Nordstrom Credit Card and Kohl's Charge Card by Capital One cater to distinct retail environments, offering unique perks and features. Let's compare them side by side.
Nordstrom vs. Kohl’s Card: General Comparison
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Nordstrom vs. Kohl: Cashback Rewards Analysis
Based on our analysis, the Nordstrom credit card emerges as the superior choice when utilized across various categories beyond just Kohl's/Nordstrom. This is attributed to its points rewards system, which extends to additional categories such as travel, gas, and any other type of purchase.
However, if your primary focus is solely on a specific store, then Kohl's credit card might be more lucrative. This is due to its higher cashback rate specifically tailored for purchases made within the Kohl's store compared to the Nordstrom credit card.
|
| |
|---|---|---|
Spend Per Category | Kohl’s Card | Nordstrom Credit Card |
$15,000 – U.S Supermarkets | / | 15,000 points |
$5,000 – JCPenney/Nordstorm | $375 | 15,000 points |
$5,000 – Restaurants | / | 5,000 points |
$4,000 – Travel
| / | 4,000 points |
$4,000 – Gas | / | 4,000 points |
Total Points / Cashback | $375 | 43,000 points |
Estimated Redemption Value | / | 1 point ~ 1 cent |
Estimated Annual Value | $375 | $430 |
Additional Shopping Benefits: Comparison
Kohl’s Credit Card
Monthly Exclusive Savings Offers: Access special discounts and offers available exclusively to Kohl's Credit Card holders on a monthly basis.
Annual Anniversary Offer: Celebrate your loyalty with a special anniversary offer provided each year as a token of appreciation.
Exclusive Cardholder Discounts: Enjoy discounts that are specifically tailored for Kohl's Credit Card holders, providing additional savings during your shopping experiences.
Combine Discounts with Kohl's Cash and Rewards: Maximize your savings by combining Kohl's Card discounts with earned Kohl's Cash and Rewards, enhancing the overall value of your purchases.
Pre-Qualification Check Without a Hard Credit Pull: Determine your eligibility for the Kohl's Credit Card without impacting your credit score through a pre-qualification check.
Kohl's Card Sales Events: Gain access to exclusive sales events specifically for Kohl's Credit Card holders, offering additional opportunities to save on a variety of products.
Nordstrom Credit Card
- Free Two-Day Shipping: Nordstrom cardholders enjoy free two-day shipping in selected areas, ensuring quick and convenient delivery of their purchases.
- First To Shop: Being among the first to shop select brands gives cardholders an exclusive opportunity to access the latest trends before the general public.
- Early Access To Sales: Early access to sales allows Nordstrom credit card users to capitalize on discounts and secure sought-after items ahead of regular customers.
- Alterations Nordstrom Notes: The card offers up to $300 in Nordstrom Notes, which can be utilized for alterations on items purchased with the Nordstrom credit card.
- Personal Double Points Days: Nordstrom credit cardholders can select up to four personal double points days, enabling them to earn double points on qualifying purchases on a day of their choice.
- Exclusive Events: Exclusive events are crafted for Nordy Club members, providing unique and enjoyable experiences tailored for those holding a Nordstrom credit card.
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Compare The Alternatives
If you're looking for a store credit card with great rewards for online shopping – there are some good alternatives you may want to consider:
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|
| |
|---|---|---|---|
Costco Anywhere Visa® Card by Citi | Apple Credit Card | Sam's Club® Mastercard® | |
Annual Fee | $0 ($60 Costco membership fee required) | $0
| $0 ($50/$110 for Club/Plus membership – MUST)
|
Rewards |
1-4%
4% cash back on on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter, 3% cash back on restaurants and most travel purchases, 2% cash back at Costco and Costco.com, 1% cash back on all other purchases
| 1% – 3%
3% cash back at Apple and select Apple pay partners. 3% Daily Cash back at Ace Hardware, Duane Reade, Exxon, Mobil, Nike, Panera Bread, T-Mobile, Uber, Uber Eats, and Walgreens. 2% on other Apple pay purchases, and 1% on all other purchases
|
1-5%
5% cash back on gas anywhere Mastercard is accepted (on the first $6,000 per year, then 1% after), 3% cash back on Sam’s Club purchases for Plus members, 3% on dining and takeout and 1% on all other purchases
|
Welcome bonus |
None
None
| N/A |
None
$30 statement credit after making $30 in Sam’s Club purchases within the first 30 days
|
Foreign Transaction Fee | $0
| $0 | N/A
|
Purchase APR | 20.49% (Variable)
| 15.99% – 26.99% Variable
| 20.40% or 28.40% Variable
|
Compare Nordstrom Credit Card
T.J.Maxx is our winner as it offers better cashback rates on its stores than Nordstrom, but Nordstrom wins when it comes to shopping benefits.
T.J.Maxx Rewards Platinum Mastercard vs Nordstrom Credit Card
The Macy's Credit Card is a clear winner with higher points rewards ratio and higher cashback value for the same spend than Nordstrom Card.
Nordstrom vs. Macy’s Credit Card: Which Store Card Gives You The Most Value?
Since JCPenney Credit Card offers rewards only on its brand store, the Nordstrom Credit Card takes the lead with higher annual cashback value.
Nordstrom vs. JCPenney Credit Card: Which Gives You The Most Value?
Compare Kohl’s Charge Card by Capital One
The Kohl's card cashback rate is higher than JCPenney, and both cards offer extra perks such as gifts, exclusive offers, and special coupons.
Kohl’s Charge Card by Capital One vs. JCPenney Credit Card: How They Compare?
Unlike Kohl's card, the Macy's Credit Card offers points rewards on all categories, making it more attractive for the average consumer.
Macy's Credit Card vs Kohl's Charge Card by Capital One: Which One Wins?
