The T.J.Maxx Rewards Platinum Mastercard and Nordstrom Credit Card cater to distinct consumer preferences, offering unique value propositions. Let's compare them side by side:
General Comparison: T.J.Maxx vs Nordstrom Credit Card
The T.J.Maxx Rewards Platinum Mastercard, issued by Synchrony Bank, is perfect for fans of the popular off-price retailer. It offers a solid points rewards program and works not just at T.J.Maxx but also at affiliated stores like Marshalls and HomeGoods, making it a versatile choice for bargain hunters.
On the other hand, the Nordstrom Credit Card, issued by TD Bank, is ideal for those who love high-end fashion and top-tier customer service. Cardholders enjoy perks like early access to sales, letting you snag the latest styles before anyone else.
Nordstrom also elevates your shopping experience with benefits like free alterations and access to personal stylists, ensuring every visit is seamless and satisfying.
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T.J.Maxx vs. Nordstrom Cashback Analysis: Comparison
Based on our cashback analysis, the T.J.Maxx Rewards Platinum Mastercard is the winner when it comes to cashback. It offers higher cashback than Nordstrom when it comes to store purchases and an equal points rewards ratio on other categories. However, the difference is not so significant.
|
| |
|---|---|---|
Spend Per Category | TJX Rewards Platinum Mastercard | Nordstrom Credit Card |
$15,000 – U.S Supermarkets | 15,000 points | 15,000 points |
$5,000 – T.J.Maxx/Nordstorm | 25,000 points | 15,000 points |
$5,000 – Restaurants | 5,000 points | 5,000 points |
$4,000 – Travel
| 4,000 points | 4,000 points |
$4,000 – Gas | 4,000 points | 4,000 points |
Total Points / Cashback | 53,000 points | 43,000 points |
Estimated Redemption Value | 1 point ~ 1 cent | 1 point ~ 1 cent |
Estimated Annual Value | $530 | $430 |
Additional Shopping Benefits: Comparison
TJX Rewards Platinum Mastercard
- Exclusive Access: Enjoy invitations to exclusive private shopping events, providing cardholders with early access to sales and unique shopping opportunities.
Nordstrom Credit Card
- Free Two-Day Shipping: Nordstrom cardholders enjoy free two-day shipping in selected areas, ensuring quick and convenient delivery of their purchases.
- First To Shop: Being among the first to shop select brands gives cardholders an exclusive opportunity to access the latest trends before the general public.
- Early Access To Sales: Early access to sales allows Nordstrom credit card users to capitalize on discounts and secure sought-after items ahead of regular customers.
- Alterations Nordstrom Notes: Get up to $300 in Nordstrom Notes to use toward alterations on items purchased with your Nordstrom credit card.
- Personal Double Points Days: As a Nordstrom credit cardholder, you can pick up to four days each year to earn double points on qualifying purchases—your rewards, your schedule!
- Exclusive Events: Exclusive events are crafted for Nordy Club members, providing unique and enjoyable experiences tailored for those holding a Nordstrom credit card.
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Compare The Alternatives
If you're looking for a store credit card with great rewards for online shopping – there are some good alternatives you may want to consider:
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|
| |
|---|---|---|---|
Costco Anywhere Visa® Card by Citi | Apple Credit Card | Sam's Club® Mastercard® | |
Annual Fee | $0 ($60 Costco membership fee required) | $0
| $0 ($50/$110 for Club/Plus membership – MUST)
|
Rewards |
1-4%
4% cash back on on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter, 3% cash back on restaurants and most travel purchases, 2% cash back at Costco and Costco.com, 1% cash back on all other purchases
| 1% – 3%
3% cash back at Apple and select Apple pay partners. 3% Daily Cash back at Ace Hardware, Duane Reade, Exxon, Mobil, Nike, Panera Bread, T-Mobile, Uber, Uber Eats, and Walgreens. 2% on other Apple pay purchases, and 1% on all other purchases
|
1-5%
5% cash back on gas anywhere Mastercard is accepted (on the first $6,000 per year, then 1% after), 3% cash back on Sam’s Club purchases for Plus members, 3% on dining and takeout and 1% on all other purchases
|
Welcome bonus |
None
None
| N/A |
None
$30 statement credit after making $30 in Sam’s Club purchases within the first 30 days
|
Foreign Transaction Fee | $0
| $0 | N/A
|
Purchase APR | 19.99% – 27.99% (Variable)
| 15.99% – 26.99% Variable
| 20.40% or 28.40% Variable
|
Compare T.J.Maxx Rewards Platinum Mastercard
Both credit cards offer similar cash-back rewards ratios, but the extra perks of the Banana Republic card are better than T.J.Maxx.
T.J.Maxx Rewards Platinum Mastercard vs Banana Republic Credit Card
Compare Nordstrom Credit Card
The Macy's Credit Card is a clear winner with higher points rewards ratio and higher cashback value for the same spend than Nordstrom Card.
Nordstrom vs. Macy’s Credit Card: Which Store Card Gives You The Most Value?
Since JCPenney Credit Card offers rewards only on its brand store, the Nordstrom Credit Card takes the lead with higher annual cashback value.
Nordstrom vs. JCPenney Credit Card: Which Gives You The Most Value?
Kohl's card wins on retail brand cashback, offering higher value than Nordstrom. But Nordstrom also offers points on other categories.
Nordstrom Credit Card vs Kohl’s Charge Card by Capital One: Which Shopping Card Is Best?
