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Investing » SD Bullion vs. American Hartford Gold: Which Dealer Stands Out?

SD Bullion vs. American Hartford Gold: Which Dealer Stands Out?

SD Bullion vs. American Hartford Gold: See who wins for IRAs, direct gold purchases, pricing transparency, and overall customer service.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

The information provided on this website is for informational and educational purposes only and does not constitute financial, investment, or legal advice. We do not provide personalized investment recommendations or act as financial advisors.

SD bullion logo

SD Bullion
American Hartford Gold
Min. Investment
$0
$5,000 / $10,000 $5,000 for cash purchases / $10,000 for gold IRA
Established
2012
2015
Storage Fees
0.29% – 0.39% Starts at $9.99. 0.29% annual fee for gold amd platinum products, 0.39% for silver
$200 – $280
Coin & Bar Selection
Very wide, including rare formats
Strong, mostly popular IRA metals
Payment Methods
Cards, PayPal, Wire, eCheck, Crypto
Wire, check only
Pricing Transparency
Real-time spot price updates
Call for quotes, no online pricing
Best For
Direct purchases, price tracking
IRA setups, personalized support
Our Rating
(4.3/5)
(4.6/5)
Read Review
Read Review

Customer Satisfaction: Who Ranks Higher?

Across Trustpilot, BBB, and Consumer Affairs, American Hartford Gold edges ahead of SD Bullion with consistently higher customer satisfaction scores. 

Platform
Rating
Trustpilot
4.7 (1,373 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2016
Consumer Affairs
4.6 (891 reviews)

While both are A+ rated by the BBB, AHG’s 4.7 Trustpilot rating and glowing user reviews reflect a standout reputation for personalized service.

Platform
Rating
Trustpilot
4.3 (2,648 reviews)
Better Business Bureau (BBB)
A+ | Accredited Since 2014
Sitejabber
3.3 (641 reviews)

Which Is Better for Buying Gold and Silver?

If you're a price-sensitive investor who wants real-time control, SD Bullion is our pick. If you want guided service and are investing a bit more, AHG is a great alternative.

Both SD Bullion and American Hartford Gold provide strong options for physical metal investors, but they cater to slightly different needs.

Where They’re Both Strong:

  • Product Range: Both dealers offer gold, silver, platinum, and palladium in bars and coins, including IRA-eligible options. SD Bullion has a variety of rare coins.

  • Insured Shipping: Orders are fully insured, with free shipping available on qualifying orders.

  • Buyback Programs: Both support buybacks at competitive rates, making liquidation easy

Where SD Bullion Stands Out:

  • Live Price Locking: SD Bullion locks in spot prices at checkout—even if you're paying later via bank transfer.

  • More Payment Options: SD Bullion accepts e-checks, wire transfers, credit cards, PayPal, and even Bitcoin.

SD Bullion silver coins
Example of SD Bullion silver coins (Screenshot from SD Bullion website)

Where AHG Stands Out:

  • No Buyback Fees: AHG’s program allows you to sell back metals with no hidden costs.

  • Dedicated Reps: Personalized phone support with an assigned representative helps simplify the process.

gold coins, American Hartford Gold
Gold coins, American Hartford Gold

Best Gold IRA Option: SD Bullion or AHG

When it comes to Gold IRAs, our preferred choice is American Hartford Gold due to fee transparency and personalized support.

Both dealers offer strong Gold IRA services, including help with account setup, secure storage, and IRS-approved metals. However, a few key differences give AHG the edge.

Where They’re Both Strong:

  • Trusted Custodians: Both work with reputable partners like Kingdom Trust and Brinks or Delaware Depository.

  • IRA-Eligible Metals: You’ll find Gold American Eagles, Maples, and other IRS-approved coins from both platforms.

  • Buyback Programs: Both offer liquidation options, although only AHG does so with no extra fees.

Where American Hartford Gold Excels:

  • Fee Waivers: AHG offers to waive setup and storage fees for qualifying investments (up to 3 years for $100K+).

  • More Transparent Fees: While SD Bullion’s IRA costs aren’t listed online, AHG clearly outlines setup and storage fees.

  • Personal IRA Specialists: AHG provides one-on-one guidance throughout the rollover and purchase process.

products for gold IRA, American Hartford Gold
Products for gold IRA, American Hartford Gold

Where SD Bullion Falls Short:

  • Lack of Fee Clarity: Customers must call to learn about setup or maintenance costs.

  • Storage Limitations: Only one depository (SD Depository) is offered, with fewer location options than AHG’s network.

In summary, SD Bullion offers a good IRA setup—especially if you’re already familiar with precious metals—but AHG provides a more investor-friendly experience with transparent fees, lower entry points, and personalized support.

SD Bullion storage fees

Final Verdict: SD Bullion vs. American Hartford Gold

Both SD Bullion and American Hartford Gold bring unique strengths to the table. SD Bullion is our go-to for buying physical gold and silver, while American Hartford Gold stands out for IRA investors and overall customer satisfaction.

  • Ratings Winner: American Hartford Gold – Higher review scores and a stronger reputation for customer service.

  • Best for Direct Purchase: SD Bullion – Offers better pricing, payment options, and live price locking.

  • Best for Gold IRA: American Hartford Gold – Lower minimums, clear fees, and personalized help make it a great choice for a gold IRA.

Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.