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Credit Cards » Credit Card Reviews » Marriott Bonvoy Bevy American Express Card Review 2024

Marriott Bonvoy Bevy American Express Card Review 2025

The Marriott Bonvoy Bold card offers automatic gold elite status, free night award and other travel benefits, but the annual fee is quite high
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Interest Rates Last Update: April 1, 2025

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Marriott Bonvoy Bevy™ American Express® Card

Marriot bonvoy bevy card art

Rewards Plan

2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases

Welcome Bonus

85,000 points Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership.

Our Rating

4
4/5

0% Intro

N/A

Annual Fee

$250

APR

20.24% – 29.24% Variable
Marriott Bonvoy Bevy™ American Express® Card

Marriot bonvoy bevy card art

Rewards Plan

2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases

Welcome Bonus

85,000 points Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership.

0% Intro

4
4/5

PROS

CONS

APR

20.24% - 29.24% Variable

Annual Fee

$250

0% Intro

N/A

Credit Requirements

Good - Excellent

If you frequently stay at Marriott hotels, the Marriott Bonvoy Bevy™ American Express® Card is a travel rewards credit card that could be a great fit for you. This mid-tier card offers a variety of benefits to help you earn more Marriott Bonvoy points on your stays and daily purchases.

The rewards program includes 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases.

One of the top perks of the Marriott Bonvoy Bevy™ American Express® Card is automatic Gold Elite status, giving you benefits like free room upgrades, late checkouts, and 15 nights credited toward your next Marriott Bonvoy Elite status level. Plus, cardholders can earn a free night award (up to 50,000 points) every year after spending $15,000.

However, the card does have a $250 annual fee, which is quite high for some people. Additionally, it's not a real travel card since it lacks airline or car rental rewards.

How can cardholders redeem their Marriott Bonvoy points?

Points can be redeemed for award nights, VIP events through Marriott Bonvoy Moments, and transferred to partner airlines for additional benefits, such as a 1:1 match with Delta Airlines, potentially increasing the point value.


What additional benefits does the Marriott Bonvoy Bevy Card offer beyond the rewards program?

Cardholders enjoy complimentary Marriott Bonvoy Gold Elite Status, which includes perks like enhanced room upgrades and 15 Elite Night credits. Additionally, as an American Express co-branded card, it provides access to Amex perks and various travel insurances.

Does the Marriott Bonvoy Bevy Card offer a complimentary free night each year on the account anniversary?

Unlike some hotel credit cards, the Marriott Bonvoy Bevy Card lacks a complimentary free night each year on the account anniversary, which may impact its long-term value for some users.

What are the specific benefits of Marriott Gold Elite Status offered by the Marriott Bonvoy Bevy Card?

Gold Elite Status includes perks like complimentary in-room Wi-Fi, exclusive member rates, enhanced room upgrades, and additional benefits such as 15 Elite Night credits and a Free Night Award after spending $15,000 in a calendar year.

What travel protections are offered by the Marriott Bonvoy Bevy Card?

Cardholders benefit from various travel insurances, including trip delay insurance, baggage insurance, and car rental loss and damage insurance, enhancing the card's value for travelers.

In this Review

Estimating Your Rewards: A Practical Simulation

In the following table, you will find a simulation that provides an overview of the expected rewards for the Marriott Bonvoy Bevy Amex card.

This breakdown is based on both general usage and spending across various categories. By utilizing this table, you can gain a better understanding of the potential benefits that come with using this particular credit card.

It's important to note that the figures presented in this simulation are estimates, and actual rewards may vary depending on individual spending habits and other factors.

Marriot bonvoy bevy card art

Spend Per Category
Marriott Bonvoy Bevy™ American Express® Card
$10,000 – U.S Supermarkets
40,000 points
$4,000 – Restaurants
16,000 points
$5,000 – Airline
5,000 points
$5,000 – Hotels
30,000 points
$4,000 – Gas
4,000 points
Estimated Total Annual Points
95,000 points

Pros and Cons

Just like any other credit card, the Marriott Bonvoy Bevy™ has some advantages and disadvantages:

Pros
Cons
Generous Rewards Program
Annual Fee
Welcome Bonus
Low Rewards On Airline and Car Rental
No Foreign Transaction Fee
Automatic Gold Elite Status
Free Night Award
Travel Benefits

The card offers 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases.

Redeem rewards in various Marriot hotels
The Marriot Waterfront Hotel, Baltimore

New cardholders can earn Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership..

The card doesn't charge a fee on purchases abroad.

Cardholders receive automatic Gold Elite status, which offers perks such as enhanced room upgrade, priority late checkout, and 25% more points on every eligible hotel purchase.

Marriot Gold status benefits
Marriot Gold status (screenshot taken by our team from Marriot app)

Cardholders receive a free night award every year after spending $15,000 on eligible purchases, which can be redeemed at a Marriott property worth up to 50,000 points.

The card offers travel benefits, such as car rental loss and damage insurance, baggage insurance plan, and trip delay insurance.

Editorial Note: Terms apply to American Express benefits and offers. Enrollments may be required for select benefits. Visit americanexpress.com to learn more

The card has an annual fee of $250, which may be a bit expensive for the average cardholder.

If you want to take advantage of this card for all of your travel needs, you should know it's missing high rewards ratio on airline, gas and car rentals.

Top Offers

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
100,000 points 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

Amex gold

Rewards Plan:
1X – 4X 4X points at restaurants (including Uber Eats purchases in the U.S.) and U.S. supermarkets (up to $25,000 per year in purchases, then 1X points), 3X points on flights booked directly with airlines or on amextravel.com, 2X points on rental cars through amextravel.com and 1X points on all other purchases
Welcome Bonus:
60,000 points 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership

hilton honors card

Rewards Plan:
3X – 7X 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points at U.S. restaurants (including takeout and delivery) U.S.supermarkets, U.S. gas stations and 3x points for each dollar on other eligible purchases
Welcome Bonus:
100,000 points 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership

Marriot bonvoy bevy card art

Rewards Plan:
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
Welcome Bonus:
85,000 points Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
60,000 miles 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

How To Redeem My Points?

You can redeem Marriott Bonvoy Bevy™ American Express® Card points for a variety of travel-related rewards, including hotel stays, flights, car rentals, and more. Here's an overview of the different redemption options and how they stack up:

  • Marriot Hotel stays: You can redeem your points for free or discounted stays at participating Marriott Bonvoy hotels. The number of points required varies depending on the hotel and the time of year, but generally ranges from 5,000 to 100,000 points per night. 

Book Marriot hotel stay with Bonvoy points
Book Marriot hotel stay with Bonvoy points (screenshot taken by our team from Marriot website)
  • Transfer points to airline: To transfer points to airline frequent flyer programs, you'll need to transfer at least 3,000 points per transaction, with a maximum of 240,000 points per day. The transfer ratio is usually 3:1, which means that you'll need 3 Marriott points for every airline mile. With such a wide range of airline partners and a favorable transfer ratio, you can put your Marriott Bonvoy points to good use by converting them into airline miles for your next trip.
  • Marriott Moments: This feature offers a range of destination-specific activities such as tours, sporting events, and culinary experiences in cities where Marriott hotels are located. By using your points to book these experiences, you can enjoy unique and exciting activities that you might not have considered otherwise
Book experience with Marriot points
Book experience with Marriot points (screenshot taken by our team from Marriot website)
  • Rent A Car: To make the most of your points and enhance your travel experience, you can use your Marriott Bonvoy points to rent a car. The search tool checks availability with major rental companies like Hertz, Thrifty, and Dollar, so you can easily compare options and find the best deal for you.
  • Gift Cards: While gift cards are not the most efficient way to redeem your points, they are still an option if you need to use some of your points. Marriott Bonvoy offers gift cards for popular merchants such as Applebees, Best Buy, Bloomingdales, Macy's, Red Lobster, and Starbucks. Keep in mind that the point value for gift cards can vary, with a $10 Starbucks gift card costing 5,000 points, and larger denomination cards, such as a $100 Starbucks card costing 30,000 points.
Redeem Marriot Bonvoy Points For for Complimentary breakfast
Redeem Marriot Bonvoy points for complimentary breakfast. (Photo by Anel Alijagic/Shutterstock)

Is this Credit Card Your Perfect Match?

The Marriott Bonvoy Bevy™ American Express® Card is a good choice for people who frequently stay at Marriott hotels and want rewards on dining and everyday spending, such as U.S. supermarkets. Here are some specific situations when you may want to consider this card:

  • You stay at Marriott hotels often: If you frequently stay at Marriott hotels, the Marriott Bonvoy Bevy™ American Express® Card can be a great way to earn rewards for your spending. 

  • You want a card with everyday spending rewards: The card's rewards program allows you to earn points on U.S. supermarkets, which is quite rare for hotel cards

  • You want a card with automatic elite status: The Marriott Bonvoy Bevy™ American Express® Card offers automatic Marriot Gold Elite status, which includes benefits like priority late checkout, a dedicated elite reservation line, and bonus points on eligible hotel purchases.

  • You are willing to pay the annual fee: Unlike the Marriott Bonvoy Bold® Credit Card, this card charges a significant annual fee. While the rewards are much better, you should take it into account.

If you're not sure this is the right card for your needs, you can take a look on other cards from Marriot:

Card
Rewards
Bonus
Annual Fee

Marriott Bonvoy Boundless Card review 2019

1x – 6X 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Earn 2X points for every $1 you spend on all other purchases.
125,000 points Earn 125,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from your account opening.
$95

amex brilliant

2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.
$650

Marriott Bonvoy Bold® Credit Card

Up to 14X 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy. Plus, earn up to 10X points from Marriott for being a Marriott Bonvoy® member. Plus, earn up to 1X point from Marriott with Silver Elite Status. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.
50,000 points 1 Free Night Award (valued up to 50,000 points) after you spend $1,000 on purchases in your first 3 months from your account opening
$0

Marriot bonvoy bevy card art

Marriott Bonvoy Bevy® American Express® Card
2x – 6x 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X points), 2X points on all other purchases
85,000 points Earn 85,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership.
$250

How To Apply For The Marriott Bonvoy Bevy™ Card?

Here's how you can apply for the Marriott Bonvoy Bevy™ American Express® Card:

  1. Go to the American Express website: Start by visiting the Marriott Bonvoy Bevy™ American Express® Card page on the American Express website. From there, click on the “Apply Now” button to start the application process.

  2. Fill out the application: Next, you'll be asked to provide your personal information, such as your name, address, and social security number. You'll also need to provide information about your income, employment, and housing status.

  3. Review the terms and conditions and submit application: Before submitting your application, make sure to read through the terms and conditions of the card to ensure that it's the right fit for you. Once you've reviewed the terms and conditions and filled out the application, click on the “Submit” button to submit your application. 

  4. Activate your card: If you are approved, you will receive your Marriott Bonvoy Bevy™ American Express® Card in the mail. Once you receive your card, you will need to activate it before you can use it. Follow the instructions provided with the card to activate it.

It's worth noting that the Marriott Bonvoy Bevy™ American Express® Card is a rewards credit card that requires a good to excellent credit score for approval.

Compare Marriott Bonvoy Bevy Card

The Brilliant is more expensive than the Bevy card but offers more premium perks such as dining credit, lounge access, and TSA PreCheck.

Marriott Bonvoy Brilliant vs. Bevy: How They Compare?

The Marriott Bonvoy Bevy is more expensive than the Boundless. Are the extra benefits worth the difference? We don't think so. Here's why.

Marriott Bonvoy Boundless vs. Bevy: How They Compare?

Both Marriott Bonvoy Bountiful and Bevy offer the same cashback rates but different hotel and travel perks. How do you decide between them?

Marriott Bonvoy Bevy vs Bountiful: Side By Side Comparison

Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
60,000 miles 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles Earn 70,000 bonus miles + 500 Premier qualifying points (PQP)
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
60,000 miles 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Best Cards Per Category
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
60,000 miles 60,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy points after spending $6,000 within the first 6 months of card membership.

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles Earn 70,000 bonus miles + 500 Premier qualifying points (PQP)
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.

This website is an independent, advertising-supported comparison service. The product offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor.

While we work hard to provide accurate and up to date information that we think you will find relevant, The Smart Investor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Learn more about how we review products and read our advertiser disclosure for how we make money. All products are presented without warranty.