The Chase Sapphire Preferred Card and the Air Canada Aeroplan Credit Card are two popular travel rewards credit cards, each offering unique advantages. Let's compare them side by side.
General Comparison
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Rewards Battle: A Side-by-Side Analysis
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| |
|---|---|---|
Spend Per Category | Air Canada Aeroplan Card | Chase Sapphire Preferred |
$15,000 – U.S Supermarkets | 30,000 points | 45,000 points |
$5,000 – Restaurants
| 15,000 points | 15,000 points |
$5,000 – Airline | 15,000 points | 25,000 points |
$5,000 – Hotels | 5,000 points | 25,000 points |
$4,000 – Gas | 4,000 points | 4,000 points |
Total Points | 69,000 points | 114,000 points |
Estimated Redemption Value | 1 point ~ 1.7 cents | 1 point ~ 1 – 1.5 cent |
Estimated Annual Value | $1,173 | $1,140 – $1,710 |
Can I Transfer Chase Sapphire Preferred Points To Air Canada?
Which Benefits You'll Get With Each Card?
While the Chase Preferred card offers general travel benefits, the Aeroplan card offers airline benefits:
Air Canada Aeroplan Card
Aeroplan 25K Status: New cardmembers receive Aeroplan 25K Status for the current and following calendar year automatically, with the opportunity to maintain it by spending $15,000 in a calendar year.
Priority Airport Services: Enjoy exclusive benefits such as Priority Airport Services and upgrades to premium cabins on Air Canada operated flights.
Free First Checked Bags: Cardmembers and travel companions on the same reservation receive complimentary first checked bags (up to 50lb) on Air Canada flights.
Global Entry, TSA PreCheck, or NEXUS Fee Credit: Receive up to $100 in statement credit every 4 years for the application fee of Global Entry, TSA PreCheck, or NEXUS.
Preferred Pricing: Access preferred pricing on flight rewards, allowing the Primary Cardmember to book flight rewards for fewer points.
10% Bonus on Ultimate Rewards Points Transfers: Chase Aeroplan credit cardmembers receive a 10% transfer bonus when transferring 50,000 or more Ultimate Rewards points in a single transaction to their Aeroplan account.
DoorDash Benefits: Cardholders enjoy a one-year complimentary DashPass membership for DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
Chase Sapphire Preferred
- $50 Anniversary Statement Credit: Every year on your card anniversary, you have the opportunity to earn up to $50 in statement credits for hotel stays made through the Chase Ultimate Rewards portal.
- %25 Travel Bonus: When you redeem your reward points for travel through the Chase Ultimate Rewards portal, you'll receive a 25% bonus, enhancing the value of your points.
- %10 Anniversary Bonus: Chase offers a 10% bonus on your total purchases from the previous year as an anniversary gift. For example, if you earned 20,000 points in the first year, you'll receive a 2,000-point bonus in the second year.
- DoorDash Perks: Upon registration, you'll receive a one-year DoorDash subscription, DashPass, which offers reduced service fees and $0 delivery fees for orders over $12.
- Lyft Rides: During the promotional period, you'll earn extra points on Lyft rides, currently available until March 2025.
- Instacart+ Subscription: Linking your card to Instacart grants you a six-month Instacart+ subscription for free. As a member, you can earn up to $15 in statement credits per quarter until July 2024.
Which Card Offers Better Travel Insurance?
Both cards offer the following insurance and protections:
- Purchase Protection: Safeguard your new purchases from damage or theft with comprehensive coverage.
- Auto Rental Collision Damage Waiver: Offers primary coverage for theft and collision damage for most rental cars in the U.S. and abroad when you decline the rental company's insurance, with reimbursement up to the actual cash value of the vehicle.
- Baggage Delay Insurance: Reimburses up to $100 per day for essential purchases like toiletries and clothing when your baggage is delayed by a passenger carrier for more than 6 hours, up to a total of 5 days.
Trip Delay Reimbursement: Covers unreimbursed expenses, such as meals and lodging, up to $500 per ticket when your common carrier travel is delayed for more than 12 hours or necessitates an overnight stay.
- Trip Cancellation Reimbursement: If your trip is canceled or shortened due to covered situations like illness.
- Roadside Assistance (Aeroplan card only): In case of a roadside emergency, cardmembers can call the Benefit Administrator to dispatch necessary assistance, with associated service fees billed directly to the Aeroplan card.
- Extended Warranty Protection (Chase Sapphire Preferred only): Extend the existing U.S. manufacturer's warranty by an additional year for eligible warranties lasting three years or less.
- 24-Hour Travel Assistance Services (Chase Sapphire Preferred only): In the event of a lost or stolen credit card, access emergency services such as an immediate replacement card and cash advance.
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When You Might Prefer The Air Canada Aeroplan Card?
You might prefer the Air Canada Aeroplan Card card if:
Loyalty to Air Canada: If you frequently fly with Air Canada or its partner airlines, the Air Canada Aeroplan card is advantageous, offering specific perks tailored to the Aeroplan loyalty program, including priority boarding and access free first checked bags.
Maintaining Aeroplan 25K Status: For individuals seeking to maintain or achieve Aeroplan 25K Status, the Air Canada Aeroplan card provides an avenue to do so through specific spending requirements, offering additional privileges within the Aeroplan program.
When You Might Prefer The Chase Sapphire Preferred?
You might prefer the Chase Sapphire Preferred card if:
Higher Points Rewards Ratio: According to our analysis, the Chase Sapphire Preferred rewards its cardholders with more ponts and higher annual value compared to the Aeroplan card
Points That Can Be Redeemed For Travel On A Variety Of Airlines And Hotels: Chase Ultimate Rewards® points can be redeemed for travel through the Chase Ultimate Rewards® portal at a rate of 1.25 cents per point. You can also transfer your points to a number of airline and hotel partners, including Air Canada, United Airlines, Hyatt, and Marriott.
Compare The Alternatives
Whether you're seeking travel rewards, a straightforward cashback system, or specific perks tailored to your lifestyle, these alternatives have something for everyone.
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|---|---|---|---|
Bank of America® Travel Rewards credit card | Capital One Venture Rewards Credit Card | Wells Fargo Autograph℠ Card | |
Annual Fee | $0 | $95 | $0
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Rewards |
1.5X
1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points
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2X – 5X
2X miles per dollar on every purchase, plus 5X miles on hotels and rental cars booked through Capital One Travel
| 1X – 3X
3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Also, earn 1X points on other purchases
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Welcome bonus |
25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – which can be redeemed for a $250 statement credit toward travel purchases
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75,000 miles
| 20,000 Points
20,000 bonus points when you spend $1,000 in purchases in the first 3 months
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Foreign Transaction Fee | $0 | $0 | $0
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Purchase APR | 18.24% – 28.24% Variable APR will apply. | 19.99% – 29.99% (Variable)
| 20.24% – 29.99% variable
|
Compare Chase Sapphire Preferred
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