase is the preferred option in this battle. But, there are significant differences between products. Here's our comparison:

In our opinion, Chase is the preferred option in this battle. But, there are significant differences between products. Here's our comparison.

Chase vs. M&T Bank: Which Bank Account Is Better?

We believe Chase is the preferred option in this battle. But, there are significant differences to know. Here's our comparison: Chase vs. Fifth Third Bank

Even though Regions Bank has better terms for CDs and loans, we're leaning towards Chase. Here's why, and our complete banking comparison: Chase vs. Regions Bank

Chase is the largest brick-and-mortar bank, while Ally Bank is among the best online banks. Here's our comparison and our winner: Chase vs. Ally Bank

Chase Bank is our winner, while Amex and Chase offer great banking services and credit card portfolios. Here's our side-by-side comparison: American Express Bank vs. Chase Bank

Chase is our winner as it is a better fit for most consumers than HSBC bank. But, there are important things to consider when comparing them: Chase Bank vs. HSBC Bank

Both Chase and Barclays offer a significant portfolio of banking services for US-based customers, but Chase is our winner. Here's why: Chase Bank vs. Barclays Bank

Chase Bank is our winner with a complete package of banking services. SoFi is best for savings rates, online experience, and lending options.

Chase vs. SoFi: Which Bank Account Is Better?

Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Promotion:
$300 New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.. Expired on 4/17/2024
Chase Overdraft Assist
With Chase Overdraft AssistSM, you won’t be charged an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day

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Fees:
No monthly fees No monthly fees and no overdraft fees. Plus get reimbursed for ATM fees with an active account 
Rewards:
Up to 2% cash back Up to 2% cash back on common everyday expenses for active accounts with monthly $1,000 direct deposit, and up to 1% cash back for other purchases 
Promotion:
$300 Use Promo Code “AXOS300” for a $300 bonus when you apply for a Rewards Checking account
Up to 3.30% APY
to get the maximum rate (up to $50,000) you’ll need monthly direct deposits of $1,500 (0.40% APY), 10 transaction on your debit card (+0.30% APY), average daily balance of $2,500 on Axos Invest Managed Portfolio (+1.00% APY), average daily balance of $2,500 on Axos Invest Self Directed Trading Account(+1.00% APY) and make full monthly payment on loans (mortgage, personal and auto) with Axos account (+0.60% APY).

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Promotion:
Up to $4,000 New customers may earn up to $4,000 when they open an eligible HSBC Premier checking account from January 8, 2024 through March 27, 2024 and complete qualifying activities:

• Receive a cash bonus of $1,500 when you deposit or invest $100,000 – $199,999.99

• Receive a cash bonus of $2,000 when you deposit or invest $200,000 – $299,999.99

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