The United Explorer Card and the Delta SkyMiles® Gold American Express Card are both mid-tier airline credit cards that offer a variety of benefits to frequent travelers. Let's compare them side by side:
General Comparison
|  | |
|---|---|---|
Delta SkyMiles Gold | United Explorer | |
Annual Fee | $150, $0 intro first year. (See Rates and Fees.) | $95 ($0 first year) |
Rewards | 2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases. | 2x per $1 spent on United purchases, hotel accommodations, restaurants & eligible delivery services and 1x per $1 spent on all other purchases |
Welcome bonus | 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months | 50,000 miles after you spend $3,000 on purchases in the first 3 months your account is open. |
0% Intro APR | N/A | N/A |
Foreign Transaction Fee | $0. See Rates and Fees. | $0 |
Purchase APR | 20.99%-29.99% Variable | 21.99% – 28.99% variable |
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Points Rewards Analysis: Which Card Is Better?
| | |
|---|---|---|
Spend Per Category | Delta SkyMiles® Gold | United Explorer |
$10,000 – U.S Supermarkets | 20,000 miles | 10,000 miles |
$4,000 – Restaurants
| 8,000 miles | 8,000 miles |
$5,000 – Airline | 10,000 miles | 10,000 miles |
$4,000 – Hotels | 4,000 miles | 8,000 miles |
$4,000 – Gas | 4,000 miles | 4,000 miles |
Total Miles | 46,000 miles | 40,000 miles |
Redemption Value (Estimated) | 1 mile = ~1.3 cents
| 1 mile = ~1.2 cents
|
Estimated Annual Value | $598 | $480 |
Delta Gold Card holders can redeem miles for Delta flights, seat upgrades, and merchandise. Additionally, explore partner airlines, hotel stays, car rentals, and more. Access exclusive benefits, making the most of your Delta Gold Card rewards.
With the United Explorer Card, you can turn your miles into travel experiences. Use miles for flights with United or its partners, covering destinations worldwide. Additionally, explore options beyond flights, such as hotel stays, car rentals, and merchandise.
Airline And Travel Benefits: Comparison
Delta SkyMiles® Gold
- TakeOff 15: Save 15% on Award Travel when booking Delta flights (excluding partner-operated flights and taxes/fees).
$100 Delta Stays Credit: Members of the Delta SkyMiles® Gold American Express Card are eligible to receive an annual rebate of up to $100 on qualifying prepaid Delta Stays bookings made on delta.com.
$200 Delta Flight Credit: Upon reaching $10,000 in annual purchases, cardholders can enjoy a $200 Delta Flight Credit, applicable towards upcoming travel expenses.
- First Checked Bag Free: Receive complimentary first checked bag on Delta flights.
- Pay with Miles Discount: You can receive up to $50 off the cost of your Delta flight for every 5,000 miles you redeem.
- 20% Back on In–flight Purchases: Receive a 20% statement credit on eligible Delta in-flight purchases of food and beverages.
- ShopRunner: Enjoy free 2-day shipping at 100+ online stores when you enroll in complimentary ShopRunner membership with your Delta Platinum card.
- Purchase Protection: Your card can protect eligible purchases from theft or accidental damage for up to 90 days.
- Extended Warranty: Extend the manufacturer's warranty on eligible purchases by up to one extra year when you use your card.
- Car Rental Loss and Damage Insurance: When you use your card to reserve and pay for a rental vehicle and decline the collision damage waiver (CDW), you can be covered for damage or theft of the rental vehicle in a covered territory.
- Baggage Insurance Plan: Travel with peace of mind knowing your baggage is covered for loss, damage, or theft when you purchase a common carrier ticket with your card.
Terms apply to American Express benefits and offers.
United Explorer
- Global Entry/TSA Precheck® Reimbursement: You can receive up to $100 as a statement credit every four years to cover the application fee for Global Entry, TSA Precheck®, or NEXUS, making your airport security process faster and more convenient.
- 25% Back on In-Flight Purchases: You'll get a 25% statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights when you pay with your Explorer Card, saving you money during your travels.
- Priority Boarding: You and your companions on the same reservation can board United-operated flights before the general boarding process.
- Earn Premier Qualifying Points (PQP): You can earn PQP to help you achieve MileagePlus Premier® status, enhancing your travel experience with United Airlines.
- Free First Checked Bag: You and a companion can save up to $140 per roundtrip by receiving a free checked bag when flying with United, reducing your travel expenses.
- Auto Rental Collision Damage Waiver: Decline the rental company's collision insurance and charge the entire rental cost to your card. This provides primary insurance coverage for theft and collision damage for most rental cars in the U.S. and abroad.
- Trip Cancellation/Interruption Insurance: You can be reimbursed for pre-paid, non-refundable passenger fares if your trip is canceled or cut short due to covered situations like sickness or severe weather.
- Trip Delay Reimbursement: If your common carrier travel is delayed over 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging.
- Visa Concierge: Enjoy complimentary access to Visa Signature® Concierge Service 24/7, helping you find tickets to events, make dinner reservations, and more.
Purchase Protection: Provides coverage for new purchases against damage or theft for 120 days.
Baggage Delay Insurance: Reimburses essential purchases like toiletries and clothing for baggage delays exceeding 6 hours by a passenger carrier.
Lost Luggage Reimbursement: Offers coverage for damaged or lost luggage when checked or carried on by you or an immediate family member.
When You Might Prefer The Delta SkyMiles Gold?
You might prefer the Delta SkyMiles Gold card in the following situations:
Dedicated Delta and SkyTeam Traveler: If you frequently fly with Delta Air Lines or other carriers within the SkyTeam alliance, the Delta SkyMiles Gold card is a better choice. It aligns with the perks and benefits of this specific alliance, optimizing your travel experience within its network.
Better Points Rewards Ratio: According to our analysis, the Delta Gold card offers more miles for the same spend, so if you're focused on accumulating miles, it may be a better card, depending on your spending habits.
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When You Might Prefer The United Explorer?
You might prefer the United Explorer in the following situations:
You Fly United Most Often: If you fly United most often, then the United Explorer Card is a good option for you because you will earn double miles on all United purchases, including flights, vacation packages, and MileagePlus Club memberships. This will help you rack up miles quickly and redeem them for rewards faster.
You Want Better Travel Insurance And Coverage: The United Explorer offers trip cancellation insurance and trip delay reimbursement, as well as other travel perks that are not included in the Delta Gold card.
Frequent Star Alliance Travelers: If you often fly with airlines within the Star Alliance network, including United Airlines and its partners, the United Explorer card is preferable
Compare The Alternatives
If you're looking for an airline credit card with travel rewards – there are some good alternatives you may want to consider:
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|
| |
|---|---|---|---|
The JetBlue Plus Card | Southwest Rapid Rewards® Premier Credit Card | Citi/AAdvantage Platinum Select World Elite | |
Annual Fee | $99 | $99 | $99 (waived for the first 12 months)
|
Rewards | 1X – 6X
6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases
| 1X – 3X
3X points on Southwest® purchases,2X on Rapid Rewards® hotel and car partners, local transit and commuting, including rideshare, internet, cable, phone services, and select streaming and 1X points on all other purchases.
|
1X – 2X
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
|
Welcome bonus | 50,000 points
50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days
| 50,000 Points
50,000 points after you spend $1,000 on purchases in the first 3 months from account opening
|
50,000 Miles
50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
|
Foreign Transaction Fee | $0 | $0 | $0 |
Purchase APR | 21.24% – 29.99% variable | 21.49%–28.49% variable
| 21.24% – 29.99% (Variable) |
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