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Investing » How to Buy Gold Coins with SD Bullion: Smart Investor’s Guide

How to Buy Gold Coins with SD Bullion: Smart Investor’s Guide

Learn how to buy gold coins from SD Bullion with this step-by-step guide, including tips, top coins, payment methods, and shipping details.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

The information provided on this website is for informational and educational purposes only and does not constitute financial, investment, or legal advice. We do not provide personalized investment recommendations or act as financial advisors.

Table Of Content

If you’re thinking about investing in gold coins, SD Bullion is a reliable, no-frills option with some of the lowest premiums in the market.

Founded in 2012, SD Bullion has grown into one of the most popular online precious metals dealers in the U.S., known for its competitive pricing, wide coin selection, and secure shipping options.

Platform
Rating
Trustpilot
4.3 (2,648 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2014
Sitejabber
3.3 (641 reviews)

5 Steps to Buy Gold Coins from SD Bullion

Let’s break it down and see exactly how to buy gold coins from SD Bullion:

1. Know Your Goals and Gold Coin Preferences

Before browsing, it helps to clarify what type of buyer you are. SD Bullion serves both long-term investors and collectors, with a heavy emphasis on bullion-grade coins rather than rare or numismatic offerings.

Here’s what to think about:

  • Budget – SD Bullion offers coins in a wide range of price points, from small fractional gold coins to 1 oz sovereigns and even tubes of coins for bulk buyers.

  • Recognizability – Coins like the American Gold Eagle, Canadian Maple Leaf, and South African Krugerrand are widely accepted and easier to liquidate.

  • IRA Eligibility – SD Bullion clearly marks which coins qualify for inclusion in a precious metals IRA.

  • Premiums – They focus on low-cost bullion. Proofs and collector coins are available, but Brilliant Uncirculated (BU) coins offer the best value for most buyers.

SD Bullion often runs time-sensitive deals with some of the lowest premiums over spot in the market—especially on 1 oz gold coins.

SD Bullion gold coins
Example of SD Bullion gold coins (Screenshot from SD Bullion)

2. Create Your SD Bullion Account (Optional but Helpful)

You can check out as a guest, but creating an account helps you:

  • Save shipping and billing information

  • View order history and tracking

  • Access exclusive offers and price alerts

No ID or verification is needed unless you're opening a Gold IRA (which SD Bullion offers through third-party custodians like New Direction Trust Company or The Entrust Group).

3. Browse Gold Coins by Category, Mint, or Size

SD Bullion makes it easy to filter gold coins by key features. Simply head to their Gold Coins section and filter by:

  • Weight – Find 1/10 oz, 1/4 oz, 1/2 oz, and 1 oz coins.

  • Country/Mint – Choose from U.S. Mint, Royal Canadian Mint, Perth Mint, Austrian Mint, and others.

  • IRA-Eligible Only – Filter for coins approved for retirement accounts.

  • Designs – Explore top coins like the American Gold Eagle, Gold Buffalo, and Krugerrand.

Each product page shows real-time pricing based on live spot prices, as well as volume discounts and shipping availability.

IRA approved gold, SD Bullion
Example of IRA approved gold, SD Bullion

4. Add to Cart and Lock in the Price

Gold prices change constantly. With SD Bullion, your price is locked in the moment your order is submitted—not when it ships. This ensures you get the exact price quoted at checkout.

Accepted payment methods include:

  • Wire Transfer or ACH/eCheck – Offers the best pricing tier and is preferred for orders over $1,000.

  • Credit/Debit Cards – Slightly higher premiums, but great for smaller orders.

  • Bitcoin – Accepted via BitPay.

  • Check – Available with longer processing times but the lowest premium.

You'll receive full payment instructions and confirmation immediately after checkout.

SD Bullion payment options
SD Bullion payment options (Screenshot from SD Bullion website)

5. Track Delivery — Fast, Secure & Discreet

Once payment clears, your order is shipped securely and discreetly. SD Bullion packages are non-branded to protect your privacy, and every order is fully insured.

What to expect:

  • Delivery within 3–7 business days after payment confirmation

  • Tracking info via email

  • Signature required on higher-value shipments

  • Full insurance against loss or damage in transit

Popular Gold Coins Available on SD Bullion

Here are some of the best-selling gold coins you can find on SD Bullion right now:

Gold Coin
Purity
IRA Eligible
Premium Level
American Gold Eagle
22K (.9167)
Yes
Moderate
Canadian Gold Maple Leaf
.9999
Yes
Low
South African Gold Krugerrand
22K (.9167)
Yes
Low
Austrian Gold Philharmonic
.9999
Yes
Low
Gold Britannia
.9999
Yes
Low
1 oz SD Bullion Gold Round
.9999
No
Very Low

Many coins are available as singles or in tubes of 10 or more, often with tiered pricing for bulk orders.

Does SD Bullion Offer a Buyback Program For Gold Coins?

Yes, SD Bullion runs a buyback program that lets you sell your gold coins back with no hassle.

Here’s how it works:

  1. Call their trading desk to lock in your price.

  2. Follow their insured shipping instructions.

  3. Once your metals are received and verified, you'll get paid via ACH, wire, or check.

Tips to Get the Best Gold Coin Prices on SD Bullion

If you want to get the most for your money:

  • Pay by wire or eCheck – These methods get the lowest possible pricing.

  • Look for deals – SD Bullion runs weekly flash sales on gold coins.

  • Buy in bulk – Tiered pricing often kicks in at 10+ or 20+ coin orders.

  • Sign up for email alerts – Be the first to know when premiums drop or new stock arrives.

Exploring Beyond Coins: Bars, Rounds, and Specialty Products

While SD Bullion is known for its wide selection of gold coins, it also offers a variety of other precious metal products for both investors and collectors. If you're looking to diversify your holdings or add different formats, here are some other popular options:

  • Gold Bars – Available in sizes from 1 gram up to 1 kilo, including options from PAMP Suisse, Valcambi, and Credit Suisse.

  • Silver Coins – Includes American Silver Eagles, Canadian Maples, and a variety of world and commemorative coins.

  • Silver Bars & RoundsFrom 1 oz to 100 oz sizes, including SD Bullion’s own branded bars.

These products are often available with tiered discounts and can be a good complement to gold coin holdings.

FAQ

You don’t need to provide ID for most orders, but large purchases or wire payments may require additional verification, especially for compliance purposes.

Orders cannot be canceled after placement without incurring a market loss fee. Once your price is locked in, it’s legally binding.

There’s no official minimum for most products, but shipping discounts and preferred payment methods often have thresholds.

Yes, orders are shipped in unmarked boxes without external labeling that would reveal the contents.

SD Bullion typically offers better pricing and more inventory, though local dealers may be convenient for immediate transactions.

Most gold coin orders ship within a few business days after payment clears, depending on the payment method and stock availability.

Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.