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Investing » APMEX vs. American Hartford Gold: Which Is Best For Buying Gold?

APMEX vs. American Hartford Gold: Which Is Best For Buying Gold?

Compare APMEX vs American Hartford Gold: direct gold purchases, IRA options, fees, ratings, and which gold dealer is better for you.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

The information provided on this website is for informational and educational purposes only and does not constitute financial, investment, or legal advice. We do not provide personalized investment recommendations or act as financial advisors.

American Hartford Gold
APMEX
Min. Investment
$5,000 / $10,000 $5,000 for cash purchases / $10,000 for gold IRA
$0
Established
2015
2000
Storage Fees
$200 – $280
About 0.55% Annually, estimated – can be vary between accounts
Coin & Bar Selection
Limited but IRA-focused selection
Extensive variety + collectibles
Payment Methods
Cards, PayPal, Wire, eCheck, Crypto
Cards, PayPal, Wire, eCheck, Crypto
Pricing Transparency
Must call for pricing
Real-time spot price updates
Best For
Hands-off investors, IRA
Active buyers + collectors
Our Rating
(4.6/5)
(4.1/5)
Read Review
Read Review

APMEX vs AHG: Who Do Customers Trust More?

American Hartford Gold clearly has the edge in customer satisfaction.

With a 4.7 rating on Trustpilot and a 4.6 on Consumer Affairs, AHG is known for consistent, high-quality service. Meanwhile, APMEX suffers from low Trustpilot (1.7) and middling Consumer Affairs (2.8) scores. 

Platform
Rating
Trustpilot
4.3 (1,493 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2014
Consumer Affairs
4.5 (790 reviews)

Despite its A+ BBB rating, APMEX’s volume of negative feedback signals issues with customer experience. AHG, on the other hand, is regularly praised for clarity, professionalism, and ease of service—especially for IRA rollovers and direct buyers.

Platform
Rating
Trustpilot
4.7 (1,373 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2016
Consumer Affairs
4.6 (891 reviews)

Buying Physical Metals: APMEX or AHG?

Our preferred choice for direct gold and silver purchases is APMEX, thanks to its vast selection, digital tools, and added investor features.

Both APMEX and American Hartford Gold offer solid options for buying physical metals, but there are key differences depending on what kind of buyer you are.

Where they’re both strong:

  • Product Variety: Both dealers offer gold, silver, platinum, and palladium coins and bars suitable for investors and collectors.

  • Shipping: Free, insured shipping on qualified orders ensures peace of mind.

  • Buyback Options: Each company allows you to sell metals back securely.

  • Customer Support: Phone and email support are available for both dealers, with AHG adding one-on-one guidance.

gold bars on APMEX
Gold bars on APMEX

Where APMEX stands out:

  • Inventory Depth: APMEX offers everything from bullion to collectibles, numismatic coins, and even themed gifts.

  • Digital Tools: The APMEX portfolio tracker, price alerts, and AutoInvest make managing your metals easier.

  • The Bullion Card: A first-of-its-kind rewards credit card earning you gold and silver on purchases.

  • Crypto Payments & PayPal: APMEX accepts Bitcoin, Ethereum, and Dogecoin—something AHG doesn’t.

Where AHG stands out:

  • Personal Touch: Specialists walk you through purchases step-by-step.

  • Low Minimums: You can start buying with as little as $5,000.

  • Transparent Buyback: AHG doesn’t charge fees and provides insured packaging for returns.

If you’re focused on personal support and simplicity, AHG delivers. But if you're an active buyer looking for flexibility, rewards, and a broader selection, APMEX offers more tools and features.

1oz gold bar, sunshine minting, American Hartford Gold
1oz gold bar, sunshine minting, American Hartford Gold

Which Dealer Offers the Better Gold IRA?

Our preferred choice for precious metal IRAs is American Hartford Gold, due to its low investment minimums, excellent support, and no-fee buyback program.

Both APMEX and AHG offer strong Gold IRA services, but their approaches differ.

Where they’re both strong:

  • IRA-Eligible Metals: Each offers a wide range of IRS-approved gold and silver bars and coins.

  • Trusted Custodians: Both partner with established custodians and IRS-approved storage facilities like Brink’s.

  • Rollover Process: Both help clients transfer funds from 401(k)s or IRAs with no tax penalties.

products for gold IRA, American Hartford Gold
Products for gold IRA, American Hartford Gold

Where AHG stands out:

  • Lower Investment Minimums: AHG requires only $10,000 to get started with an IRA.

  • Buyback Guarantee (No Fees): AHG doesn’t charge liquidation fees, making it easy to exit.

  • Fee Waivers: Investors over $50K get the first year of IRA fees waived (and up to 3 years for $100K+).

  • Client Service: AHG assigns dedicated IRA specialists who handle setup, transfers, and metal selection.

Where APMEX stands out:

  • Product Variety: You’ll find platinum, palladium, and a wider mix of coins and bars.

  • Custodian Options: APMEX works with several leading custodians, offering flexibility.

  • Online Tools: The APMEX portfolio dashboard allows for easier tracking of IRA holdings.

While APMEX gives you more bells and whistles, AHG’s streamlined setup and personal guidance make it better suited for those prioritizing simplicity, especially first-time Gold IRA investors.

APMEX IRA get started
(Screenshot from APMEX website)

Final Verdict: APMEX or American Hartford Gold

APMEX is the better choice for active buyers and collectors thanks to its massive product catalog, advanced online tools, and flexible payment options, including crypto.

On the other hand, American Hartford Gold stands out for retirement-focused investors, with a smoother IRA setup process, no-fee buyback program, and exceptional customer service ratings.

Here’s how the two stack up:

  • Ratings Winner: American Hartford Gold – Consistently strong reviews and customer service.

  • Best for Direct Purchase: APMEX – Huge selection, transparent pricing, and useful digital features.

  • Best for Gold IRA: American Hartford Gold – Low minimums, no-fee buybacks, and personal guidance.

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The product offers that appear on this site are from companies from which this website receives compensation.
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Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Top Offers From Our Partners

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Personal Finance & Investing Tools
Budgeting, goal planning, net worth, cash flow, tax minimizing, personalized portfolio construction, tracking and adjustments
Talk to Financial Advisors

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Cash Account with 1.00% – 3.00% APY

Promotion:
$5 Sign up, add $5 or more to your personal portfolio, and Stash give you a $5 bonus to start. 
Investing, Banking & Retirement Options

Wide Range of Cryptocurrencies
Supports a large number of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many altcoins.
Coinbase Wallet
Provides a non-custodial wallet where users have control over their private keys, supports a wide range of crypto assets and decentralized applications (DApps).

Buy and Sell Crypto witH IRA
Buy and Sell Gold & Silver with IRA
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.