Credit Cards » Compare Credit Cards » United Quest vs. Chase Sapphire Reserve: How They Compare?
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United Quest vs. Chase Sapphire Reserve: How They Compare?

While having higher annual fee, the Chase Sapphire Reserve is a clear winner with much higher total cashback and better premium travel perks
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: June 3, 2024
The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.
Author: Baruch Mann (Silvermann)
Baruch Mann (Silvermann)

Writer, Contributor

Experience

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
Interest Rates Last Update: June 3, 2024

The banking product interest rates, including savings, CDs, and money market, are accurate as of this date.

We earn a commission from our partner links on this page. It doesn't affect the integrity of our unbiased, independent editorial staff. Transparency is a core value for us, read our advertiser disclosure and how we make money.

Issued by Chase Bank, the United Quest Card and the Chase Sapphire Reserve are two premium travel credit cards that cater to frequent travelers, offering a range of benefits and rewards.

In this comparison, we will delve deeper into the specific features, benefits and drawbacks of both cards.

General Comparison

The United Quest Card is tailored for United loyalists, and provides high points earning on United purchases. It also offers decent airline benefits, such as priority boarding, a free checked bag, and United annual travel credit.

United Quest Card
United Quest Card (Photo by Rawpixel.com/Shutterstock)

On the other hand, the Chase Sapphire Reserve is a versatile travel card with broader redemption options. It offers a $300 annual travel credit, Priority Pass Select membership for airport lounge access, and a better point rewards ratio in most categories.

Here's a side by side comparison of the cards main features:

United Quest℠ Card

Chase Sapphire Reserve
United Quest Card
Annual Fee
$550
$250
Rewards

5X total points on air travel and 10X total points on hotels, car rentals and dining when you purchase through Chase Ultimate Rewards®, immediately after earning your $300 annual travel credit. Also, earn 3x points on dining at restaurants and travel (after meeting the $300 travel credit), then 1x points per dollar spent on all other purchases.

3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome bonus
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
0% Intro APR
N/A
N/A
Foreign Transaction Fee
$0
$0
Purchase APR
22.49%–29.49% variable
21.99% – 28.99% variable
Read Review
Read Review
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

Compare Rewards: Which Card Gives More?

When it comes to point rewards comparison, our analysis shows there is a clear winner here – the Chase Sapphire Reserve card. It offers more points and the estimated total value of them are much higher than the United Quest card.

United Quest℠ Card

Spend Per Category
Chase Sapphire Reserve
United Quest Card
$10,000 – U.S Supermarkets
10,000 points
15,000 miles
$5,000 – Restaurants
15,000 points
10,000 miles
$6,000 – Hotels
60,000 points
12,000 miles
$8,000 – Airline
40,000 points
24,000 miles
$4,000 – Gas
4,000 points
4,000 miles
Total Points
129,000 points
65,000 points
Estimated Redemption Value
1 point ~ 1 – 1.5 cent
1 point = ~1.2 cents
Estimated Annual Value
$1,290 – $1,935
$780

You can use United miles to book flights to various destinations worldwide, covering over 1,000 destinations. Additionally, redeem miles for seat upgrades, hotel stays, car rentals, and even experiences like concerts or events. United also allows miles to be used for merchandise or donated to charity.

Book an experience with United miles
Book an experience with United miles (screenshot taken by our team from United app)

With Chase Sapphire Reserve, you can use points for travel, whether it's flights, hotels, or car rentals, and get a 50% bonus when booking through Chase Ultimate Rewards. Dining enthusiasts can redeem points at restaurants, while others may choose cash back or gift cards.

Can I Transfer Chase Reserve Points To United?

Yes, the Chase Sapphire Reserve is part of the Chase Ultimate Rewards program, which has several airline and hotel transfer partners, and United Airlines is one of them.

Chase Ultimate Rewards points transfer to United MileagePlus at a 1:1 ratio. This means that for every 1 Ultimate Rewards point you transfer, you will receive 1 MileagePlus mile.

To transfer Chase Ultimate Rewards points to United Airlines or any other partner, you typically log in to your Chase account, navigate to the Ultimate Rewards portal, select the transfer option, and follow the instructions to complete the transfer. Here's an example:

Transfer points from Chase Sapphire Reserve to United Example
Transfer points from Chase Sapphire Reserve to United (Screenshot from Chase app)

Travel Benefits: Comparison

The Chase Sapphire Reserve is a clear winner when it comes to travel perks – it offers higher annual credit, lounge access and 50% more value for travel redemption.

Chase Sapphire Reserve

  • $300 Annual Travel Credit: Receive up to $300 in statement credit each year for various travel purchases.
  • 50% More Value for Travel Redemption: Redeem points for travel and get 50% more value, e.g., 60,000 points are worth $900.
  • Complimentary Airport Lounge Access: Enjoy free access to over 1,300 airport lounges worldwide for you and up to two guests.
  • Global Entry/TSA PreCheck/NEXUS Fee Credit: Receive up to $100 in statement credit every four years for application fees.
Chase book hotel with points
Chase book hotel with points (Screenshot from Chase app)
  • 24/7 Customer Service: Access dedicated customer service specialists around the clock.
  • Lyft Pink Membership: Get 2 complimentary years of Lyft Pink All Access, including discounts and rewards.
  • DoorDash DashPass Subscription: Enjoy a year of $0 delivery fees and lower service fees on eligible orders.
  • Monthly DoorDash Credit: Receive $5 in DoorDash credits each month through Dec 31, 2024.
  • Instacart Membership: Get 1 year of complimentary Instacart+ for grocery delivery.
  • Monthly Instacart Credit: Instacart+ members earn up to $15 in statement credits each month through July 2024.
  • Priority Pass Select Membership: Access 1,300+ VIP airport lounges worldwide.
  • Luxury Hotel & Resort Collection: Receive room upgrades, daily breakfast, late checkout, and other benefits at select hotels and resorts.
  • 10x on Peloton Purchases: Earn 10x total points on Peloton equipment and accessories over $150 through March 31, 2025.
United Quest Card

United Quest℠ Card

  • $125 Annual United Purchase Credit: Cardholders receive up to $125 in statement credits for United purchases each account anniversary year.
How to Redeem United Miles Airline Partners, Hotels, Upgrades
Redeem United miles for flights and hotels, transfer airline partners, Hotels, upgrades (Photo by Thiago B Trevisan/Shutterstock)
  • Up to 10,000 Miles in Award Flight Credits: Starting from the first anniversary, cardholders get 5,000 miles back in their MileagePlus account after taking up to 2 United or United Express-operated award flights annually.
  • Free First and Second Checked Bags: The primary cardmember and one companion on the same reservation enjoy complimentary first and second standard checked bags on United-operated flights.
  • Elite Status Boost: Accumulate up to 6,000 Premier Qualifying Points (PQP) by earning 500 PQP for every $12,000 spent on your United Quest Card in a calendar year. These points contribute towards your Premier status qualification, with eligibility extending up to the Premier 1K® level.
  • Priority Boarding: The primary cardmember and companions on the same reservation receive priority boarding on United-operated flights.
  • Up to $100 Global Entry, TSA PreCheck, or NEXUS Fee Credit: Cardholders receive a statement credit of up to $100 every 4 years for the application fee for Global Entry, TSA PreCheck, or NEXUS.
  • 25% Back on United Inflight and Club Premium Purchases: Cardholders get a 25% statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights, as well as Club premium drinks.
  • Premier Upgrades on Award Tickets: The primary cardmember with MileagePlus Premier status, traveling on an award ticket, and one companion on the same reservation are eligible for complimentary Premier Upgrades on select United and United Express-operated flights.
  • DoorDash: Cardholders receive a one-year complimentary DashPass membership, offering unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.

What Travel Insurance You'll Get With Each Card?

While both cards issued by Chase, the Chase Sapphire Reserve card offers broader coverage. 

Here are the protections you'll get on both cards:

  • Lost Luggage Reimbursement: Receive coverage up to $3,000 per passenger for lost or damaged checked or carry-on luggage.
  • Baggage Delay Insurance: Get reimbursed for essential purchases (up to $100 per day for 3 days) in case of baggage delays over 6 hours.
  • Extended Warranty Protection: Extend the manufacturer's warranty by an additional year on eligible warranties of three years or less.
  • Purchase Protection: Enjoy coverage for new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account, providing added security for your acquisitions.
  • Trip Cancellation/Interruption Insurance: In the event of trip cancellation or interruption due to covered situations like sickness or severe weather.

  • Trip Delay Reimbursement: If common carrier travel is delayed by more than 12 hours or requires an overnight stay, the card covers unreimbursed expenses, including meals and lodging.

  • Auto Rental Collision Damage Waiver: By declining the rental company's collision insurance and charging the entire rental cost to the card, primary coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad, up to the actual cash value of the vehicle.

Chase Sapphire Reserve: one of the best credit cards for travel insurance
Chase Sapphire Reserve: one of the best credit cards for travel insurance (Photo by photobyphotoboy/Shutterstock)

Here are unique protections for the Chase Sapphire Reserve card:

  • Travel and Emergency Assistance Services: Offers access to legal and medical referrals and other travel emergency assistance when you encounter problems away from home.
  • Emergency Evacuation and Transportation: Provides coverage for medical services and transportation, up to $100,000, in case of an emergency evacuation during a trip far from home.
  • Roadside Assistance: Offers roadside services like towing, jumpstarts, tire changes, locksmith, or gas up to $50 per incident, 4 times a year.
  • Emergency Medical and Dental Benefit: Provides reimbursement of up to $2,500 for medical expenses if you or an immediate family member become sick or injured while 100 miles or more from home on a trip.
  • Return Protection: Reimburses eligible items that the store won't accept returns for within 90 days of purchase, up to $500 per item and $1,000 per year.
  • Zero Liability Protection: Protects against unauthorized charges made with your card, ensuring you won't be held responsible for unauthorized transactions.
  • Travel Accident Insurance: Pay for air, bus, train, or cruise transportation with your card and get accidental death or dismemberment coverage of up to $1,000,000.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers From Our Partners

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
Up to 3x miles 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit, 2 miles on all other travel and select streaming services, 1 mile on all other purchases
Welcome Bonus:
60,000 miles 60,000 bonus miles + 500 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open.
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.
Top Offers

amex platinum

Rewards Plan:
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
Welcome Bonus:
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

amex brilliant

Rewards Plan:
2X – 6X 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide restaurants and on flights booked directly with airlines and 2 points on all other eligible purchases
Welcome Bonus:
95,000 points 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership

Amex Delta SkyMiles Platinum card

Rewards Plan:
1X – 3X 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and 1X Miles on all other eligible purchases
Welcome Bonus:
85,000 miles 85,000 bonus miles after you spend $4,000 in your first six months
Advertiser Disclosure
The product offers that appear on this site are from companies from which this website receives compensation.

When You Might Want the United Quest Card?

Choosing the United Quest card  over the Chase Sapphire Reserve card can be a preferable option in several scenarios:

  • Dedicated United Airlines Traveler: If you are a loyal United Airlines traveler and frequently utilize their services, the United Quest card offers specific perks such as priority boarding, free checked bags, and an annual credit for United purchases, making it a preferred choice for those dedicated to United.

  • Lower Annual Fee Preference: If you are seeking premium travel benefits but prefer a card with a lower annual fee, the United Quest card offers a more budget-friendly option compared to the higher annual fee associated with the Chase Sapphire Reserve.

United compare flights price on calendar
Compare flights price in miles (screenshot taken by our team from United app)

When You Might Want the Chase Sapphire Reserve?

Choosing the Chase Sapphire Reserve over the United Quest card can be a preferable option in several scenarios:

  • Versatile Travel Redemption Options: If you value flexibility in redeeming rewards and prefer a broader range of travel redemption options beyond United Airlines, the Chase Sapphire Reserve might be a better fit, as it allows you to transfer points to various airline and hotel partners or redeem for cash back.

  • Better Point Rewards Ratio: According to our analysis, the Chase Reserve card provides a superior points earning ratio, resulting in a higher overall value compared to the United Quest card.

  • You Want Higher Travel Credits and Lounge Access: If you frequently utilize airport lounges and appreciate a higher annual travel credit, the Chase Sapphire Reserve offers a $300 credit, which can be more substantial than the United Quest's credits. The Priority Pass Select membership with the Reserve also provides access to a global network of lounges.

  • You Want Transferable Points: If you prefer the option to transfer your credit card points to various loyalty programs for added flexibility in your travel redemptions, the Chase Sapphire Reserve allows this.
Chase Sapphire Reserve book a Gift Card Example
(Screenshot from Chase app)

Compare The Alternatives

If you're looking for a travel rewards credit card– there are some excellent alternatives you may want to consider:

amex platinum

chase_sapphire_preffered

Venture X Rewards

The Platinum Card® from American Express
Chase Sapphire Preferred® Card
Capital One Venture X Rewards
Annual Fee
$95
$395
Rewards
1X – 5X 5X points on up to $500,000 spent on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (per calendar year), 2X points on prepaid car rentals through American Express Travel and 1X points on all other purchases
2X – 5X 5x total points on travel purchased through Chase Travel, 3x points on dining, online grocery purchases and select streaming services. 2x on other travel purchases. Plus, earn 1 point per dollar spent on all other purchases.
1X – 10X 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, 5 miles per dollar on flights and 2 miles per dollar on all eligible purchases
Welcome bonus
80,000 points 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership
60,000 points 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
75,000 miles 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Foreign Transaction Fee
$0
$0
Purchase APR
21.24% – 29.24% APR Variable
21.24%–28.24% variable APR
19.99% – 29.99% (Variable)

Compare Chase Sapphire Reserve Card

When it comes to the annual fee, there is a clear winner. But is it worth the exclusive travel rewards you'll get? Here's our analysis.

Chase Sapphire Preferred vs Reserve: Which is Better?

While Chase Sapphire Reserve offers better protections and redemption options, Venture X is cheaper and offers premium travel benefits.

Chase Sapphire Reserve vs. Capital One Venture X: Comparison

If you're looking for travel rewards, there is a clear winner. But what about if you're looking for rewards on everyday spending?

American Express Gold Card vs Chase Sapphire Reserve: Which Card Is Best?

When it comes to premium travel rewards, both may be the best cards in the market. But who is the winner between the two? Here's our analysis.

American Express Platinum vs Chase Sapphire Reserve: Which Is Better?

The Chase Sapphire Reserve offers more versatile travel rewards and redemption options. But if you need airline perks, the Delta Reserve wins.

Chase Sapphire Reserve vs. Delta SkyMiles Reserve: Comparison

While the Brilliant card focuses on benefits tailored to Marriott enthusiasts, the Chase Reserve focuses on general, luxury travel perks.

Marriott Bonvoy Brilliant vs. Chase Sapphire Reserve: How They Compare?

While both cards offer premium travel perks, the Chase Reserve is the winner as it provides better travel perks and more redemption options.

Bank of America Premium Rewards Elite vs. Chase Sapphire Reserve: Which Card Is Best?

The Chase Reserve wins on cashback rates, travel perks, and insurance. Is it worth the annual fee difference? We think it does – here's why.

Chase Sapphire Reserve vs. Delta SkyMiles Platinum: Side By Side Comparison

The Hilton Amex Aspire offers excellent value for hotel perks, while the Chase Reserve card is best for flexibility and redemption options.

Chase Sapphire Reserve vs. Hilton Amex Aspire: Side By Side Comparison

Both Citi/AAdvantage Executive and Chase Sapphire Reserve offer great cashback value, but the latter is our winner. Here's why:

Citi/AAdvantage Executive World Elite vs. Chase Sapphire Reserve: Which Card Is Best?

The Chase Sapphire Reserve card stands out as the superior choice, delivering greater annual cashback value and luxurious travel benefits.

Chase Sapphire Reserve vs. Emirates Skywards Premium World Elite Mastercard: Which Card Is Best?

Despite being a pricier card, the Chase Sapphire Reserve is our top choice because of its generous cashback system and luxury travel perks.

U.S. Bank Altitude Reserve Visa Infinite vs. Chase Sapphire Reserve: How They Compare?

Compare United Quest Card

The Quest card has recently launched in order to provide a premium alternative to the old Explorer card. How they compared & is it worth it?

United℠ Explorer Card vs United Quest℠ Card: Which is Better?

While having the same annual fee, we think the Delta SkyMiles Platinum is a better choice than the United Quest card. Here's why.

United Quest vs. Delta SkyMiles Platinum: Side By Side Comparison

The United Infinite card offers luxury benefits that the Quest card doesn't, but for most consumers, it is not worth the higher annual fee.

United Quest vs Infinite Card: How They Compare?

The United Quest card offers better airline benefits, but we don't think it worth the higher annual fee, unless you're a frequent flyer.

Southwest Rapid Rewards Priority vs. United Quest Card: Which Card Is Best?

Picture of Baruch Mann (Silvermann)

Baruch Mann (Silvermann)

Baruch Silvermann is a financial expert, experienced analyst, and founder of The Smart Investor.  Silvermann has contributed to Yahoo Finance and cited as an authoritative source in financial outlets like Forbes, Business Insider, CNBC Select, CNET, Bankrate, Fox Business, The Street, and more.
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Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Credit Card Reviews Methodology

In order to determine the best possible credit cards, we look at things like fees, interest rates and rewards. We do this with companies that are associated with us as partners as well as other offerings. From there, we make a decision about what the best card is related to different categories and needs. We focus on interest rate cost & fees, especially the cost of carrying a balance, rewards – cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely usability – cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting. We also consider customer reviews.

We look at cards related to good or excellent credit ratings that will then provide a range of different benefits and improvements for someone who has these scores. We also look at low fees when it comes to those who have lower credit scores.