The Alaska Airlines Visa Signature and Southwest Rapid Rewards Premier are both airline credit cards that offer valuable rewards for frequent flyers. However, they have different benefits and drawbacks that make them better suited for different types of travelers.
General Comparison
The Southwest Rapid Rewards Premier Card is a great option for domestic travelers who want a simple and rewarding program.
With Southwest Airlines focusing on U.S. routes, this card is perfect for those who travel frequently within the country. It offers a strong sign-up bonus and the opportunity to earn tier-qualifying points, helping you get closer to elite status and enjoy extra perks.
On the other hand, the Alaska Airlines Visa Signature Card is perfect for those who value flexibility in their airline choices. With Alaska Airlines, you can travel both domestically and internationally through its wide network of airline partners.
The card offers a great annual benefit—a companion fare that lets a friend or family member join you on a trip at a much lower cost. Plus, you earn miles for every dollar you spend, which can be redeemed for flights, upgrades, and more.
Here’s a quick comparison of the card’s main features:
Alaska Airlines Visa Signature | Southwest Rapid Rewards Premier | |
Annual Fee | $95 | $99 |
Rewards | unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2X on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases and unlimited 1 mile for every $1 spent on all other purchases | 3X points on Southwest® purchases,2X on Rapid Rewards® hotel and car partners, local transit and commuting, including rideshare, internet, cable, phone services, and select streaming and 1X points on all other purchases.
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Welcome bonus | 70,000 Bonus Miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening. | 40,000 bonus points after spending $3,000 on purchases in the first 4 months.
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0% Intro APR | N/A | N/A |
Foreign Transaction Fee | $0 | $0 |
Purchase APR | 20.74% – 28.74% variable | 20.99% – 27.99% variable APR |
Read Review | Read Review |
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Rewards Battle: A Side-by-Side Analysis
We checked how many points you earn when you spend money with each card, and there is no clear decision. Both cards offer similar points rewards ratio – while Alaska is better when it comes to gas purchases, the Southwest card offers more points on hotel purchases.
Spend Per Category | Alaska Airlines Visa Signature | Southwest Rapid Rewards Premier |
$15,000 – U.S Supermarkets | 15,000 miles | 15,000 points |
$5,000 – Restaurants
| 5,000 miles | 5,000 points |
$5,000 – Airline | 15,000 miles | 15,000 points |
$5,000 – Hotels | 5,000 miles | 10,000 points |
$4,000 – Gas | 8,000 miles | 4,000 points |
Total Miles | 48,000 miles | 49,000 points |
Estimated Redemption Value | 1 mile ~ 1.3 cents | 1 point = ~1.3 cents
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Estimated Annual Value | $624 | $637 |
With Southwest Premier card, you can use points for flights with no blackout dates, allowing flexible travel. Points cover ticket costs, taxes, and fees. Additionally, you can redeem points for international flights, hotel stays, car rentals, and gift cards.
Which Card Provides Better Travel Perks & Insurance?
When it comes to extra airline and travel perks, the Southwest Rapid Rewards Premier is the winner, primarily due to the variety of travel insurance and protections it offers:
Alaska Airlines Visa Signature
- $99 Alaska's Companion Fare: Receive a $99 Companion Fare (plus taxes and fees) annually after spending $6,000 or more within the prior year, applicable to all Alaska Airlines flights booked on alaskaair.com.
- Free First Checked Bag: Cardholders, along with up to 6 additional guests on the same reservation, can check their first bag for free when purchasing airfare with the card.
- Priority Boarding: Enjoy priority boarding for quicker access to your seat when you use your card to pay for your flight.
- 10% Rewards Bonus: Receive a 10% rewards bonus on all miles earned from card purchases with an eligible Bank of America® account.
- 20% Back On Inflight Purchases: Get 20% back on all Alaska Airlines inflight purchases
- $100 Lounge Membership Discount: get a discount on an annual Alaska Lounge+ Membership when paying with the card.
Southwest Rapid Rewards Premier
- 25% Back on Inflight Purchases: Receive a 25% rebate on inflight purchases, making onboard snacks, drinks, and entertainment more affordable for travelers.
6,000 Points Annually on Cardmember Anniversary: Cardholders receive an additional 6,000 bonus points every year on their Cardmember anniversary, further enhancing the annual point accumulation and boosting the overall rewards potential.
- Unlimited Tier Qualifying Points (TQPs): For every $10,000 spent, earn 1,500 TQPs toward A-List status, with no limit on the amount of TQPs you can accumulate, facilitating progress towards elite status and associated benefits.
- 10,000 Companion Pass Qualifying Points Boost: The card provides an annual boost of 10,000 Companion Pass qualifying points, bringing cardholders closer to earning the highly coveted Southwest Companion Pass.
- 2 EarlyBird Check-In® Each Year: Enjoy the convenience of two EarlyBird Check-Ins per year, allowing cardholders to secure earlier boarding positions.
- DoorDash Benefits: Cardholders receive a complimentary one-year DashPass membership.
- Lost Luggage Reimbursement: Receive coverage up to $3,000 per passenger for lost or damaged checked or carry-on luggage.
- Baggage Delay Insurance: Get reimbursed for essential purchases (up to $100 per day for 3 days) in case of baggage delays over 6 hours.
- Extended Warranty Protection: Extend the manufacturer's warranty by an additional year on eligible warranties of three years or less.
- Purchase Protection: Enjoy coverage for new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account, providing added security for your acquisitions.
When You Might Prefer The Alaska Visa Signature Card?
Here are the main reasons why you may prefer the Alaska Airlines Visa Signature Card:
Global Travel Enthusiast: If you love exploring destinations worldwide, the Alaska Airlines Visa Signature is a better fit due to its partnership network that allows you to use miles for flights beyond the U.S.
Companion Travel: If traveling with a friend or family member is a priority, the Alaska Airlines card provides an annual companion fare, allowing your travel companion to join you at a reduced cost.
Alaska Airlines Hub Access: If you live near or frequently travel through airports where Alaska Airlines has a strong presence, the card can offer more convenience and direct flight options, enhancing your overall travel experience.
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When You Might Prefer The Southwest Premier Card?
Here are the main reasons why you may prefer the Southwest Rapid Rewards Premier Card:
Frequent Southwest Flyers: For individuals who frequently fly with Southwest Airlines due to its convenient routes and hubs, the Southwest Rapid Rewards Premier card offers benefits like priority boarding and in-flight discounts, enhancing the overall travel convenience and experience with the airline.
Domestic Traveler: If your travel primarily involves domestic destinations within the United States, the Southwest Rapid Rewards Premier is a strong choice, as Southwest Airlines focuses on providing extensive coverage within the country.
Better Travel Insurance: As we've shown above, the travel insurance and protections the Southwest Premier card offers are better than the Alaska Airlines Visa Signature card, so if you prioritize this aspect – it may be a better choice.
Compare The Alternatives
If you're looking for an airline credit card with travel rewards – there are some good alternatives you may want to consider:
Delta SkyMiles® Gold American Express Card | Southwest Rapid Rewards® Premier Credit Card | Citi/AAdvantage Platinum Select World Elite | |
Annual Fee | $150, $0 intro first year. (See Rates and Fees.) | $99 | $99 (waived for the first 12 months)
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Rewards |
1X – 2X
2X miles on delta purchases, at restaurants worldwide (including take-out and delivery in the U.S) and at U.S. supermarkets, and 1x miles on all other eligible purchases
| 1X – 3X
3X points on Southwest® purchases,2X on Rapid Rewards® hotel and car partners, local transit and commuting, including rideshare, internet, cable, phone services, and select streaming and 1X points on all other purchases.
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1X – 2X
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
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Welcome bonus |
50,000 Miles
Earn 50,000 bonus miles after you spend $2,000 in purchases on your new card in your first 6 months of card membership.
| 40,000 Points
40,000 bonus points after spending $3,000 on purchases in the first 4 months.
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50,000 Miles
50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
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Foreign Transaction Fee | $0. See Rates and Fees. | $0 | $0 |
Purchase APR | 20.24% – 29.24% Variable | 20.99% – 27.99% variable APR | 20.74% – 29.74% (Variable) |
Compare Southwest Rapid Rewards Premier
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