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Banking » Compare Banks » Best Joint Checking Account of 2024

Best Joint Checking Account of 2024

The best joint checking accounts offer low fees, high savings rates, great customer service, and top-notch online features.
Author: Lorraine Smithills
Interest Rates Last Update: November 15, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
  • Article update: November 30, 2024
Author: Lorraine Smithills
Interest Rates Last Update: November 15, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
  • Article update:November 30, 2024

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Whether a checking or savings account, joint bank accounts work the same way as their sole ownership counterparts.

The primary difference is that both parties own the money in the joint account, have full control of the account. Each account owner can add funds, write checks, make purchases, withdraw cash and use their debit card. 

Any funds in the account are considered as belonging to both owners. Either person can spend or withdraw the money at will, regardless of whether they were the one who deposited the funds.

Ally Interest Checking

Ally Interest Checking Review

ally bank
ally bank

Ally Interest Checking

Ally Interest Checking Review

Fees

$0

Minimum Deposit

$0

Current Promotion

None

APY Checking

0.25%

Ally Bank’s Interest Checking Account is hard to beat, and it is a great option for couples who want to avoid almost all fees.

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