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Investing » APMEX vs. Goldco: Which Is Best For Buying Gold & IRA Investing?

APMEX vs. Goldco: Which Is Best For Buying Gold & IRA Investing?

Which gold dealer is best for you—APMEX or Goldco? We compare ratings, product selection, and IRA services to help you decide.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Goldco
APMEX
Min. Investment
$15,000 / $25,000 $15,000 for cash purchases / $25,000 for gold IRA
$0
Established
2006
2000
Storage Fees
$100 – $150 Non-Segregated: $100 | Segregated: $150 per year . Estimated annual fee.
About 0.55% Annually, estimated – can be vary between accounts
Coin & Bar Selection
Focused on IRA-approved coins and bars
Wide variety, including collectibles and rounds
Payment Methods
Cards, PayPal, Wire, eCheck, Crypto
Cards, PayPal, Wire, eCheck, Crypto
Pricing Transparency
No, must contact for pricing
Yes, prices shown on site
Best For
Retirement investors, IRA-focused buyers
Active buyers, collectors, AutoInvest
Our Rating
(4.7/5)
(4.1/5)
Read Review
Read Review

Trust & Reputation: APMEX vs. Goldco

Goldco has significantly stronger customer reviews across all major platforms.

Goldco holds a 4.8 rating on Trustpilot and Consumer Affairs, along with a nearly perfect 4.9 on Google. APMEX, in contrast, has a 1.7 rating on Trustpilot and 2.8 on Consumer Affairs—despite being a major player in the industry.

Platform
Rating
Trustpilot
4.8 (1,573 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2011
Consumer Affairs
4.8 (1,688 reviews)
Google Reviews
4.9 (2,579 reviews)

While APMEX is BBB-accredited with an A+ rating, customer feedback tends to focus on issues with fulfillment and support. Goldco’s consistent high ratings point to stronger customer satisfaction and trust.

Platform
Rating
Trustpilot
1.7 (7,966 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2004
Consumer Affairs
2.8 (290 reviews)

Buying Precious Metals: APMEX vs. Goldco

Our preferred choice for direct gold and silver purchases is APMEX, due to its larger inventory, flexible payment options, and extra investor tools.

Where They’re Both Strong:

  • Product Variety: Both offer gold and silver bars and coins, with IRA-eligible options.

  • Free Shipping: Orders over $199 qualify for free insured delivery.

  • Buyback Programs: Both dealers accept buybacks even if you didn’t purchase from them.

  • Payment Methods: Both accept wire transfers, checks, credit cards, and cryptocurrency.

copper products on APMEX
Copper products on APMEX

Where APMEX Stands Out:

  • Massive Selection: Includes bullion, rare coins, collectibles, jewelry, and even junk silver.

  • AutoInvest Feature: Allows recurring purchases of gold, silver, platinum, and palladium.

  • The Bullion Card: A unique credit card that gives cash-back rewards in gold or silver.

  • Digital Metals (OneGold): Lets you invest in digital gold/silver stored in real vaults.

APMEX gold coins
APMEX gold coins (Screenshot from APMEX website)

Where Goldco Stands Out:

  • Hands-On Support: Investors work directly with representatives for product selection and delivery.

  • Streamlined Process: Excellent if you want help from a rep for direct purchases.

  • Buyback Guarantee: Assures highest price after three years of holding.

APMEX clearly appeals more to active buyers and collectors who want a broad range of products and modern tools. Goldco, while more focused on IRAs, offers a simpler route for traditional investors.

1oz silver american bald eagle, Goldco

Best for Precious Metal IRAs: APMEX or Goldco?

Our preferred choice for precious metal IRAs is Goldco, mainly due to its focused IRA services, strong ratings, and reliable storage partnerships.

Where They’re Both Strong:

  • Custodian Partnerships: Both work with established IRA custodians like Equity Trust and Strata.

  • IRS-Approved Products: Offer IRA-eligible gold and silver bars and coins.

  • Secure Storage: Use IRS-approved vaults with insured, segregated or non-segregated options.

  • Buyback Programs: Both dealers support liquidation through their own buyback programs.

Goldco open precious metals IRA
Open precious metals IRA, Goldco

Where Goldco Stands Out:

  • Experience in Gold IRAs: Goldco is entirely IRA-focused, with thousands of satisfied customers.

  • Transparent Fees: Lists IRA setup, storage, and maintenance fees clearly.

  • Strong Reputation: Backed by excellent customer ratings, including a 4.8 on Consumer Affairs and Trustpilot.

  • Minimum Investment: Although higher ($25,000), it ensures dedicated support and streamlined onboarding.

  • Buyback Assurance: Goldco offers to buy back gold at the highest market price after 3 years.

Where APMEX Falls Short:

  • Customer Ratings: Mixed reviews raise concerns for long-term IRA investors.

  • Fee Clarity: IRA fees are not fully listed, which can make it harder to compare costs.

  • Focus: APMEX offers IRAs, but they are just one of many services—not a specialty.

If your primary goal is to protect your retirement savings with gold or silver, Goldco is the safer and more IRA-focused choice, with a proven system and higher client satisfaction.

membership on APMEX

Final Verdict: APMEX vs. Goldco

Overall, we recommend APMEX for buyers looking for variety and flexible purchase tools, and Goldco for investors focused on retirement gold and silver IRAs.

  • Ratings Winner: Goldco – Excellent reputation across Trustpilot, BBB, and Consumer Affairs.
  • Direct Purchase Winner: APMEX – Broader selection, AutoInvest, and flexible tools.
  • IRA Winner: Goldco – Better fees, stronger reputation, and deeper expertise.

Your best choice depends on whether you’re building your stack now or securing your long-term savings.

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Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Promotion:
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Supports a large number of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many altcoins.
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Provides a non-custodial wallet where users have control over their private keys, supports a wide range of crypto assets and decentralized applications (DApps).

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Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.