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Compare The Best Savings Accounts of 2023

Whether you're saving for a rainy day or a big purchase, discover the best savings accounts available with The Smart Investor's easy-to-use comparison tool.

We earn a commission from our partner links on this page. This may impact how and where products appear on this site (including, for example, the order in which they appear). We do not compare all providers in the market. Any information provided can be updated and may include additional terms. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Marcus Online Savings
3.75% APY
$0 minimum deposit
No options for checking
Discover Online Savings
3.50% APT
No monthly fees or minimum deposit
Promotion:
$150 - $200 Minimum deposit of $15,000 / $25,000, expired on 03/15/2023
360 Performance Savings
3.40% APY
No monthly fees or minimum deposit
Top rated mobile app
Amex Savings Account
3.50% APY
No monthly fees or minimum deposit
No ATM access
UFB Preferred Savings
Up to 5.02% APY
No monthly fees or minimum deposit
ATM card
Ally High-Yield Savings
3.40% APY
No monthly fees or minimum deposit
Upgrade Savings
4.38% APY
No monthly fees or minimum deposit
Promotion:
$400 $400 welcome bonus when you start using a new Rewards Checking account and make 3 purchases with Upgrade OneCard
LendingClub Savings
4.00% APY
No monthly fees or minimum deposit
ATM card
Citi Accelerate Savings
3.85% APY
Monthly fee:
$4.50/$10 per month Can be waived if you maintain an average combined monthly balance of $500/$1,500 in your eligible accounts, make one enhanced direct deposit or one qualifying bill payment per statement period
Promotion:
$100 - $5,000 Minimum deposit of $10,000 - $1,000,000+ needed. Expired on 04/03/2023
Synchrony High Yield Savings
3.75% APY
No monthly fees or minimum deposit
Free ATM access
Live Oak Personal Savings
3.50% APY
No monthly fees or minimum deposit
Excellent digital tools
Citizens Access Savings
3.75% APY
$5,000 minimum deposit
No monthly fees
CIT Bank Savings Connect
4.20% APY
$100 minimum deposit
Mobile check deposit
TIAA Savings Account
3.70% APY
No monthly fee
Excellent mobile app
Barclays Online Savings
3.60% APY
No monthly fees or minimum deposit
Highly rated app