Credit Cards » Compare Credit Cards » Delta SkyMiles® Gold Card vs Platinum: How They Compare?
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Delta SkyMiles® Gold Card vs Platinum: How They Compare?

The Delta SkyMiles Platinum is more expensive but offers more premium benefits than the Delta Gold. Here's our complete comparison
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: January 1, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

 In this article, we'll dive into a comprehensive comparison of the Delta SkyMiles® Gold Card and the Delta SkyMiles® Platinum Card to help you make an informed decision.

We'll explore their key features, perks, fees, and rewards programs, allowing you to weigh the advantages of each card and determine which aligns best with your travel preferences and financial goals.

Delta SkyMiles Gold vs Platinum: General Comparison

Delta SkyMiles Gold American Express Card Review

Amex Delta SkyMiles Platinum card

Delta SkyMiles® Gold
Delta SkyMiles® Platinum American Express Card
Annual Fee
$150, $0 intro first year.See Rates and Fees.
Rewards
2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases. Terms Apply.
3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases. Terms Apply.
Welcome bonus
70,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months. Terms Apply.
0% Intro APR
N/A
N/A
Foreign Transaction Fee
$0. See Rates and Fees.
$0
Purchase APR
20.99%-29.99% Variable
20.99%-29.99% Variable
Read Review
Read Review
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Delta Gold vs Platinum: Which Card Gives More?

It may not be surprising, but the Platinum card offers higher rewards for the same spend. 

Delta SkyMiles Gold American Express Card Review

Amex Delta SkyMiles Platinum card

Spend Per Category
Delta SkyMiles® Gold
Delta SkyMiles® Platinum American Express Card
$15,000 – U.S Supermarkets
30,000 miles
30,000 miles
$5,000 – Restaurants
10,000 miles
10,000 miles
$5,000 – Airline
10,000 miles
15,000 miles
$4,000 – Hotels
4,000 miles
12,000 miles
$4,000 – Gas
4,000 miles
4,000 miles
Total Miles/Points
58,000 miles
71,000 miles
Delta redeem points for flights
Redeem Delta SkyMiles Gold And Platinum points for flights
Delta gold card: book a flight with miles
Delta gold card holders can book a flight with miles (Screenshot taken by our team from delta app)

Benefits You'll Get On Both Cards

Some of the benefits the Delta Reserve and Platinum card are relevant for both cards:

  • TakeOff 15: Save 15% on Award Travel when booking Delta flights (excluding partner-operated flights and taxes/fees).
  • First Checked Bag Free: Receive complimentary first checked bag on Delta flights.
  • 20% Back on In–flight Purchases: Receive a 20% statement credit on eligible Delta in-flight purchases of food and beverages.
  • ShopRunner: Enjoy free 2-day shipping at 100+ online stores when you enroll in complimentary ShopRunner membership with your Delta Platinum card.
  • Purchase Protection: Your card can protect eligible purchases from theft or accidental damage for up to 90 days, with coverage of up to $1,000 per occurrence and $50,000 per year.
  • Extended Warranty: Extend the manufacturer's warranty on eligible purchases by up to one extra year when you use your card.
  • Car Rental Loss and Damage Insurance: When you use your card to reserve and pay for a rental vehicle and decline the collision damage waiver (CDW), you can be covered for damage or theft of the rental vehicle in a covered territory.
  • Baggage Insurance Plan: Travel with peace of mind knowing your baggage is covered for loss, damage, or theft when you purchase a common carrier ticket with your card, with coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage (subject to certain conditions and exclusions).
Delta Shop with Miles - Make a Bid
(Screenshot from delta app)

Benefits You'll Get On Only With The Gold Card

  • $100 Delta Stays Credit: Get up to $100 back each year on eligible prepaid Delta Stays bookings at delta.com with the Delta SkyMiles® Gold American Express Card.

  • $200 Delta Flight Credit: When you spend $10,000 on purchases in a year, you'll get a $200 Delta Flight Credit to use for your next travel.

Terms apply to American Express benefits and offers.

Benefits You'll Get On Only With The Platinum Card

The Delta Platinum card is more expensive than the Gold card and offer much more premium benefits such as:

  • Trip Delay Insurance: If your round-trip is delayed by a covered reason for more than 12 hours and paid for with your card, you can be reimbursed up to $300 for certain additional expenses, with a maximum of 2 claims per year.
  • Up to $100 Fee Credit for Global Entry or TSA PreCheck®: Get reimbursed for the application fee for Global Entry or TSA PreCheck every 4 years.
  • Annual Companion Certificate: Upon card renewal, you will be entitled to a round-trip companion certificate valid for Main Cabin domestic, Caribbean, or Central American roundtrip flights each year.
  • $150 Delta Stays Credit: Annually, enjoy a $150 Delta Stays Credit applicable to eligible prepaid Delta Stays bookings made on delta.com.
  • Hertz Five Star® Status: Enroll in the Hertz Gold Plus Rewards program and relish the perks of Hertz Five Star Status.
  • $120 Resy Credit: Delight in a $120 Resy Credit, earning up to $10 in monthly statement credits on eligible Resy purchases.
  • $120 Rideshare Credit: Avail a $120 Rideshare Credit, with up to $10 back in statement credits each month on U.S. rideshare purchases with select providers when using your Delta SkyMiles Platinum American Express Card. Enrollment Required.
  • Complimentary Upgrade List: Even without being a Medallion Member, you will be automatically added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members if you hold an eligible ticket.
  • MQD Boost: Obtain $2,500 Medallion® Qualification Dollars each Medallion Qualification Year, bringing you closer to Status with MQD Headstart.
  • MQD on Purchases: Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year, providing a boost toward achieving elevated Medallion Status for the next Medallion Year.

Terms apply to American Express benefits and offers.

Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the Delta Gold Card?

The Delta SkyMiles® Gold Card can be a preferred choice over the Platinum Card in several situations:

  • Lower Annual Fee: If you're looking to minimize your credit card expenses, the Gold Card typically has a lower annual fee compared to the Platinum Card. This makes it a more budget-friendly option while still offering valuable benefits.
  • Lighter Traveler: If you're not a frequent traveler or don't often fly with Delta, the Gold Card may be more suitable. It provides substantial perks for Delta loyalists, but if you don't fly with the airline frequently, the Platinum Card's additional benefits might not justify the higher fee.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the Delta Platinum Card?

The Delta SkyMiles® Platinum Card can be the preferred choice over the Gold Card in various situations, particularly if you are a more frequent traveler or seek enhanced benefits:

  • Frequent Delta Traveler: If you are a loyal Delta Air Lines customer who travels often, the Platinum Card offers more extensive benefits, including a higher level of priority and comfort when flying.
  • Companion Certificate: The Platinum Card comes with an annual companion certificate, allowing you to bring a companion on a domestic main cabin flight for a relatively low fee (excluding taxes and fees). If you frequently travel with someone, this perk can save you a substantial amount.
  • Medallion Qualification Miles (MQMs): If you aim to achieve or maintain Medallion elite status with Delta, the Platinum Card provides a boost with bonus MQMs after reaching certain spending thresholds. This can help you attain elite status faster.

Compare The Alternatives

If you're looking for an airline or travel credit card that can help you get more miles on your flights – there are some good alternatives:

amex platinum

Venture X Rewards

The Platinum Card® from American Express
Chase Sapphire Reserve®
Capital One Venture X Rewards
Annual Fee
$550
$395
Rewards
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
1X – 10X 5X total points on air travel and 10X total points on hotels, car rentals when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases
1X – 10X 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases
Welcome bonus
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
75,000 miles 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Foreign Transaction Fee
$0
$0
Purchase APR
21.24% – 29.24% APR Variable
22.24%–29.24% variable APR
19.99% – 29.99% (Variable)

Compare Delta SkyMiles Gold Card

The Delta SkyMiles Gold offers higher annual cashback and better perks than the Delta Blue card. But is it worth the annual fee? It depends.

Delta SkyMiles Blue vs Delta SkyMiles Gold: How They Compare?

If you're looking for airline travel rewards, there is a clear winner. But what about other premium travel benefits? Here's our comparison.

Delta SkyMiles Gold vs Southwest Rapid Rewards Priority: Which Gives You More?

If you're a dedicated Delta traveler, the Delta SkyMiles Gold may be your top pick, while the Amex Gold offers a broader range of benefits.

Delta SkyMiles Gold Card vs. Amex Gold: Which One Wins?

The Delta SkyMiles Platinum is more expensive but offers more premium benefits than the Delta Gold. Here's our complete comparison.

Delta SkyMiles® Gold Card vs Platinum: How They Compare?

While the Delta SkyMiles Gold extra perks are better, the JetBlue Plus Card is our winner in this comparison due to its higher cashback value.

The JetBlue Plus Card vs Delta SkyMiles Gold: Side By Side Comparison

The Delta SkyMiles Gold and the United Explorer Card offer airline benefits and similar fees. The SkyMiles Gold is our winner – here's why.

United Explorer vs Delta SkyMiles Gold: Side By Side Comparison

The Delta Gold and AAdvantage Platinum Select offer similar cashback value, but the Delta card is the winner due to its diverse travel perks.

Delta SkyMiles Gold vs. Citi/ AAdvantage Platinum Select: Which Card Wins?

While Alaska Visa Signature card offers higher miles rewards ratio on airline, the Delta SkyMiles Gold is our winner. Here's why.

Alaska Visa Signature vs Delta SkyMiles Gold: Side By Side Comparison

Both Hawaiian and Delta SkyMiles Gold have similar annual cashback values and diverse airline benefits, so there is no clear winner.

Hawaiian World Elite Mastercard vs. Delta SkyMiles Gold: Side By Side Comparison

Compare Delta SkyMiles Platinum Card

While the Delta SkyMiles Reserve card has a high annual fee, it offers better airline and travel benefits than the Platinum card.

Delta SkyMiles® Reserve vs Platinum: Which Gives You More?

If you need premium travel perks and versatility – the Amex Platinum wins. Need airline benefits and lower fees? Consider the Delta Platinum.

Amex Platinum Card vs. Delta SkyMiles Platinum: Side By Side Comparison

The Amex Gold Card focuses on everyday spending rewards, while the Delta SkyMiles Platinum is tailored for frequent Delta travelers.

Amex Gold Card vs. Delta SkyMiles Platinum: Side By Side Comparison

The Chase Reserve wins on cashback rates, travel perks, and insurance. Is it worth the annual fee difference? We think it does – here's why.

Chase Sapphire Reserve vs. Delta SkyMiles Platinum: Side By Side Comparison

The Delta SkyMiles Platinum is the winner with higher cashback value and better travel and airline benefits. But, it has higher annual fee.

Southwest Rapid Rewards Priority vs. Delta SkyMiles Platinum: Side By Side Comparison

While having the same annual fee, we think the Delta SkyMiles Platinum is a better choice than the United Quest card. Here's why.

United Quest vs. Delta SkyMiles Platinum: Side By Side Comparison

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  • Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
90,000 miles 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
70,000 miles 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.