Rewards Plan
Welcome Bonus
Credit Rating
0% Intro
Annual Fee
APR
- 0% Introductory APR
- No Foreign Transaction Fees
- Limited Redemptions
- No Premium Travel Benefit
Rewards Plan
Welcome Bonus
0% Intro
PROS
- 0% Introductory APR
- No Foreign Transaction Fees
CONS
- Limited Redemptions
- No Premium Travel Benefit
APR
20.74% - 29.99%
Annual Fee
$0
Balance Transfer Fee
$5 or 5%, whichever is greater
Credit Requirements
Good - Excellent
If you’re brand loyal to JetBlue, this is a good entry level card. Although the rewards may not be as generous as with some other JetBlue co-branded cards, there is no annual fee. The card does offer some nice perks that can enhance your flying experience and make it easier to achieve Mosaic status.
If you don’t fly with JetBlue frequently, you might find it a bit frustrating to earn points and may not get the full value out of the card. In that case, you’d probably be better off with a general travel rewards card that lets you earn points or cash back on both everyday and travel purchases, which you can then use for JetBlue or other airlines.
- 0% Introductory APR
- In Flight Discounts
- Point Flexibility
- $0 Fraud Liability Protection
- No Foreign Transaction Fees
- Limited Redemptions
- Limited Points for Everyday Spending
- No 0% Introductory APR for Purchases
- No Premium Travel Benefit
Can I get pre-approved?
There is no option to obtain pre approval on the Barclays website, but Barclays may send out mailers offering pre approval to select customers.
How do I redeem rewards?
If you want to redeem your rewards you will need to log into your JetBlue account. You can then explore the points and dollar cost of various flights. You can search for flights as usual and then choose whether you want to use some or all of your points towards the fare.
How hard is it to get a JetBlue card?
You do need to have excellent credit to qualify for this card, so if you don’t have decent credit, you are likely to run into problems.
In this Review
Estimating Your Rewards: A Practical Simulation
Check out the table below to see the potential rewards you could earn with the JetBlue Card. This simulation estimates the benefits based on your typical spending in different categories.
Keep in mind that the table is just an estimate, and your actual rewards may vary based on your spending habits and other factors. Still, it provides a helpful overview of what this card could offer.
| |
|---|---|
Spend Per Category | The JetBlue Card
|
$10,000 – U.S Supermarkets | 10,000 miles |
$3,000 – Restaurants
| 9,000 miles |
$5,000 – Airline | 25,000 miles |
$4,000 – Hotels | 8,000 miles |
$4,000 – Gas | 4,000 miles |
Estimated Annual Avios | 56,000 Miles |
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Pros and Cons
Just like any other credit card, the JetBlue credit card has some advantages and disadvantages:
Pros | Cons |
|---|---|
0% Introductory APR | Limited Redemptions |
In Flight Discounts | Limited Points for Everyday Spending |
Point Flexibility | No 0% Introductory APR for Purchases |
$0 Fraud Liability Protection | No Premium Travel Benefit |
No Foreign Transaction Fees | |
- 0% Introductory APR
Cardholdres earn 0% intro for 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After the promotional period, the regular APR of 20.74% – 29.99% applies.
- In Flight Discounts
When you use your card on JetBlue flights, you can receive a 50% saving on inflight food and cocktail purchases.
- Earn Towards Mosaic Status
You can use your purchases towards achieving a JetBlue Mosaic badge. To unlock the lowest tier badge, you need to accumulate 15,000 base points or have a combination of 12,00 base points and 30 flight segments.
At this level, you’ll receive 15,000 bonus points, which will help you to requalify in following years. The other perks include up to two free checked bags for you and your travel companions, early boarding, no change or cancellation fees, complimentary inflight beverages and bonus points when you book JetBlue flights.
- Point Flexibility
In addition to points having no expiry, you can pool your points with family members to accumulate them more quickly. There are no blackout dates and you can redeem your points for any seat on any JetBlue operated flight.
The points needed for an award flight are based on the published base fares, but you can pay with a combination of points and dollars if you don’t have enough for your preferred seat or itinerary.
- $0 Fraud Liability Protection
This card has $0 fraud liability, so you won’t be responsible for any unauthorized charges or fraudulent transactions.
- No Foreign Transaction Fees
You won't be charged any fees for making purchases abroad with the JetBlue credit card.
- Limited Redemptions
You can only redeem your points for JetBlue or partner flights. Additionally, you cannot redeem for flights with a layover, which reduces the flexibility of the program.
- Limited Points for Everyday Spending
Although there are two points per dollar on select grocery stores, most everyday purchases will only attract one point per dollar.
This means that points will accumulate quite slowly unless you’re regularly purchasing JetBlue tickets.
- No 0% Introductory APR for Purchases
While you can get 0% for 12 months on balance transfers made within 45 days of opening your account, there is no such promotional rate for purchases.
Additionally, you need to be careful to ensure that the balance transfer is posted to your account within the 45 days or you won’t receive the promo rate.
- No Premium Travel Benefit
That's make sense since this is a no annual fee card, but compared to other travel credit cards – there are no benefits such as priority boarding, reimbursement for TSA Precheck or statement credits.
Who Should Consider The JetBlue Card?
Given its name, the JetBlue card is best for those who are brand loyal to this airline. If you regularly fly with JetBlue, you’re likely to appreciate the boost to Mosaic status, the in flight discounts and the rewards. If you typically fly with JetBlue at least two or three times per year, you should be able to get great value from this card. You can also consider the higher tier card of JetBlue, the JetBlue Plus card.
The card could also be a good choice if you are interested in JetBlue award flights, but primarily you want to pay down a credit card. The 0% introductory APR is a great beenfit, but bear in mind that a balance transfer fee of 5% or $5, whichever is greater will apply.
If you would like to check more options for an airline card, here are some alternatives:
Card | Rewards | Annual Fee |
| 1X – 2X
2X miles for every dollar spent at restaurants worldwide and Delta purchases and 1X miles for every dollar spent on other eligible purchases
| $0 (Rates & Fees)
|
|---|---|---|---|
| 1X – 2X
2 AAdvantage miles per dollar on grocery stores and eligible American Airlines purchases, and 1 mile per dollar on other purchases
| $0 | |
| 1x – 3x
3x points for each dollar spent at grocery stores, dining at restaurants including takeout and eligible delivery services, Air Canada and 1x on all other purchases
| $95 | |
| 1x – 2x
2X points on Southwest purchases, Southwesthotel and car rental partners, local transit and commuting (including ride-shares),internet, cable, phone and select streaming services, and 1X points on all other purchases
| $69 | |
 | 1x – 5x
5 Avios for every $1 spent on gas, grocery stores and dining for the first 12 months of account opening. 3 Avios for every dollar on Iberia direct purchases, 2 Avios for hotel accommodations and one Avios for all other purchases
| $95 | |
| 1X – 2X
2X per $1 spent on United® purchases, at gas stations and on local transit and commuting and 1X on all other purchases
| $0 | |
| 1x – 5x
5x miles per dollar on purchases at flyfrontier.com, 3x miles per dollar at restaurants and 1x miles on all other purchases
| $89 |
Tips for Using the JetBlue Card
As an airline and travel credit card, here are the main ways to leverage it maximize your benefits:
-
Organize Balance Transfers Quickly
Although 45 days may seem like a generous window for balance transfers, Barclays is very clear that the transaction must be applied to your account within 45 days to qualify for the 0% introductory APR. So, it is best to err on the side of caution and arrange any transfers as soon as your account is opened.
-
Use It As Your Travel Card
In addition to getting a discount on qualifying inflight purchases, the JetBlue card does not have any foreign transaction fees. While the standard fee is 3% with many cards, these charges can quickly add up. So, make sure your JetBlue card is in your wallet when you travel.
-
Remember You Can Pool Your Points
The JetBlue card allows you to pool your points with family members, so you can accumulate points towards award flights more quickly.
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FAQs
What are card income requirements?
There are no official income requirements published for this card. You need excellent credit and while Barclays will assess your income, it will not be the only factor that is considered when making an approval decision.
Does the card provide car rental insurance?
Unfortunately, car rental insurance is not included in the JetBlue card benefits package.
When it may not be a good idea?
This card would not be a good idea if you don’t regularly fly with JetBlue. Unless you fly with this airline several times or more per year, you will struggle to accumulate rewards and won’t be able to leverage the full value of the card benefits.
Compare The JetBlue Card
If you tend to fly at least twice a year with JetBlue – the plus card is our winner, with a higher cashback rate and enticing airline perks.
The JetBlue Card vs The JetBlue Plus Card: How They Compare?
Both cards offer basic airline benefits, decent cashback and no annual fee. But, the JetBlue card is our winner – here's why.
American Airlines AAdvantage MileUp vs The JetBlue Card: Which Airline Card Wins?
Both JetBlue and Delta SkyMiles Blue offer basic airline benefits and no annual fee. We think the JetBlue card is a clear winner, here's why.
The JetBlue Card vs Delta SkyMiles Blue Amex: Which Airline Card Wins
